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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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TSronnie
post May 27 2014, 11:40 PM

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QUOTE(Human Nature @ May 27 2014, 11:35 PM)
That's what i said, other banks are being transparent on the codes.
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And the MCC is defined by the bank who owns the terminal (not Public Bank)..... unless PBB Visa Signature is based on "human intervention" doh.gif sweat.gif
Human Nature
post May 27 2014, 11:46 PM

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QUOTE(ronnie @ May 27 2014, 11:40 PM)
And the MCC is defined by the bank who owns the terminal (not Public Bank)..... unless PBB Visa Signature is based on "human intervention" doh.gif  sweat.gif
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you managed to register for online banking?
TSronnie
post May 27 2014, 11:47 PM

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BTW, manage to get my PBeBank logon working after their IT "fixed" the unknown server error...

To create a PBeBank logon with your CC, follow this steps
1. Go to http://www.pbebank.com
2. Click on Banking (right at the bottom)
3. Click on E-Channel (right side bar)
4. Click on PBe Personal Banking
5. Click on How do I apply ? (right side bar)
6. Scroll down to "Option 3 - PBe Online Regsitration for PB Cardmembers"

Who in the logical mind create this web of links just to do something simple like putting on the logon page and says "Create Logon ID"


or Shortcut : https://www.pbebank.com/forms/form-pbebank-registration.aspx

This post has been edited by ronnie: May 27 2014, 11:48 PM
Human Nature
post May 27 2014, 11:49 PM

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haha 6 steps huh doh.gif
TSronnie
post May 27 2014, 11:54 PM

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QUOTE(Human Nature @ May 27 2014, 11:49 PM)
haha 6 steps huh doh.gif
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Previously, went through 6 levels of links and failed .... due to some silly error.
Emailed them and NEVER response back to me.
TSronnie
post May 27 2014, 11:57 PM

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An interesting feature on the PBeBank CC summary is "Authorised Charges".
This is the charge which was approved but not posted smile.gif

I can't setup "E-Statement" also ..gets "Invalid Request" doh.gif doh.gif

This post has been edited by ronnie: May 27 2014, 11:58 PM
propusers
post May 28 2014, 09:12 AM

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QUOTE(ronnie @ May 27 2014, 11:47 PM)
BTW, manage to get my PBeBank logon working after their IT "fixed" the unknown server error...

To create a PBeBank logon with your CC, follow this steps
1. Go to http://www.pbebank.com
2. Click on Banking (right at the bottom)
3. Click on E-Channel (right side bar)
4. Click on PBe Personal Banking
5. Click on How do I apply ? (right side bar)
6. Scroll down to "Option 3 - PBe Online Regsitration for PB Cardmembers"

Who in the logical mind create this web of links just to do something simple like putting on the logon page and says "Create Logon ID"
or Shortcut : https://www.pbebank.com/forms/form-pbebank-registration.aspx
*
Ronnie, I suggest put these steps in first page to help others in future...
thank you for your effort..

TSronnie
post May 28 2014, 10:51 AM

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Latest Info from Public Bank Marketing Dept

Transactions with these MCC codes will be under the 6% Rebate Cash Back
Grocery [MCC: 5411]
Dining [MCC: 5812, 5813]
Online Transaction excludes Bill Payments / Govt related Payments / Insurance Payments /

QUOTE
5411 : Grocery Stores & Supermarkets
5812 : Eating places and Restaurants
5813 : Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques
This post has been edited by ronnie: May 28 2014, 10:54 AM
Human Nature
post May 28 2014, 11:06 AM

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QUOTE(ronnie @ May 28 2014, 10:51 AM)
Latest Info from Public Bank Marketing Dept

Transactions with these MCC codes will be under the 6% Rebate Cash Back
Grocery [MCC: 5411]
Dining [MCC: 5812, 5813]
Online Transaction excludes Bill Payments / Govt related Payments / Insurance Payments /
*
Nice, I wonder why the CS who called me yesterday said it is not for public view doh.gif

Comparison with OCBC:
Grocery (MCC codes 5411, 5422 and 5451)
Dining (MCC codes 5811, 5812, 5813 and 5814)

So less coverage!



