Yes, agree. There is no perfect bank in the world...

Last time the Citibank RM put my FD into 2 different FD maturity dates when I submitted my 2 checks to
him on the same day. later I called him to complain, and he explained to me that he was rushing to
meet another customer so he only managed to submit one check to the counter just right before 4.00pm.
Consequently, I lost 2 days FD interest because of his lousy service.. 

Another case was couples years ago when I walked in Citibank premier customer counter, a bacha singh
security guard came to me and raised his hand to block me from approaching to the premier customer counter, and
he asked me to go down to the regular counter on down stair, then I had to show him something (I forgot what did
I show him, I think Citibank premier card or some document related to premier account..), then he did not say anything
and allowed me to go to premier customer counter, but I did not scold him; I think if somebody else would scold him
gao gao for embarrassment. I guess the reason why this bacha singh blocked me was because of my dressing
or he felt like I was a poor old man or something..?

Now back to Bank Rakyat dividend case:
After called to BR customer service and within 15 minutes, a customer service (I think a manager or senior, quite polite with
a tender tone) called me back to confirm that BR has changed to a new system. He said from now on, all FD dividends will
credit during 1st day of the month.

If I heard this correctly from him, if FD matures on 14th of the month, and if want to uplift matured FD on 14th,
then 14 days dividend will be paid on the same day when uplifting FD.
Yes, I just complained to the customer service, how come BR is doing thing quietly and no official letters send out to BR customers..? He said sorry.....

HLB STEP UP FD (eff:19 MAY 2014)
======================

NO CASA

1-4th mth - 3.3%
5-8th - 3.6%
9-12th - 4%

effective 3.63%
cannot find link but was told by staff. 

HLB STEP UP FD (eff:19 MAY 2014)
======================

NO CASA

1-4th mth - 3.3%
5-8th - 3.6%
9-12th - 4%

effective 3.63%
cannot find link but was told by staff. 

Thanks for confirming the HLB promotion.   

Hi, Any one when to HL for this promotion? I checked the website nothing show. If go to the bank ask for what. Sometimes they themselves not aware of new promotion

Bro august8.. Thanks so much for sharing the fast info from Alliance Bank more than a week ago..

Allince Bank link (contributed by august8)
http://www.thestar.com.my/Business/Busines...onetary-policy/

I think it is better to put FD in short term now like 3 months tenure, let's hoping interest rate
will go up in July...     Ha..ha..

Was in BR today. Talked to the ABM. He said those May 1st FD affected were those deposited under one particular product (Mubeen ???).

Remember BR changed the product name late last year ? So those of us having the FD before that date will be the one affected. But I am not sure if they changed the FD product name once or twice the last 2 years.

But he said he is also not sure of the solution. It could be June 1st for these FD again. So the FD monthly interest given out will not be affected. Then at the maturity, BR will pay out the maturity date minus the 1st day of the month of interest.

Or it could be they decided to go back to the date the FD was deposited. Then back to normal.

So key point is FD affected are those previous product (Mubeen ??? Can't be sure).

So now it makes more sense to me as not all my FD are affected.

I hope those have BR FD here get what I am saying above.

Cheers !

Yes, all my affected FDs are Mubeen.
Thanks for the update... 

I have 3 FD certs. All show " 51 Akaun Deposit-i Berjangka " at bottom left.
Can you share a screen of yr Cert with "Mubeen (printed on bottom left of the cert)"
TQ

Oh..KWSP.. 
There is a recent rumor spreading in social networks that KWSP is going to bailout MAS
Airlines, but KWSP denies that they will issue bond to MAS Airlines:

KWSP link:
EPF denies issuing bonds to MAS, May 20, 2014
http://www.themalaysianinsider.com/malaysi...ng-bonds-to-mas

I think it is better to pull "hand brake" for future deposit until we see the outcome of MAS Airlines financial crisis..
All my affected FDs are Mubeen; that one not affected (manually key-in dividend) is Berjangka.

I just wait until 1st July to see one whole month (for May) dividend to appear in my iRakyat
account..
Thanks again for the hard work and clarification ... 

BR revised the rate again?

BR revised the rate again?

tis time reduce again or up abit? 

According to economists, it should go up..
Hopefully 

Wow, another year max out?     
One shot one form or multiple forms/visits?

Q3 again..?      take note first.. Thank You

Ai..no need to worry too much la..
If worry then put in small fund loh...

If something is wrong with EPF, almost all Malaysian will get affected;
especially the 1.5 million government workers will make big noise..

EPF cannot afford to make big mistake la, but a very small mistake maybe
we can tolerate la...but on condition that our money is still there... 
BNM Zeti said the OPR would be adjusted in July only.

Other Economists said OPR should go up by .25 point in July.. 

thanks mate. another question. IS the return for EPF better vs fix deposit?

Boss, for epf self contribution, the amount will eventually split to 70%/30% for Account 1 and Account 2 respectively?

Possible to choose which acct to be credited?

1.No, 6 monthly cheque deposit to my CIMB SA 
2.Min 1M to bargain, maybe extra 0.05%, i asked 3 months to add up ok or not,
   2 weeks already still no answer, can forget it if need 1 lump sum.
3) Hand towels, 15" x 30" Reliable Brand, printed with MBSB logo.

Maybank FD promo effective rate 3.55% for 6 months. Tiered up to 5.6% I think. Minimum 10k for individual account. Valid from 23/5 to 30/6.

Called MBB Branch and details are:

Promotion period: 23/5/-30/6
Min funds: $10,000
Interest: Paid on maturity
Period: 6 months
Interest average is 3.55% based on flg:
1-2 months  3.1%
2-4 months  3.15%
5th month    3.2%
6th month    5.6%

Yes, that's the same one. Thanks for sharing.

~RM20 or so. Save the hassle la. Wait for next promo.
At least it's not a difference by the thousands.

lama lama jadi bukit

sikit sikit jadi diamond

"Just realized that was charged 15 cents for HL banker's cheque, the advantage of being PB customer. Before that they were charging RM 5.15 for a banker's cheque.  "
HL=Hong Leong, PB=Public Bank, HL=PB??