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 Working in Singapore V16, Badminton 04th Oct @ Sportshub

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IwanAGP
post Jul 14 2014, 06:01 PM

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QUOTE(LiangZhuge @ Jul 14 2014, 05:54 PM)
Not if you are living in peninsular Malaysia, even if you no longer work in Singapore / no longer a PR. Only way is to get the $$$ (before 55) is to emigrate somewhere outside of Malaysia.  

Sabahan and Sarawakian can take it out before 55 by stating they will not return to work in Singapore. If they return, they need to repay the $$$ into CPF + interest smile.gif

Caveat emptor !!!
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Q: Can I withdraw my CPF if I am leaving Singapore and West Malaysia permanently? If so, what do I need to do?
A: You may withdraw your CPF in full if you have left Singapore and West Malaysia permanently with no intention of returning to either country for employment or residence.

So if say I take PR and pay CPF till like 35 years old. I withdraw everything and come back to M'sia. Then I can't work in West Malaysia also? Have to work in East Malaysia only? Really? doh.gif


Btw...

Q: I have left Singapore and withdrawn all my CPF monies. Do I need to refund the CPF monies withdrawn if I am coming back to work in Singapore?
A: If you are returning to Singapore to work and taking up Singapore permanent citizenship/residence, you need to refund the CPF you had withdrawn (including interest) previously.

However, if you are returning to Singapore on employment pass or work permit, there is no need to refund the CPF you had withdrawn previously

This post has been edited by IwanAGP: Jul 14 2014, 06:07 PM
IwanAGP
post Jul 14 2014, 06:50 PM

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QUOTE(LiangZhuge @ Jul 14 2014, 06:10 PM)
Only way to get the $$$ is to Keluar from Malaysia (if you are peninsular Malaysian AKA Malaya). Go get a Indonesia citizenship, Australia citizenship, Thailand citizenship etc.
Or you balik MY (after renouncing your PR and stop working in SG) and wait long long until 55 and come back to Singapura to get your $$$.

If you Sabahan or Sarawakian, you can balik to Malaysia (east or west) and take the $$$ (renounce PR) but must sumpah you will not come back to Singapore to work. If you come back to Singapura to work again then you will kena sumpahan to repay all the CPF $$$ + interest (of the year you didn't leave the $$$ in CPF) if you are taking PR again.

Ada faham ? smile.gif
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Faham... Means I'm still free to work in SG/MY just not SG PR la. biggrin.gif
IwanAGP
post Jul 15 2014, 11:14 AM

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QUOTE(LiangZhuge @ Jul 15 2014, 12:19 AM)
Once you taken PR and renounce it, cabut with the $$$ and sumpah will not come back, later you want to balik work in SG (via EP or WP), what do you think the chance of getting the permit ?  biggrin.gif
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laugh.gif No idea. But I understand la...

Still free to work in Malaysia? Or WM company won't hire also? Those Q&A prepared a little contradicting.
IwanAGP
post Jul 15 2014, 06:44 PM

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QUOTE(lolipoppers @ Jul 15 2014, 05:58 PM)
do they still employ ppl from East Malaysia ? The last round MOM is avoiding them like a plague.
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You are making me worry.

I got offered last week.
IwanAGP
post Jul 23 2014, 11:02 AM

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QUOTE(Fiona Chin @ Jul 22 2014, 11:54 PM)
Only familar with SG market, West MY don't know. That one how much? Drive speed boat go one15 how long?
Worry on the 10k USD limit if your money haven't wash yet. Or just cross the causeway daily with 9999.99 USD. Hire runners if you have billions to transfer.
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biggrin.gif Runners will then run away with you 9999.99 USD.




Btw... Can someone enlighten me on renting a room in SG? Like... Do we have to pay deposit or something? If yes, normally how many months?

Also... Can anyone recommend where should I find a room? I will be working in Kaki Bukit Industrial Estate (along Kaki Bukit Ave 1). From what I surveyed, the MRT will not be open till 2016 so I only have the option to take bus.

Recommendations are much needed. Not familiar with SG. Might go there a week earlier to walk around and familiarise.

doh.gif If need 2 months deposit + 1 month advance, I really need prepare like RM10k to start my life over there. doh.gif

This post has been edited by IwanAGP: Jul 23 2014, 11:02 AM
IwanAGP
post Jul 23 2014, 11:51 AM

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QUOTE(alaskanbunny @ Jul 23 2014, 11:41 AM)
depending on whether u wanna rent hdb or private room.. for hdb 2 year lease is 1 month depo, 1st month rent, 1 month agent fees..

it very much depends where in kaki bukit ind est also.. it is very big..

come i help, pm me ^^
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HDB as in whole unit?