This post has been edited by Human Nature: May 28 2014, 11:08 AM
TSronnie
post May 28 2014, 11:10 AM

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QUOTE(Human Nature @ May 28 2014, 11:06 AM)
Nice, I wonder why the CS who called me yesterday said it is not for public view  doh.gif

Comparison with OCBC:
Grocery (MCC codes 5411, 5422 and 5451)
Dining (MCC codes 5811, 5812, 5813 and 5814)

So less coverage!
*
I manage to drill the CS to get the details for me from their Marketing Dept.... persistence pays

Remember don't use PBB Visa Signature @ Burger King / KFC / Carl's Jr (in case under Fast Food MCC 5814)

This post has been edited by ronnie: May 28 2014, 11:11 AM
herc
post May 28 2014, 11:25 AM

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so stingy on the coverage...

we have to come out another list to compile all the merchant within coverage vmad.gif
raul
post May 28 2014, 12:14 PM

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applied on 15/5, received the card today... yawn.gif
number 1008 blink.gif
SUSsupersound
post May 28 2014, 12:44 PM

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QUOTE(herc @ May 28 2014, 11:25 AM)
so stingy on the coverage...

we have to come out another list to compile all the merchant within coverage  vmad.gif
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Tan Sri Teh are not stupid whistling.gif
TSronnie
post May 28 2014, 12:51 PM

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QUOTE(supersound @ May 28 2014, 12:44 PM)
Tan Sri Teh are not stupid whistling.gif
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That's why I believe this 6% will last longer (hopefully) than OCBC Titanium
SUSsupersound
post May 28 2014, 12:53 PM

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QUOTE(ronnie @ May 28 2014, 12:51 PM)
That's why I believe this 6% will last longer (hopefully) than OCBC Titanium
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Well, I'm pretty sure they will play grey areas just like WISE whistling.gif
That's why he is the only Chinese that owned a bank with total asset close to Maybank and CIMB, is not because he got lots of business, is he is clever on playing such dirty tricks.
Human Nature
post May 28 2014, 01:15 PM

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Finally received the card. You guys are right. This is the worst credit card package that I received. Just the letter with the card pasted on it and one leaflet about how to prevent card theft.

This post has been edited by Human Nature: May 28 2014, 01:15 PM
propusers
post May 28 2014, 01:40 PM

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QUOTE(ronnie @ May 28 2014, 10:51 AM)
5411 : Grocery Stores & Supermarkets
5812 : Eating places and Restaurants
5813 : Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques
Is Starbucks in it's drinking places list (5813)?
TSronnie
post May 28 2014, 01:45 PM

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QUOTE(propusers @ May 28 2014, 01:40 PM)
Is Starbucks in it's drinking places list (5813)?
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Possibly 5812 if I'm not mistaken... yet to be tested.
sogood
post May 28 2014, 02:03 PM

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For MCC5411, Citibank covers:-
99 Speedmart, AEON/AEON BIG, Ben’s Independent Grocer (B.I.G.), Billion, Cold Storage, Econsave, Everrise, Giant, Hero, Hock Choon, Jason’s Food Hall, Jaya Grocer, Maxvalu, Mercato, Mydin, NSK, Pacific/The Store, Servay, Tesco, TF Value Mart, and Village Grocer.

Not sure if stingy Public Bank shares the same. whistling.gif

Source: http://tinyurl.com/prognyu


QUOTE(ronnie @ May 28 2014, 10:51 AM)
Latest Info from Public Bank Marketing Dept

Transactions with these MCC codes will be under the 6% Rebate Cash Back
Grocery [MCC: 5411]
Dining [MCC: 5812, 5813]
Online Transaction excludes Bill Payments / Govt related Payments / Insurance Payments /
*
tifosi
post May 28 2014, 02:33 PM

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I think it's good to create a thread and list down MCC codes for all the vendors since PBB VS, Wise and Mach all rely on MCC codes for the rebates.

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