CIMB can declare 20% rebate airline tic purchase or even 50% rebate if u buy a new car......but rememeber, MAX cash rebate per month is RM50 ONLY

What are you babbling about? Of course I know it's cap at RM 50 else I would had start a business offering cheap flight tickets.

what's the limit now for enrich world and visa infinite by invitation?
RM1mil? RM2mil?

At least, You must have at Least RM1 Million of Asset Under Management (AUM) with CIMB Preferred baru Dapat Invitation from Them...

As a New CIMB Enrich World MasterCard Cardholders will Receive a 1st (year) Annual Fee waiver of RM888. Thereafter, Cardholders can Earn 100% Fee Waiver with total Annual Spending of RM500k and above. If You Spend between RM250k to RM500k You will Receive a 50% Waiver. No Waiver is Awarded If the Total Annual Spending is Less than RM250k.

Credit Limit...Infinite, Maybe
http://www.cimbbank.com.my/creditcard/inde...c&pg=cc_lu&ac=4

if you fly every month that would be good with RM50

This post has been edited by DarReNz: Mar 21 2014, 02:20 PM

Wanna ask, what is the interest rate charged if you did not pay the full amount for the items you bought with credit cards? in terms of this month or next month

depends on what cc. usually 1.5% per month on the outstanding balance.

Cimb credit cards. they got no installments plan so which means if i spend 4k i split it to 6 months = 666.66 + 1.25% so monthly payment is 674.99 ? Sorry abit new to this

err, is this a correct example?

no, your rm4k +1.5% = rm4,060 to be paid by next month.
if you did not pay any amount, next month will be rm4,060 +1.5% = rm4,120.90 to be paid by next month.
and if you pay rm2k before next month, rm4,120.90 - rm2k = rm2,120.90 +1.5% = rm2,152.71 to be paid by next month.

the monthly amount is not fixed, depending on your outstanding balance. the more you pay, the lesser the interest by the next month.

otherwise, you may call to ask whether they have any balance conversion plan like other banks in which you may convert your current outstanding to installments. usually balance conversion plan will just charge an upfront fee of around 3% to your balance conversion amount and then divided into around 6-12months.

let's say your rm4k + 3% = rm4,120 divided by 6 months = rm686.66 monthly (fixed)

Thank you so much !!

Saw in newspaper today senheng /senq has easy payment up to 36 months above 2k

Oh ya wanna ask normally when do the bank start charging on interest rate?

0%?
if not it is a waste forum space mentioning

if not it is also a waste of money & effort advertising in newspaper.

when they still did not receive your payment after the 20 days grace period.

normally few days late due to interbank transfer is understandable

i read the term & condition, but never saw it gave rm200 for application approve? are you sure it is correct?

i got question for all cimb card holder. i got outstading about rm1.56 remaining on my cancelled credit card account.

how to clear my remaining balance? i called the call center, they ask me go to counter.

does it worth i need to go to cimb counter take number que for 20 minute and pay for the rm1.56?

cimb really cannot waive the remaining balance of rm1.56 something?

let say if i dont pay does it will charge me any interest since i already cancelled the credit card.

Just issue a cheque....