if i earn 20 million a month also i wont buy a 300k car.

my brains will immediately go ka ching, forcing me to sell said car immediately (maybe get RM260K back),invest in a trust fund, generating returns of RM30K per year, and buy a Myvi by taking the longest bank loan (hopefully my car cost is RM600 per month)

so the RM30K returns per year, i invest it in another trust fund, netting me RM6K per year, enough to cover my car cost

Hence, instead of losing 300k on a car, i use the RETURNS OF THE RETURNS of the price, to buy a myvi.