how much need to earn to afford 300k car?
|
|
 Apr 11 2014, 10:13 AM
|
 
Junior Member
143 posts Joined: Jul 2009  
|
QUOTE(tctham @ Apr 11 2014, 05:03 AM) makes quite a lot difference lo.. EPF alone will dock off 11%, that's not yet count other things like SOCSO, Income tax, phone bill, house rental (if you're not local), food and etc.. maybe my net calculation diff la.. but if calculate like this, my net and my gross quite big diff..    mistress fee's sudah include ka |
|
|
Apr 11 2014, 10:21 AM
|
Junior Member
653 posts Joined: Aug 2010 
|
» Click to show Spoiler - click again to hide... « hmm i also wanna give good life to my partner geh.. some things i can understand.. like sometimes QUOTE(FindingGamerWife @ Apr 11 2014, 10:11 AM) - eat in expensive dining halls of course not always, but sometimes need to pamper partner a bit also ma.. wedding need to do within budget lo.. takkan take PL for wedding ma.. macam syok sekarang, mati kemudian..- go on expensive holidays but for car, i feel my car is still functional.. and altho just local car and also low end, but it still moves and can do what is required, i don't feel there should be a need to change the car esp when i cannot really afford better cars comfortably.. (i can buy other cars, but i will be heavily in debts lo..) ok la.. lucky partner not materialistic... just need to meet expectations of other people.. in the meantime, need to work harder lo..QUOTE(IluvProton @ Apr 11 2014, 10:13 AM) mistress fee's sudah include ka |
|
|
Apr 11 2014, 10:23 AM
|
Senior Member
3,772 posts Joined: Jan 2003
|
nobody buys 300k car on their own money
normally company car or company asset |
|
|
Apr 11 2014, 10:24 AM
|
Senior Member
2,851 posts Joined: Jun 2006
|
300k loan 270k over 9 yrs = 30k a year = 60% income =
`RM5k/mth net gaji can liao provided u dun have other loans |
|
|
Apr 11 2014, 10:33 AM
|
|
Junior Member
143 posts Joined: Jul 2009
|
QUOTE(tctham @ Apr 11 2014, 05:21 AM) » Click to show Spoiler - click again to hide... « hmm i also wanna give good life to my partner geh.. some things i can understand.. like sometimes of course not always, but sometimes need to pamper partner a bit also ma.. wedding need to do within budget lo.. takkan take PL for wedding ma.. macam syok sekarang, mati kemudian.. but for car, i feel my car is still functional.. and altho just local car and also low end, but it still moves and can do what is required, i don't feel there should be a need to change the car esp when i cannot really afford better cars comfortably.. (i can buy other cars, but i will be heavily in debts lo..) ok la.. lucky partner not materialistic... just need to meet expectations of other people.. in the meantime, need to work harder lo..*ahem* kalau ada pun, must be off the records kan?  |
|
|
Apr 11 2014, 10:41 AM
|
Senior Member
672 posts Joined: Aug 2011
|
QUOTE(Sammich! @ Apr 10 2014, 07:49 PM) I want make my goal to earn enough to afford 300k car Realistically speaking, you need to earn RM500k a year to afford it. But knowing m'sians, they'd buy that RM300k car if they're earning only RM100k a year. |
|
|
Apr 11 2014, 10:47 AM
|
Junior Member
279 posts Joined: Aug 2009 From: KL
|
QUOTE(hkindaichi @ Apr 11 2014, 09:45 AM) And for what is your BIG BIG BIG money you have? Take it to your grave? thats why he want find gamer wife. so can give the harta wan. |
|
|
Apr 11 2014, 10:59 AM
|
Senior Member
1,123 posts Joined: Sep 2013
|
Beside idiotic drivers, An expensive fast car also bring bad luck and accident....see how many pretty girls they kill
|
|
|
Apr 11 2014, 11:04 AM
|
Junior Member
370 posts Joined: Mar 2011 
|
QUOTE(FindingGamerWife @ Apr 10 2014, 08:03 PM) if i earn 20 million a month also i wont buy a 300k car. U sure ka kawan?i think even with your salary now u dont even drive myvi my brains will immediately go ka ching, forcing me to sell said car immediately (maybe get RM260K back),invest in a trust fund, generating returns of RM30K per year, and buy a Myvi by taking the longest bank loan (hopefully my car cost is RM600 per month) so the RM30K returns per year, i invest it in another trust fund, netting me RM6K per year, enough to cover my car cost Hence, instead of losing 300k on a car, i use the RETURNS OF THE RETURNS of the price, to buy a myvi. |
|
|
Apr 11 2014, 11:21 AM
|
Junior Member
246 posts Joined: Mar 2009
|
I wouldn't buy a 300k car unless I had close to 300k spare sitting around in a bank account.