I need just one room. Normally need deposit? doh.gif

Er... Google Maps you type in Kaki Bukit Industrial Estate (not Industrial Park), around that area. biggrin.gif

Not really looking for rooms yet. Just survey first. Still got some time for me to survey.
IwanAGP
post Jul 23 2014, 12:07 PM

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QUOTE(alaskanbunny @ Jul 23 2014, 11:54 AM)
yeaps " 1 month depo, 1st month rent, 1 month agent fees"

yea, ind est, still big.. very hot to walk around on a sunny day... better to plan based on actual address

happi hunting  rclxms.gif  btw, now is tenant's market..
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So I really need to prepare 10k MYR to start my life there doh.gif

Btw... Can explain what's tenant's market? biggrin.gif
IwanAGP
post Jul 23 2014, 12:25 PM

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QUOTE(alaskanbunny @ Jul 23 2014, 12:18 PM)
sicne you're renting room not whole unit... 10-15k is enough.. mind you it is not much in sgd terms, dont forget you need 1-2 months expenses and also depo for bank, telco... etc etc

means market now is in your favor in terms of price and availability.. previously u dun meet owner's price, 2 days later gone..
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But it's much in MYR terms sad.gif Ya I know all those.

Oh... Means we can bargain/negotiate now la. Good for me.

Anyway, my company should be somewhere near Hitachi in Kaki Bukit Industrial Estate. Any recommended area? Just around where should I stay la biggrin.gif
IwanAGP
post Aug 7 2014, 03:50 PM

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Hmm...

Can someone brief me on how to go into SG with an EP? My EP application has already been approved.

Now wondering how to go in to SG. Just enter like a tourist? No right?

After I start working in SG, do I have to get out of SG periodically to get my passport chopped or anything?

@.@ Confused
IwanAGP
post Aug 7 2014, 04:30 PM

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QUOTE(crazy25kid @ Aug 7 2014, 04:01 PM)
yes...enter like tourist until u get the physical card
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Then? Within 30 days need to come out and enter again using the card?

is there any limit for period of stay in SG with EP? Trying to ask mr. google but can't get what I want to know. Like... Can I stay in SG for half a year continuously or even one whole year?
IwanAGP
post Aug 7 2014, 06:04 PM

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QUOTE(Mackiddo @ Aug 7 2014, 05:52 PM)
EP can stay as long as you want, as long it's still valid.
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biggrin.gif Can stay until my passport expire? tongue.gif

Hmm...

Next...

How about phone? Most of you use prepaid or postpaid? Any nice plan to recommend?
IwanAGP
post Aug 8 2014, 03:51 PM

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QUOTE(soven @ Aug 8 2014, 08:29 AM)
Just based on my experience. Leave the number of days on the embarkation/disembarkation card empty. Let the Singapore immigration officer know that you have IPA for EP. The officer will put in 30 days and scribble "EP" on the card.

You will need to keep this card also and give it to your company to set up appointment with MOM.
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Ty for the info. I haven't receive IPA. Only notification from HR that my EP has been approved hmm.gif

QUOTE(deodorant @ Aug 8 2014, 02:06 PM)
Just use postpaid whatever corporate plan your company have. If none then to be honest there isn't that much difference among the telco's. I'm on singtel.
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Hmm... Maybe I need to ask my HR regarding this.
IwanAGP
post Aug 8 2014, 05:28 PM

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QUOTE(aLertz @ Aug 8 2014, 04:50 PM)
The IPA is important as proof your pass has been approved.

for my case, I just put the number of days to 28...30 also can...lol
go into sg like a tourist without telling anything...lol

later, the HR will make an appointment for u to go to MOM to take picture and submit all your documents....
rmb to bring original cert for verification...
at that time, you'll have to give the white card to them....

everything done and usually you'll get your pass around 3-4 workings days after that...

usually the process from entering into sg until you get your pass is js 2 weeks+
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Oh @.@ Never thought still got so many processes.

