The charges pay before or after application? And is it only applicable for pledging PBB Visa Signature card or all other cards as well?

I am a bit curious, because I already pledge FD for card application, but bank never told me about administrative charges/handling fees.
I was charged for RM15 (if I remember correctly) when pledging the FD.

Hmm, if there really has the charges, then I better cancel my application before I got charged by bank.

some branch charge rm10 (stamp duty) while some branch charge rm10 (stamp duty) + rm5 (fd pledging handling fee).

Do I have to pay the RM50 service tax for the first year or can it be waived?

Yes, GST have to pay, usually 1st year from the card approval bank will rebate back RM50 to you after few swipe.
2nd year usually no waiver.

Yes that's what I mean - will they credited the RM50 back? I already have the HL Wise and MB Amex cards, so the benefits of this card is there but marginal (online payments). If I have to pay RM50 without rebate then it may not be worth it for me to sign up.

Usually for credit card customer new to bank will receive RM50 cash rebate to cover the RM50 GST.
But follow their TnC la, some card need 1 swipe some card need 3 swipes.

I suggest you to call CS to ask if they are having any sign-up promo and what are their conditions (no of swipe, amount, etc).

Based on what the bank told me, they will charge a processing fee of RM300 or more for Visa Signature which includes handling fee of RM10 or RM15 for every RM1000 to be pledged (sorry I cant recall the exact detail). Guess I'll skip this card and look for alternatives then. I don't feel like paying more than RM300 to pledge a RM35K FD with them to apply for this card.

Anyone having problem paying their astro bill via astro portal today?

edit: anyone having problem in making online transaction today?

This post has been edited by Human Nature: Dec 21 2014, 09:34 PM

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attempted to pay astro online today using PB VS but failed

Same result over at Astro Portal
1. OTP entered... and gives me Timeout
2. Enter Card Details... and gives me error to contact Issuing Bank.

PBB confirms it to be Citibank Payment Gateway issue.

This post has been edited by ronnie: Dec 22 2014, 10:26 AM

I have given my feedback to astro yesterday, hope you guys do the same as the astro CS kept saying no issue with their system.

add: i sent another feedback through livechat again and instead of checking, the agent said because my card has insufficient balance. Idiot

This post has been edited by Human Nature: Dec 22 2014, 12:46 PM

Alright, then in my case, mine is not VS card then as I didn't select what type of card on the application form.

Btw, is it necessary that the bank keep the Original Fixed Deposit Receipts? I was told that the FD will be used if I cannot pay the outstanding amount.

Strangely also that today I received a letter from PBB requesting me to submit a copy of the Fixed Deposit Receipt, dont understand why because they have already taken my Original Receipt, why still ask a copy of the receipt from me??

I have no FD pledging experience but bank withholding the original receipt..that is suspicious. Maybe others can share their exp.

This post has been edited by Human Nature: Dec 22 2014, 05:01 PM

yes, they will hold the original receipt and give a photocopy to you.
the vs and the fd will become one entity (just like mbb2cards or hlb wise-gsc combo LOL), so they need to keep the original fd with them attached to the agreement.
otherwise you can just lift up your fd when you get your vs.

ah okay...but so scary

pbb revised some rules already:
1) minimum fd pledging is rm34k, no longer rm30k
2) credit limit is 90% of the fd amount, no longer 100%
3) stamp duty rm5 for every rm1k fd pledging amount, no longer rm10 stamp duty for the whole process

This post has been edited by victorywp: Dec 23 2014, 11:43 PM

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This post has been edited by cybpsych: Dec 22 2014, 08:48 PM

Still can't pay online .... and its overdue... WTF !!!!

This post has been edited by ronnie: Dec 23 2014, 12:19 AM