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 Fundsupermart.com v6, Manage your own unit trust portfolio

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polkiuj
post Aug 27 2014, 11:00 AM

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Joined: Mar 2007
From: Subang Jaya


"Q: What are the New Account Benefits?

A: With effect from 02/02/2012, Fundsupermart.com Malaysia will be providing exclusive benefits to new account holders.

These benefits include:

1) Sales charge capped at a maximum of 1% (normal FSM sales charge is 2%).

2) Regular Savings Plan (RSP) sales charge capped at 1% for first 6 monthly deductions.

These benefits are applicable to UNLIMITED purchases of ANY unit trust, up to a period of 30 calendar days upon account activation. However, these benefits do not apply for funds listed under Hwang Investment Management Berhad."

"Q: What if there is a monthly deduction failure on my RSP?

A: In the case where you do not have sufficient bank/Cash Management Fund balance for the monthly RSP deduction, and the RSP transaction fails, this failed transaction will still count as a monthly deduction and you are deemed to have enjoyed the New Account Benefits."

"Q: Do I need to have an initial investment before starting a RSP? What is RSP Specialist?

A: You can start your RSP from as low as RM100 per month for most of the funds without having to fulfill the minimum initial investment amount. EXCEPT for OSK-UOB Institutional Islamic Money Market Fund as well as funds from CIMB-Principal Asset Management Berhad, MIDF Amanah Asset Management Berhad and Hwang Investment Management Berhad where you are required to invest the minimum initial investment amount first before starting the RSP.

RSP Special List is a list of funds which enables you to start an RSP at the minimum RSP amount without required a minimum initial purchase.

Please click here to view the funds."

@woonsc if it's past your first month then it's too late.

@arvinaaaaa
1. Choose 5 funds and start RM 200 RSP via CMF
2. Manually buy CMF for your first 1k and on the 15th, it will auto transfer into your selected funds
3. Manually buy CMF every month. If you have enough balance then it will auto transfer into your selected funds on the 15th. I think it will do partial transfers if there is not sufficient balance and if no balance then no transfer.
4. Enjoy ur first 6 months of 1% sales charge
SUSPink Spider
post Aug 27 2014, 11:06 AM

Formerly known as Prince_Hamsap
********
Senior Member
16,872 posts

Joined: Jun 2011


Yes. CMF is one of the bestest thing ever. I basically dump all my excess cash in that fund. rclxms.gif
zDarkForceSz
post Aug 27 2014, 11:17 AM

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Senior Member
1,938 posts

Joined: Nov 2009
From: Bolehland


QUOTE(Pink Spider @ Aug 27 2014, 11:06 AM)
Yes. CMF is one of the bestest thing ever. I basically dump all my excess cash in that fund. rclxms.gif
*
Bro, you mean RHB-OSK CASH MANAGEMENT FUND 2?
SUSPink Spider
post Aug 27 2014, 11:19 AM

Formerly known as Prince_Hamsap
********
Senior Member
16,872 posts

Joined: Jun 2011


QUOTE(zDarkForceSz @ Aug 27 2014, 11:17 AM)
Bro, you mean RHB-OSK CASH MANAGEMENT FUND 2?
*
wink.gif
woonsc
post Aug 27 2014, 11:21 AM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(Pink Spider @ Aug 27 2014, 11:06 AM)
Yes. CMF is one of the bestest thing ever. I basically dump all my excess cash in that fund. rclxms.gif
*
if you have sudden need of money, how fast does the fund arrive at your bank account?
I havnt withdraw any yet atm..
SUSPink Spider
post Aug 27 2014, 11:23 AM

Formerly known as Prince_Hamsap
********
Senior Member
16,872 posts

Joined: Jun 2011


QUOTE(woonsc @ Aug 27 2014, 11:21 AM)
if you have sudden need of money, how fast does the fund arrive at your bank account?
I havnt withdraw any yet atm..
*
Of course I maintain A BIT cash in my bank accounts lar... doh.gif

