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 Working in Singapore V16, Badminton 04th Oct @ Sportshub

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IwanAGP
post Dec 3 2014, 09:15 PM

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From: S'wak||KL||SG
QUOTE(sheng291 @ Dec 3 2014, 09:10 PM)
haha, yea..actually 210 for last month..but I can go back JB during weekend, so maybe a bit unfair..
Ok la, once in a while no problem..today lunch I ask people dabao..too hot lazy go out XD
10 bucks..my 1 day food budget haha
Actually, it depend on your financial game plan la..for me eat just for survive.
if I really crave for specific food I can go bk JB eat..that's why I never bother to spend much on food in sg..
*
My 1 day also $10 one. But now back to office don't know where to eat follow colleagues lo. Expensive also must go lo. Need face mah biggrin.gif
IwanAGP
post Dec 3 2014, 09:37 PM

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QUOTE(RedSiglap56 @ Dec 3 2014, 09:24 PM)
That's true, sometimes when you socialize you might spend more than you plan. That's why it's important to have a budget.

Happy to see that you can work out roughly where your money goes.

Always 'pay yourself' first. Set aside $300 or whatever amount you plan when you get your gaji. Let that be your basic savings and don't touch that for your living expenses.

One way of doing that is to open another bank account and do a auto-debit from your bank account which receives the salary. That way, even if you have some unexpected socializing to do, you would have limited your own spending.
*
biggrin.gif I know exactly where my money goes. Just spent ~1k on a camera I wanted for years. Spent another ~400 on my CNY ticket. Bloody hell money flies that way.

Btw... It's when you're spending money you realise how good is that you're earning SGD.

1k SGD on a camera, yes it's a lot but when you put it in terms of your monthly salary, nah it's just part of my savings each month. Put it the other way round...

1k SGD translates to RM2.6k now. Even if I earn RM3k, after epf and everything (I'm not PR so no CPF contribution but if work back in M'sia sure kena EPF), my take home pay probably is just right RM2.6k. That's one month salary.

No need makan, no need petrol, no need toll, no need rental?

Sad to say but when it comes to this, our beloved nation is really a world behind.

QUOTE(sheng291 @ Dec 3 2014, 09:24 PM)
haha,that's consider socialize so still ok..
i m lucky to have manager and colleagues that can eat in hawker center together.XD
*
Still hawker centre. But more high class one mah tongue.gif AKA Food court.
IwanAGP
post Dec 3 2014, 09:50 PM

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QUOTE(megadisc @ Dec 3 2014, 09:41 PM)
even the train ticket increase also no problem ...still worth it ..
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biggrin.gif biggrin.gif

QUOTE(studyboy @ Dec 3 2014, 09:41 PM)
What is this 400 CNY ticket you are talking about? Flight ticket back to Malaysia?
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Ya... Back to Sarawak one. So expensive right????? doh.gif doh.gif
IwanAGP
post Dec 4 2014, 08:35 PM

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QUOTE(seantang @ Dec 4 2014, 07:12 PM)
I meMaybank2Ukan some money back today at 2.59, with $15 fee.
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How's the rate?

Tired me, didn't see your "2.59".


Hmm... Must exchange in M'sia only can get 2.6 doh.gif

This post has been edited by IwanAGP: Dec 4 2014, 08:38 PM
IwanAGP
post Dec 4 2014, 11:01 PM

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From: S'wak||KL||SG
QUOTE(rcr @ Dec 4 2014, 10:58 PM)
Doesn't sound attractive to me since you need to pay $15 unless you exchange a large sum.
Why not do direct money exchange at rate 2.60 and do not need to pay a single cent of admin charge?
*
Actually the high currency rate doesn't sound attractive to me either. I'm not waiting for RM to pay anything pun. Exchange to RM also no use doh.gif
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