Malaysians already have so much household debt |
|
|
Apr 11 2014, 04:27 PM
|
Junior Member
271 posts Joined: Aug 2011
|
QUOTE(AxeFire @ Apr 11 2014, 08:56 AM) Facebook ceo he just get a golf gti even if he can buy 10 ferarri he ownedPrivate Jet Accura TSX<<luxury car Volkswagon GTI Honda Fit |
|
|
Apr 11 2014, 05:04 PM
|
Junior Member
368 posts Joined: Oct 2012 From: Penang
|
QUOTE(crash123 @ Apr 11 2014, 04:27 PM) he owned and yet some who has less money than he does have more carsPrivate Jet Accura TSX<<luxury car Volkswagon GTI Honda Fit considering he is a billionare that is pretty modest He got a private jet so he can get across the country fast at least its useful unlike Supercars This post has been edited by AxeFire: Apr 11 2014, 05:07 PM |
|
|
Apr 11 2014, 05:13 PM
|
|
Junior Member
143 posts Joined: Jul 2009
|
QUOTE(AxeFire @ Apr 11 2014, 12:04 PM) and yet some who has less money than he does have more cars he also got cainis gf right? considering he is a billionare that is pretty modest He got a private jet so he can get across the country fast at least its useful unlike Supercars |
|
|
Apr 11 2014, 05:16 PM
|
|
Junior Member
368 posts Joined: Oct 2012 From: Penang
|
QUOTE(IluvProton @ Apr 11 2014, 05:13 PM) he also got cainis gf right?  |
|
|
Apr 11 2014, 05:30 PM
|
Newbie
0 posts Joined: Mar 2014
|
QUOTE(FindingGamerWife @ Apr 11 2014, 10:11 AM) it is normal for middle class serfs to attempt to lure you into their wasteful lifestyle. this is true They do so by - Pressuring you to get married with beautiful expensive wife - Pressuring you to buy expensive car - Pressure you to wear branded clothes - Pressure you to eat in expensive dining halls - Pressuring you to go on expensive holidays - Pressure you to have expensive weddings etc. They will say you have no life if you dont marry beautiful expensive wife OR do not have exp car OR not using branded clothes OR not going to expensive diners OR not going to expensive holidays OR not having an expensive wedding. In short, you have no life, unless you live like a middle class serf. Thats why, majority of malaysians are middle class serf. they have no ability to say no, and hence, they get swept in wasteful lifestyle, and get drowned in debt. Do whatever you want. Live however you want to live. Do whatever you enjoy. your life is yours. Not theirs.  just live the way u want as long as it makes u happy dont let others dictate how you should live your life. I can afford branded stuffs but I dont splurge on them simply because i cant afford it , nowadays u see many youngsters with minimal income or average income indulge themselves with luxury good that cost more than their salary in order to "elevate" their status. I dont understand how a few thousand ringgit belts,shoes and handbags can change your life and your status when you struggle to meet months end and live in poverty. Irrational spending will just put u further and further away from your life goals. This post has been edited by sgt goebellx: Apr 11 2014, 05:30 PM |
|
|
Apr 11 2014, 06:06 PM
|
Junior Member
54 posts Joined: Sep 2008
|
Bumi people please don't talk kok in here and pretend to be smart investor.
With the amount tongkat the government is giving out to bumi, only idiots bumis cant make money in this country. If you are a bumi and want to drive a 300k car, just apply for AP and get the car for 100k. Edit: no racist. It's just like someone who only uses map hack since the first time he played trying to join in on a dota conversation. This post has been edited by WindDragon: Apr 11 2014, 06:19 PM |
|
|
Apr 11 2014, 06:44 PM
|
|
Junior Member
271 posts Joined: Aug 2011
|
QUOTE(AxeFire @ Apr 11 2014, 05:04 PM) and yet some who has less money than he does have more cars for me..considering he is a billionare that is pretty modest He got a private jet so he can get across the country fast at least its useful unlike Supercars even if u invest 1000trilion and suddenly u die and u just spend like 0.01% of ur money for u satisfaction.. then why u become rich??to become money slave??find money without aim and just keep it without spend it?? when u die, all the money is leaving him.. better spend 1000trilion to charity for better investment if u just wanna keep low without spend it  |
|
|
May 8 2014, 10:47 AM
|
Senior Member
4,893 posts Joined: May 2008
|
hidup susah carfag
|
|
|
May 8 2014, 10:52 AM
|
Senior Member
3,050 posts Joined: Oct 2008
|
Buying 300k house is a problem for me
Some more is car? |
|
|
May 8 2014, 10:53 AM
|
|
Senior Member
5,909 posts Joined: Jan 2006 From: 06.02.58.44.23.08.03
|
QUOTE(Sammich! @ Apr 10 2014, 07:49 PM) I want make my goal to earn enough to afford 300k car Better set your goal to buy a 300k house instead  |
| Bump Topic Add ReplyOptions New Topic |
| Change to: |  0.0189sec
 0.60
 5 queries
 GZIP Disabled
Time is now: 16th December 2025 - 11:56 PM |
Quote