If REALLY BIG emergency, what to do, cash advance from credit card lor...cards are there for a purpose. But so far (touch wood) I've never done this lar.
woonsc
post Aug 27 2014, 11:24 AM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(Pink Spider @ Aug 27 2014, 11:23 AM)
Of course I maintain A BIT cash in my bank accounts lar... doh.gif

If REALLY BIG emergency, what to do, cash advance from credit card lor...cards are there for a purpose. But so far (touch wood) I've never done this lar.
*
haha.. you havnt withdrawn any money yet??
zDarkForceSz
post Aug 27 2014, 11:25 AM

Regular
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Senior Member
1,938 posts

Joined: Nov 2009
From: Bolehland


QUOTE(woonsc @ Aug 27 2014, 11:21 AM)
if you have sudden need of money, how fast does the fund arrive at your bank account?
I havnt withdraw any yet atm..
*
QUOTE(Pink Spider @ Aug 27 2014, 11:23 AM)
Of course I maintain A BIT cash in my bank accounts lar... doh.gif

If REALLY BIG emergency, what to do, cash advance from credit card lor...cards are there for a purpose. But so far (touch wood) I've never done this lar.
*
haha. touch wood with that emergency.
SUSPink Spider
post Aug 27 2014, 11:27 AM

Formerly known as Prince_Hamsap
********
Senior Member
16,872 posts

Joined: Jun 2011


QUOTE(woonsc @ Aug 27 2014, 11:24 AM)
haha.. you havnt withdrawn any money yet??
*
doh.gif doh.gif doh.gif
I meant, I've not yet withdrawn money from credit cards...NOT CMF!

CMF withdrawal will be credited into your bank account and cleared for use in T+2 (roughly 2 working days time)

oi, mabuk ka?! tongue.gif

This post has been edited by Pink Spider: Aug 27 2014, 11:28 AM
woonsc
post Aug 27 2014, 11:28 AM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(Pink Spider @ Aug 27 2014, 11:27 AM)
doh.gif doh.gif doh.gif
I meant, I've not yet withdrawn money from credit cards...NOT CMF!

CMF withdrawal will be credited into your bank account and cleared for use in 2 working days time

oi, mabuk ka?! tongue.gif
*
rclxub.gif rclxub.gif rclxub.gif
HAHAHA OK.
Sorry tongue.gif
Maaf notworthy.gif
kimyee73
post Aug 27 2014, 12:06 PM

Regular
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Senior Member
1,007 posts

Joined: Oct 2006
From: island up north


QUOTE(woonsc @ Aug 27 2014, 10:48 AM)
I jut joined a month ago..
Just lost my 1 month lump sum.. sooooo..
do i still get that RSP 6 month 1%??
*
I think it is either or, not both. If you used 1% for lump sum, no more 1% for RSP. Also need to initiate within 30 days of account opening.

This post has been edited by kimyee73: Aug 27 2014, 12:07 PM
yck1987
post Aug 27 2014, 12:20 PM

Enthusiast
*****
Senior Member
808 posts

Joined: Apr 2009
QUOTE(Pink Spider @ Aug 27 2014, 10:46 AM)
U can start from FSM's Recommended Funds and Recommended Portfolios. Use that as a base and learn how to build/structure a portfolio.

In fact, most if not all of the funds I'm holding are/were once Recommended Funds by FSM.

Share my portfolio:

RHB-OSK Emerging Markets Bond
Hwang Select Opportunity
Hwang Select Asia ex Japan Quantum
CIMB-Principal Asia Pacific Dynamic Income
CIMB-Principal Global Titans
Aberdeen Islamic World Equity
Eastspring Investments Global Emerging Markets

And of course, RHB-OSK Cash Management Fund 2 tongue.gif
*
Kena mine 5 out of 7 rclxm9.gif

biggrin.gif
woonsc
post Aug 27 2014, 12:25 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(yck1987 @ Aug 27 2014, 12:20 PM)
Kena mine 5 out of 7  rclxm9.gif

biggrin.gif
*
cry.gif
how do you all pick??

