Do I have to pay the RM50 service tax for the first year or can it be waived?

Yes that's what I mean - will they credited the RM50 back? I already have the HL Wise and MB Amex cards, so the benefits of this card is there but marginal (online payments). If I have to pay RM50 without rebate then it may not be worth it for me to sign up.

Hey guys, sorry I didn't see this on the first page - but how to they categorize purchases as online transactions? For example, if I buy an app from Google Play Store, is it considered an online transaction? What if I pay my Unifi bill through the unifi website? Or buy something through eBay?

Also, are there any other promotions going on now other than the free Samsung Galaxy promo?

Thanks.

Damn, missed the free Samsung Galaxy phone promotion. Is there any other promotion going on for this card now?

Thinking of getting this one to complement my HL Wise and Maybank amex. Since Maybank will be devaluing its treat point beginning next month I need a card that gives me cash back on week day grocery spending. This one fits the bill and also gives me cash back for online transactions.

Two questions:
1. The RM 50 service tax is no longer applicable after GST right?

2. Is Ben's grocers in Publika under groceries for this card?

Oh yeah. Sorry I thought ended in March. Its still there. Thanks man.