But the RM188 may not get if we aren't in the first 300 cardmembers... I didn't get 0000 in my 3rd string.

My annual income is less than 100k, but I have home loan with PBB.
Does it increase my chance to get this card?

For those whose application has been approved, do you receive any form of notification (sms/email)?

Nothing whatsoever... even the actual VS card that arrive doesn't even have those glossy brochures.

the brochure not yet printed out....
you are first few hundred to get the new card

Then PBB better give me my RM188 cash back ....

- Email application on 14 May 2014
- Approved (from IVR) on 23 May 2014

- Email application on 14 May 2014
- Approved (from IVR) on 23 May 2014



(Same date with "Human Nature"...hahaha)

Ronnie, look at the welcome letter, it's actually a replacement card letter.
This Signature really not a premier card la, lol.
What is your 3 third number/string in your card? my is 1001

You may try if your net income (gaji bersih) is >RM72k and you have maintain >RM 20k in deposit for the past 1 year in PB in addition to your home loan repayment is 100% on time. But still the best way to increase your chance is to pledge a FD of 30k .

Mine's 1002 ... that means I may not be in the first 300 cardholder of PBB VS.
When did you apply yours ?

I've been told by CS of PB, that dining at hotels, or at starbucks are not included. They mention that, internally, they make reference to MCC list. Anyone knows what's on the list? For all you know, maybe online payment only from certain websites, not all.

Public Bank is not really "transparent" with their definition of Dining / Grocery / Online Transactions

May be can request from CS to publish/define in the terms and conditions

Hotel usually follow hotel MCC not dining. Even ocbc suffered from this. Starbucks MCC is dining so don't think they can escape.

Anyone got forex rate for this card?

same day as u, i have got the card on 20 May 2014. CS call the next day for activation

I had also ask about SMS notification.
If you swipe over the counter, the SMS will come only if amount >500.
For online transaction, regardless the amount you will always have SMS notification.
But I havent try though, this is what the CS said.

Also I used the RM388 CB rebateform during my application, so the effective CB without BT is RM150 , can be 1 shot RM1000 spending or combine, must do within 2 months. the other 238 have to do BT with 5% upfront intereted rate, if you do that, you will have to pay extra RM12 at the end, this is really a catch. I have nothing to BT pun la.

Did you also apply Citibank card for cash back? saw u in that thread, which card u applying ?

Just go to the branch you take the loan, ask that officer to apply for you.
Usually they can approve the card for you.
Still remember 8-9 years ago when I take their housing loan, I only entitled for Classic card but they applied gold card for me and I do got it. Just that the credit limit are quite low, rm7000 only. If you spend more, pay on time and always touch >70% of the credit limit, they will increase your credit limit also.

My first swipe below RM500 received the SMS Alert.
My subsequent swipes below RM20 didn't receive SMS Alert (I put my own box of RM1.00 on the form...)

Going to call them to change it to RM1.00. Until now still cannot register PBeBank.com logon

I did the same, i added my own box. Do let us know what is their respond.

Public Bank will allow a minimum of RM100 for physical swipes, and any amount for "card-not-present" swipes (i.e. Internet based) to get the SMS Transaction Alert.

Should I email to BNM ?