Take your month income, multiply by 12. That's the limit for the car you can afford.

pay cash la..

from what ppl tell me, the value of your car should be no more than your annual salary.. calculating back.. you should be taking home 25k salary per month in order to own a car worth 300k. of course you could be buying that car with lesser than 25k/mth, but it's not financially wise..

hmmm reeeaaally ah
so 2k rm24k car only?

if i earn 20 million a month also i wont buy a 300k car.

my brains will immediately go ka ching, forcing me to sell said car immediately (maybe get RM260K back),invest in a trust fund, generating returns of RM30K per year, and buy a Myvi by taking the longest bank loan (hopefully my car cost is RM600 per month)

so the RM30K returns per year, i invest it in another trust fund, netting me RM6K per year, enough to cover my car cost

Hence, instead of losing 300k on a car, i use the RETURNS OF THE RETURNS of the price, to buy a myvi.

not really.

notice how out of the 300k, only the returns of the 30k is used to buy a car.
in fact, the 260k are all making more money to make more money for me.

all my earnings are making more money to make more money for me.

in short, by not buying a car, you are less a slave of your own money

because buying a car means you have to slave to pay for the debt, pay for maintainence, and work more.

hmmm reeeaaally ah
so 2k rm24k car only?

for me as long as it can get u from point a to point b would be enuff for me . no need for expensive cars

net or gross income jek 

And for what is your BIG BIG BIG money you have? Take it to your grave?

you dont understand simply because you are not in my position

Why do you think warren buffet still want to earn money despite being a billionaire?
Why do you think taib want to have power on sarawak despite being a billionaire?

every billionaire in top 20, continue to strive to become a billionaire

Once you reach my position, you will understand the real meaning of money. Money is not about spending on this that, showing off in a car, whatever

money is a game of life. it doesnt matter if i spend or do not spend on myself, but money is a game. all spending is meaningless in the spirit of the game of making more money. how much money can i ever accumulate? how big can my power and empire grow? how much money can i make in my lifetime? these are the questions once you reach financial independence. its no longer about how big car i can drive etc etc. those are just side dishes to the main game of money.

therefore get a z250 instead of a car

real cost is only 1/3 in malaysia..

so ur real cost of car is 100k

and 200k is on taxes..

Yes.

So if you're a fresh grad, buy second hand Saga.
No need first month of work buy God car Vios.

gross le.. net income damn jialat lo.. i think i won't be able to afford a car till dunno when..

read properly

the first purchase consideration is a car. A car wont save you more time irregardless of what car you drive. (myvi or honda or toyota, you will still get stuck in the same jam) hence, since there is no time saving, there is no luxury time accumulated, and hence, in monetary terms, you have wasted money

warren buffet bought a plane. A plane can save a few hours of travel and queueing compared to its next best alternative (commercial aircraft). Furthermore, it allows flexibility for warren buffet to schedule his meetings. For someone who have a luxury time valued at USD 100,000-150,000 per hour like warren buffet, if he travels everyday, he can easily accumulate a few million USD worth of luxury time.

Luxury time, can easily be converted to money (by working, making an investment decision, etc), hence in monetary terms, is effective.

TLDR: Time is money
Expensive car saves you no time, hence you wasted $(price of car) Expensive car saves you no time, hence you wasted $(price of car)
Private airplane saves time, hence, it is not a waste if opportunity cost is less than Value of time saved.

Looks like Haji Bakhil to me. I'd rather be like Bill Gates, give a money to others and myself rather than collect it (without even spend it) like never ending mission.

chick magnet
welkum to maresia

wont be, net and gross only diff bit nia

from what ppl tell me, the value of your car should be no more than your annual salary.. calculating back.. you should be taking home 25k salary per month in order to own a car worth 300k. of course you could be buying that car with lesser than 25k/mth, but it's not financially wise..

that is true but for BMW people from the very rich to just scrape by owns it hahaha

i also wanna change car.. but recently baru read the car value = annual salary.. i realize i cannot change any car.. ok la.. so be it la..

actually i no need change car yet.. but recently heard some hurtful words.. i guess i need to work harder.. :'(