~.~ Yet to get my certs from school doh.gif


Means before I get my pass I basically work in SG as a tourist? biggrin.gif
IwanAGP
post Aug 8 2014, 06:01 PM

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QUOTE(aLertz @ Aug 8 2014, 05:53 PM)
those original certs like SPM, etc etc is important smile.gif

well...yeah...i had that feeling when i was here waiting for my pass laugh.gif
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Ok ok. I always bring those with me anyway. Thanks for the advice.

doh.gif doh.gif Accommodation still my biggest concern. Trying to avoid agent la doh.gif

QUOTE(crazy25kid @ Aug 8 2014, 05:59 PM)
certs will be spm and above i think
but best is u bring everything
well..not really working as a tourist, your IPA allows you to work and has a validity period.
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Erm... Do we have certs for UPSR and PMR? I remember only result slips right? @.@
IwanAGP
post Aug 22 2014, 02:16 PM

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Can someone advice me on POSB vs DBS? I googled and found out that POSB is a subsidiary of DBS. Why they don't merge it under one name can d doh.gif

http://www.posb.com.sg/personal/deposit/es...er/default.page

http://www.dbs.com.sg/personal/deposit/esa...rs/default.page

Both offer the same thing "For S Pass/EP Holder".


My question is...

Do I need to get my EP card in order to open an account? Or I can just open with the IPA from MOM?




Besides that... There's another type of savings "For All Foreigner"

http://www.dbs.com.sg/personal/deposit/sav...rs/default.page

http://www.posb.com.sg/personal/deposit/sa...er/default.page


Both also mentioned no deposit to open. Just that one 16 years old, the other one 12 years old... doh.gif


Then... There's a fall-below fee. For "EP/S Pass" just Average daily $1000 but for "All Foreigner" is Average daily $5000.

Need someone to shed some light on this. Thanks!
IwanAGP
post Aug 22 2014, 03:19 PM

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QUOTE(deodorant @ Aug 22 2014, 02:55 PM)
I opened my DBS account using IPA.
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DBS eSavings or just DBS Savings? That's the difference doh.gif Maybe I shall try my luck when I'm there. See whether they let me open.
IwanAGP
post Aug 22 2014, 03:25 PM

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QUOTE(deodorant @ Aug 22 2014, 03:23 PM)
DBS eSavings. Comes with ATM card. No idea what's the difference between eSvaings and Savings.
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Er... I think one with Debit one without or one can use ebanking one can't. The other thing is Average Balance for Fall-below fee is different. S$1000 for eSavings, S$5000 for Savings.


Another question... Did you deposit any money when opening the account?


EDIT: I also not sure d doh.gif A bit confusing.

This post has been edited by IwanAGP: Aug 22 2014, 03:36 PM
IwanAGP
post Aug 22 2014, 04:34 PM

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QUOTE(aLertz @ Aug 22 2014, 04:30 PM)
when opening account....doesn't need to deposit anything...
but the following month....need to maintain an average balance of $1000 and above to avoid the Fall-below fee which is $2 per month...

that's my experience when i open around mid of May...i'm an EP holder btw....
*
So you opened the account with your EP card or just IPA?

Thanks for the info. I guess I will just deposit some money in it biggrin.gif
IwanAGP
post Aug 22 2014, 04:46 PM

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QUOTE(aLertz @ Aug 22 2014, 04:39 PM)
i cant rmb clearly but i did bring everything js to be sure....
EP card, IPA, passport...

u can just wait for your paycheck the following month and deposit it...that's what the officer told me biggrin.gif
*
Coz now I'm thinking... Maybe after start work, no time to go open account on weekdays. That's why I want to know if can just open with IPA since I will only receive EP card maybe 2 weeks after this.

I'm not sure yet. I think company directly credit into bank account. Specified POSB or DBS only.



Oh... Btw, anyone using CIMB SG+MY accounts? Now can transfer from SG to MY with no service charge, just conversion rate. Thinking whether to open a CIMB MY account now.
IwanAGP
post Aug 22 2014, 05:35 PM

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QUOTE(deodorant @ Aug 22 2014, 05:06 PM)
I remember the DBS ppl needed my malaysia IC as well for some reason.
*
Ok, will bring with me as well.

QUOTE(almeizer @ Aug 22 2014, 05:13 PM)
If transfer from CIMB MY to CIMB SG (own account and 3rd party),can get the fund instantly in the CIMB SG?
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https://www.cimbclicks.com.sg/demo/cimb-mal...ia-transfer.htm

This one... I'm not sure if it works the other way round. I'm also trying to ask here see if anything is using biggrin.gif



Btw... When we work in Singapore, what do we need to bring with us all the time? EP Card enough? Or EP + Passport?

Then... Before I get my EP card, do I need to bring my IPA? or just Passport will do?
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