I was happy with the credit of monthly interest by BR for the last 1.5 years. Now I lost some confidence. Though I know you have bad experience with one FD cert.   

Good idea to take the screen shot. Have done that.

Will call BR to complaint. What is happening ??     

So Alliance Bank expects 25 basis points increase at next policy meeting eh?  Lucky I didn't dump everything into a 1 year FD!

And all I got from Hong Leong Bank for depositing 500 into FD was a lousy cooler bag, and even that, I had to almost beg for it.  This was done during their recent FD promo

As of now this is Affin's bank rate.

12 month 3.60
3.60

i dont know. Its seems to good to be true to be 3.6 when the others are 3.2

That is a mess-up of FD dividends this time.. 

But I have seen a lot of BR FD advertisements on TV lately, so they think their FD rates are the best in
Malaysia. But never mentioned about no PIDM on the TV ads..!!

My hair is wet.. 

I have to stay in BR's ship to reach the destination by 2017 as scheduled, hopefully the ship not hitting
any icebergs in the mid way so that we do not need to jump to the sea without life jackets (PIDM)... 

Thanks for the info..Captain 

Thanks for the latest HLB FD info.. Top Goat.

For all my BR FD that received dividend on 1st May, BR did not pay dividend yesterday (if use FD mature date); so
I guess BR will pay my next dividend on 1st of June... How about yours so far..?

2 weeks ago, BR Call Centre promised to post me a letter to explain all about this early dividend issue, but so far
I have not received any letter from them..?

If BR's auto credit system has problem, it does not make any sense they still cannot solve the problem until today..?

If you are not worried, then I should not be worried loh; Otherwise, you jump I jump .. 
BR is supposed to send out letter to all affected accounts, but they did not do it. From this part, we can say
BR is not professional at all...  ..A very lousy bank..

Okay, let's see what is going on later... Thanks.. 

For more than a year, BR has credited the dividend to my saving account without fail. This month, for some unknown reason, it is a few hundred RM short. Hope this has nothing to do with the recent reported Chairman issue.

Cheerio.

... regarding the BR thingy that I have been reading ...

- Mine is not change to the 1st of each month and it has been punctured this far, but it is not a consistently fix amount each month ...  ...

the 5 year rate is now too low, only 4.4%. I just move 3 certs out to MBSB for 4.7%, go to wherever that offers you better rates........if you are getting short term rate of 3.6% with repeated every 6 months,might as well fix it at 4.7%, every 100k you get extra RM1100, to me that is significant .....MBSB gave me 2 towels,some pens and a diary like book.(no need to ask they automatically bring together with the certs) , support MBSB for now. Will move out whenever BR Fd matures...

Interesting & tempting.

But ...

in view of the "likely" FD rate increase in Jun/Jul this year, may be park the money for 1-3 months first and then go for the 35 years FD at 4.7 + 0.25 %?

Just my thought.

Cheerio.

Sorry, I did not check my correction before sending.

I typed 3 yrs first and then realised my mistake. Thought I have over-written the "3" with my "5".

Thanks.

Top Goat, you mean BR will adjust back the affected dividend date to normal FD maturity date next month?

I have 6 certs are affected, all are 5 years FDs.

I have not received any dividend after 1st May, except the 1 year FD that needs to be credited manually;
so BR owes me 6 FD dividend since after 1st May.

I do not think I will receive any dividend during this month..

And I do not know when will BR pay the next dividend after 1st May..?
I guess either 1st of June or FD maturity date in June..?

It seems only two of us are affected in this forum? 

Ask all BR depositors here, if all of them didn't receive the div as per scheduled time, it can be a serious indication.
Defaulting a scheduled div payment can be due to technical glitch but it can be also due to tight cash flow.
A healthy banking system shouldn't have this kind of alarming indication.

Gotta to do with the recent reported Chairman & the "free" loans thingy? 

Oh..but I have not heard any other forum members are complaining about this matter..? except two of us..

I asked Top Cat, he said he was not affected..
The Guy also did not say anything...
tbheng did not complain...
magika keeps quiet, so I assume he is not affected..
Warrior HJebat also did not say anything...
gchowyh also did not complain...
Top Flo keeps quiet too...

Who else..? 

It looks like only two of us are affected in this forum so far... I mean the rest of members did not complain
because they are not affected....

All my FD certs are affected, except one FD cert that needs to put in dividend manually..

i dont think u guys have to worry. mine all not affected the last time i checked on 30.4.2014, my wife's only 1 cert affected. straight away we emailed the manager. He explained it's due to the HQ trying to revert back to paying FDs' interest  on 1st of every month, may be in stages, so some affected some not, finally all will, if their plan goes through.  This is a silly system as it can confuse you when you have so many certs on various days of the month and you find it hard to identify which interest for which cert.

So that FD was dated 28th. and interest was "missing" on 28.4.14. The system for some funny reason credited a lesser amount of it on 23.4.2014 (your so called "advance"), later on, the remainder on 1.5.2014, added up it was the correct amount as expected.

May be end of this month when i check again, more FDs will be affected, but no worries you get your dues at the end the same.

There  shouldn't be a case of BR owing you interest, or forget to pay or will only pay you next month...check you own account carefully, likely the interest  paid in May 2014 were partial, and the remainder will come on 1.6.2014.

Hmm, I better ask my mum to check too as the saving account is under her name. So the issue is that the monthly interest is not credited. Should be able to detect from the account book correct?

Agree...  .. I do not think this is a good sign either; especially this is a very bad service when no official letter
send out from BR to inform depositors about the recent change of dividend pay date, and I feel like they do not respect
their customers.. 
In fact, I am more worried about BR's professionalism and the way they run their business..