6% rebate is really good.

According to PBB CS, wait time up to 2 weeks

My Public Bank Visa Signature application has been approved.
- Email application on 9 May 2014
- Approved (from IVR) on 20 May 2014
- Card received on 22 May 2014 via PosLaju


This post has been edited by ronnie: May 22 2014, 03:37 PM

- Email application on 9 May 2014

"Your application is being process..."

So the rumors saying any of ronnie's card can swipe a Volkswagen is true!

This post has been edited by herc: May 20 2014, 10:02 AM

Buy a volksvagen by CC and get 36 months 0%EPP. Thats the deal of the day

I've submitted my application on last Thu, called them today was inform status just updated as 'processing', they advise need to go through standard procedure which is waiting for another 2 weeks time.

Applied on 9th. Check today thanks to the phone number provided by herc my application has been approved.

Those who are curious, you can actually see your card in your Public bank ebanking account by now, you need to add-card to make it appear as active card in your credit card section.

Please share with us your CL. Is it 200k that can by VW Passat

Having a similar query as vk-6qu. Any sifu can advise on the above?

Seems that the online "Apply Now" doesn't work. One can apply by emailing the form at the bottom of https://www.pbebank.com/Personal-Banking/Pr...k-Campaign.aspx

This post has been edited by millenniummonkey: May 21 2014, 10:25 AM

388 rebate requires too many pre requisites, and rm188 only available for first 300 customers. Any booth that I can get instant rebates on the 50bucks?

Today call the IVR to check again... "Your application is pending for documentation.."

Duhhh... No ppl call me also...

RM188 Cash Back Promotion for PB Visa Signature Credit Card.
https://www.pbebank.com/pdf/Promotions/tc_188signature.aspx
Terms and Conditions:

2. The campaign is open exclusively for first 300 New-to-Bank Principal PB Visa
Signature Credit Card Cardmembers (“Qualified Cardmember”).

8. Cardmembers who apply for new PB Visa Signature Credit Card via Online
Channel are not eligible for the RM188 Cash Back.


RM388 Online Cash Back Campaign for PB Visa Signature Credit Card.
https://www.pbebank.com/pdf/Promotions/tc_388.aspx
Terms & Conditions:

4.1 RM150 Cash Back on Retail Purchases

To qualify for the RM150 Cash Back, the Qualified Cardmember must have
charged on his principal credit card an accumulated retail purchase of RM1,000
and above within the first 2-months from the card approval date.

The Qualified Retail Transactions shall include all local and overseas retail
spending, online purchases and new Zero Interest Instalment Plan (ZIIP) full
purchase amount (not monthly instalment) and EXCLUDE ..... (Read the remaining of T&Cs)

4.2 RM238 Cash Back on Balance Transfer or Flexipay plan transactions

To qualify for the RM238 Cash Back, the Qualified Cardmember must obtain :-

i. a one-time approved Balance Transfer or Flexipay plan of RM5,000 and
above in a single transaction within the first 2-months from the card approval
date; and

ii. the Balance Transfer or Flexipay plan must be for a 24-month tenure based
on the current interest rates.


Attached thumbnail(s)

Thanks for the summary. Looks like the RM188 deal is better if you do not intend to swipe RM1000 in 60 days from card activation.

The RM238 deal is useful if are unable to repay your debt, or you are really hardworking in repaying for 24 months.
Minimum is RM5000 BT for 24 month plan to get it. The interest for 24/mo BT is 5% upfront, which means @ RM5000 you have to pay PBB RM250 upfront and they give you RM238 in return, nett nett you pay PBB RM12.

Effectively you are paying a RM12 fee for a 24 month BT on a sum of RM5000.

The RM12 you can make it back by putting the full sum of RM5000 that you intend to repay your debt with in FD, at 2.9% FD rate.. you will get RM12.08 back for 1 month. Thereafter, you are effectively just free-ing up cashflow and/or earning interest.

Its a rather long commitment, but damn good deal for people who are in deep shit who can't settle RM5k.

My Public Bank Visa Signature application chronology.
- Email application on 9 May 2014
- Approved on 19 May 2014
- Card received on 22 May 2014 via PosLaju

Nice. At least the delivery is fast.

The new PBeBank portal launched on 18 May 2014.... doesn't allow me to register



This post has been edited by ronnie: May 22 2014, 10:23 PM

On whether you are the first 300 cardmember to sign-up Visa Signature, nobody can verify but the system... so you may not get it. But at least the RM388 Online Sign-up Promo is confirmed if you spend RM1000 within 60-day period

u got the card less than 2 weeks

Spend RM1000 only get RM150. The balance of RM238 is on flexipay or BT.

I have also received mine on 22nd May 2014 via Poslaju.