Arvinaaaaa
post Aug 27 2014, 12:58 PM

Peace :D
*******
Senior Member
3,928 posts

Joined: Jan 2012


QUOTE(polkiuj @ Aug 27 2014, 11:00 AM)
"Q:  What are the New Account Benefits?

A:  With effect from 02/02/2012, Fundsupermart.com Malaysia will be providing exclusive benefits to new account holders.

These benefits include:

1) Sales charge capped at a maximum of 1% (normal FSM sales charge is 2%).

2) Regular Savings Plan (RSP) sales charge capped at 1% for first 6 monthly deductions.

These benefits are applicable to UNLIMITED purchases of ANY unit trust, up to a period of 30 calendar days upon account activation. However, these benefits do not apply for funds listed under Hwang Investment Management Berhad."

"Q:  What if there is a monthly deduction failure on my RSP?

A:  In the case where you do not have sufficient bank/Cash Management Fund balance for the monthly RSP deduction, and the RSP transaction fails, this failed transaction will still count as a monthly deduction and you are deemed to have enjoyed the New Account Benefits."

"Q:  Do I need to have an initial investment before starting a RSP? What is RSP Specialist?

A:  You can start your RSP from as low as RM100 per month for most of the funds without having to fulfill the minimum initial investment amount. EXCEPT for OSK-UOB Institutional Islamic Money Market Fund as well as funds from CIMB-Principal Asset Management Berhad, MIDF Amanah Asset Management Berhad and Hwang Investment Management Berhad where you are required to invest the minimum initial investment amount first before starting the RSP.

RSP Special List is a list of funds which enables you to start an RSP at the minimum RSP amount without required a minimum initial purchase.

Please click here to view the funds."

@woonsc if it's past your first month then it's too late.

@arvinaaaaa
1. Choose 5 funds and start RM 200 RSP via CMF
2. Manually buy CMF for your first 1k and on the 15th, it will auto transfer into your selected funds
3. Manually buy CMF every month. If you have enough balance then it will auto transfer into your selected funds on the 15th. I think it will do partial transfers if there is not sufficient balance and if no balance then no transfer.
4. Enjoy ur first 6 months of 1% sales charge
*
Ok..registering now
Arvinaaaaa
post Aug 27 2014, 12:59 PM

Peace :D
*******
Senior Member
3,928 posts

Joined: Jan 2012


QUOTE(woonsc @ Aug 27 2014, 10:48 AM)
I jut joined a month ago..
Just lost my 1 month lump sum.. sooooo..
do i still get that RSP 6 month 1%??
*
What u mean u lost 1 month lump sum?
SUSPink Spider
post Aug 27 2014, 01:00 PM

Formerly known as Prince_Hamsap
********
Senior Member
16,872 posts

Joined: Jun 2011


QUOTE(woonsc @ Aug 27 2014, 12:25 PM)
cry.gif
how do you all pick??
*
1. FSM recommendations
2. Lipper ratings
3. Trial and error
SUSPink Spider
post Aug 27 2014, 01:01 PM

Formerly known as Prince_Hamsap
********
Senior Member
16,872 posts

Joined: Jun 2011


QUOTE(yck1987 @ Aug 27 2014, 12:20 PM)
Kena mine 5 out of 7  rclxm9.gif

biggrin.gif
*
Which 5? brows.gif
woonsc
post Aug 27 2014, 01:04 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(Arvinaaaaa @ Aug 27 2014, 12:59 PM)
What u mean u lost 1 month lump sum?
*
cause i already 1 month~ biggrin.gif
Arvinaaaaa
post Aug 27 2014, 01:11 PM

Peace :D
*******
Senior Member
3,928 posts

Joined: Jan 2012


QUOTE(Pink Spider @ Aug 27 2014, 01:01 PM)
Which 5? brows.gif
*
Bro..what happens if i uncheck the update my bank account number and dont put any bank account?




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woonsc
post Aug 27 2014, 01:12 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(Arvinaaaaa @ Aug 27 2014, 01:11 PM)
Bro..what happens if i uncheck the update my bank account number and dont put any bank account?
*
blush.gif when you withdraw money..
They send you checks instead of banking into your Bank Account..

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