Hi all,

Received a sms from Citi: Complimentary 3D2N stay @ Anantara resort in Koh Samui/Phuket. Call to 03-xxxxxxxx.

Called to them & they call me back using Singapore line 
They claimed to be genuine company tie-up-promo with Citi.
Offered 3D2N complimentary excluding tax (around SGD$190)

1) How true is this stuff?
2) If it's true, what's the 'catch' ?

Never interested into Citibank's credit card, as they're very tricky and less benefits.

Example:

* Cash back needs to be accumulated until RM50 or above to be eligible for credited into the statement.

* Rewards category needs to be renewed yearly at RM100/per category from 2nd year onward to be eligible for its 5X rewards points.

* High annual fees and not automatic/easily waive-able. (Who is so stupidly idiot to want to pay annual fees nowadays?)

* GST service tax almost 99% as not waive-able product or service items. (Whereas many other banks out there who can easily waive their GST or annual fees or BOTH!!)

Note: Definitely won't apply/hold for any Citibank's credit card, unless for its 100% free gift/rebate WITHOUT any term and conditions. (Beware of their small-prints of T&C, as most their free gifts need some minimum HIGH amount of spending within fixed allocated period of durations, and added with "First come, First serve" basis.)

What I can Say to U: Nothing is Perfect even the Best : MBB2Cards Treat Points also come wtih 3 Years Life Span...

For your information, AMEX's credit cards were still not widely accepted in our country here currently. 

It's not as you mentioned as the "negative feedback" in the forum here, as it is the facts indeed. Why not try to look/absorb it at the good side instead, where this can educate more forumers/new credit card's user here to avoid tricky or less benefits credit cards??

Note: The truth of facts are always hard to be swallowed / accepted. (Just sharing here anyway!!) 

online account locked

how to reset?

email them ok?

For your information, AMEX's credit cards were still not widely accepted in our country here currently. 

It's not as you mentioned as the "negative feedback" in the forum here, as it is the facts indeed. Why not try to look/absorb it at the good side instead, where this can educate more forumers/new credit card's user here to avoid tricky or less benefits credit cards??

Note: The truth of facts are always hard to be swallowed / accepted. (Just sharing here anyway!!) 

Even though the PM Amex annual charge is quite high, worth it for : 60K Enrich miles on signup.

can the annual fee be waived? i was charged a RM 180 annual fee recently
is just too much to pay

Guys, I just got a Citibank card, but not yet activate.
Can I activate like few weeks later when I wanted to use?

You're having a Airasia Gold, Call CS request AF Waiver from them usually they will happily to Waive... if U are a Regular User to them...
You X know  how much of the annual fee when applied the card, at 1st...???
Should Activate Your CC Once U received It, it's Recommended to do so...

yeap regular user hopefully they will waive or else gonna cancel it not much of a benefit to me

until now i m still not sure what kind of benefit do i get for this credit card haha

that time just buta buta apply and kept using for convenience purpose only

oh ok thanks but at the same time can u roughly explain to me the benefits of this airasia gold card? because from what the agent told me last time is that the benefits is you will have first hand info on airasia promo thats all haha

You're having a Airasia Gold, Call CS request AF Waiver from them usually they will happily to Waive... if U are a Regular User to them...
You X know  how much of the annual fee when applied the card, at 1st...???
Should Activate Your CC Once U received It, it's Recommended to do so...

I applied for the clear card actually, but don really seems to get the benefits from the card as I go movie usually alone... so is it possible to cancel it without activation first?