Wah lau...orang kaya...pay so much DP for car....IMO, it's better to use that money to buy property and pay as DP...
Just my 2cents lah...if you already have 10 properties, probably wont be bother lor.....
I didnt want to pay so much on interest since car price depreciate. I took 20k loan 1 yr only. Don't think any bank will want to do but I took staff car loan (i work in a bank). Staff car loan is on monthly rest interest compare to the usual car loan [loan amount x 1.0xx% (interest) x tenure].
Dont want to deviate out of topic much but i will touch abit since you brought it up. Current rules make it harder to go with property investment - higher gain tax and 30% DP on 3rd property onwards. And...I don't have 10 properties la..more than 1..less than 5..
Joined: Jan 2003
From: Damansara Jaya/Bandar Utama
QUOTE(ProX @ Jul 9 2014, 10:58 AM)
I didnt want to pay so much on interest since car price depreciate. I took 20k loan 1 yr only. Don't think any bank will want to do but I took staff car loan (i work in a bank). Staff car loan is on monthly rest interest compare to the usual car loan [loan amount x 1.0xx% (interest) x tenure].
Dont want to deviate out of topic much but i will touch abit since you brought it up. Current rules make it harder to go with property investment - higher gain tax and 30% DP on 3rd property onwards. And...I don't have 10 properties la..more than 1..less than 5..
Wah lau...orang kaya detected!
Anyway current market prevent more flippers, but mid to long term investment is still ok...Property price can only go 1 way, which is up, just a matter of faster or slower.
This post has been edited by Matrix: Jul 9 2014, 11:06 AM
Normal la, I also practice this to secure future GST imposed on product and services. Got money, invest in properties and provide better living for families.
If u compare/judge while seated at driver seat, of course u will feel front speakers are louder.
Try open both doors and place your head right next to the speaker and compare/judge again? Huh? It's all stock...all I did was adding a decent (Hertz HT 25 neodymium) but not wallet-bombing pair of tweeters and place them on top of the dashboard right next to the pillars. Point them like, 60 degrees angle (passenger side tweeter pointing toward driver, driver side tweeter pointing toward passenger). See ghost once, really scared already. Like I mentioned earlier, the smooth CVT gearbox, rev-happy engine and better sound insulation made me unknowingly sped up too much prior to the dangerous S section
I actually drove gentler at Genting roads and ended up reaching hilltop a lot faster than I drive like a madman behind the wheel of a 1.3 Myvi auto. Now who said that 2014 City has no pickup and felt underpowered? No struggle at at all during the uphill drive
When upgrading to a low noise cabin and good transmission car, drivers have to cope with having a better life. Sounded like you had fun driving up hill.
Same like going to live in a fresh mountain place after being in Chow Kit for too long. Good things take some time to be accepted.
When upgrading to a low noise cabin and good transmission car, drivers have to cope with having a better life. Sounded like you had fun driving up hill.
Same like going to live in a fresh mountain place after being in Chow Kit for too long. Good things take some time to be accepted.
one thing about this car, i notice the front floor is not flat 100%..not easy to keep something for example shoes if you want to exchange with your sandal or umbrella.
why honda design like that ya? even under front seat no space.
Wah lau...orang kaya...pay so much DP for car....IMO, it's better to use that money to buy property and pay as DP...
Just my 2cents lah...if you already have 10 properties, probably wont be bother lor.....
some ppl dunt want to pening kepala with debts. even i am paying cash for my v spec & saga flx a few months ago. last year i bought 2 new unit perodua viva also with cash. not mean i am a rich person, its only my target want to be debts free by age 40. i want to retire early, spend almost of my time with wife & kids.
now i only need to settle housing loan. total monthly only rm1k for 2 houses.
This post has been edited by siamanggagap: Jul 9 2014, 12:30 PM
Jul 9 2014, 10:58 AM
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