that is the biggest bullshit ever. you have no control about UOBs customer base.
to say the payout is capped at 900K is crap. Only asian banks can actually come up with vague conditions like this without the scrutiny of monetary authorities.

for shell gold visa card but there is a monthly cap which is very low
unless you use so much petrol, you're better of with the blue cashback platinum

yes, you will get a camera with extra lens worth 2.5K
in lowyat selling for 1.7K now
GST can be waived.
annual fees they say cannot be waived, but there are ways to get RM 900 cashback.
i tried it and it worked.

U Have to Spend at Least RM$2500 a Month (Must Included $1700 Others Spend+ $800 on Shell Fuel) baru can Get 8% on Shell Fuel Rebate...
+ FYI You Only Can get 8% Rebate from the $800 Shell Fuel Spends Not All Based on Your Total Spending $2500...

wa

This post has been edited by ngaisteve1: Mar 17 2014, 01:33 PM

the Cash Rebate is On Tiers Based Like ie,
If the Cardmember's Monthly Total Spend falls under Tier 3, the Rebate on Shell Fuel Spend earned by the Principal Cardmember will be 8.0% of the Monthly Total Spend on Shell Fuel subject to the Maximum Shell Fuel Spend to Earn Rebates of RM800 only.

Tier Monthly:Total Spend (Shell Fuel Spend + Non Shell Fuel Spend) : Rebate on Shell Fuel Spend : Maximum Shell Fuel Spend to Earn Rebates

1 : RM300 to RM999 : 4.0% : RM250
2 : RM1,000 to RM2,499 : 6.0% : RM500
3 : RM2,500 and above : 8.0% : RM800

This post has been edited by fly126: Mar 17 2014, 04:43 PM

the free camera for citi prestige card already over la bro

yesh ah? wah lucky i was quick....
but i can still teach you how to get cashback 1000

Cash back RM1000 ? how ?

I've been reading up the articles but still came away confused.....and there seems to be lack of info on citi cashback platinum. I was all ready to cancel the OCBC World which offers 1.2% throughout as Citi cashback plat offers 5% petrol, 2% grocery, pharma + 0.3% all others (try to keep to their cap to maximise) .

So which should I cancel, citi cashback platinum OR OCBC World. They're mostly for local transactions only.

Appreciate advice plzzzzzz!

Get citi cash back plat if you are looking for cashback

Citibank Cash Back Platinum Annual Fee - $195 (Income Requirement RM60k p.a)

BUT, You Can Earn More $$$ with Citibank Cash Back Platinum

* 5% for Petrol Cash Rebate [capped at RM600, with Max. $30 Cash Back/Month.]

* 2% Cash Rebate for major mobile service providers (Maxis, Digi & Celcom) [Rebates will be Unlimited per month MUST Pay the Bill thru Citibank Online to Earn the Cash-Back]

* 2% for Groceries [capped at RM3,000, with Max. $60 Cash Back/Month]

* 2% at Pharmacies [No Capping]

* 0.3 for Others Spending [No Capping]

But Anyway, the Citibank CB Only credit the cash back earned once you reach $50 & If the cash rebate is less than $50 for a particular month, the total cash rebate amount will be carried forward to the following month...

This post has been edited by fly126: Oct 6 2014, 01:54 PM

Thanks for the replies! Ok, I keep Citi.

fly126, you're rite that cashback only given once RM50 is reached. But at least it is accumulated. Just a matter of getting it sooner or later, rite?

betul betul
unless you're like those expecting the monthly payout immediately in order to knock out your monthly bill and need it in a hurry or something like that, it should be the same. like you said, sooner or later, when it reaches 50, you will get it for sure.

OCBC World MasterCard (Income Requirement $60k p.a with Annual Fee $388)
- 1.2% rebate on all retail spend
- 2X free access per calendar year to KLIA Plaza Premium Lounge
- Complimentary Travel Accident Insurance
*Good for Insurance Premiums with maybe $1000- $2000 per Month coz 1.2% Unlimited Cash Back...

This post has been edited by fly126: Mar 18 2014, 08:03 PM

just a question, so if i were to auto debit, i won't receive the 2%?

there are many ways, here's one way, call them up and tell them.

dear mr customer service officer

i know when i applied for this card, it is clearly mentioned to me that the annual fees for this card cannot be waived.
but then i don't care, cause my believe system says it does not believe in paying annual fees, so i want it free.
are you sure you want to reject my offer? think think a bit lah.

then the ahmoi officer replied: yes, it cannot be waived. because cannot be waived means cannot be waived. i hope you understand sir (followed by 5 seconds silence)

then she continued: but anyway you pay the annual feed first...later on i can give you RM1000 cash bonus for being a loyal customer and spending 100k+ in the last one year. this is in addition to the rewards points and relationship bonus points you have accumulated for this card. how about that?

then i replied: ok lah...sure boh?
then they confirm and then i got a rebate.
i got the 1K cash bonus last month

Reventon
try this and let me know

This post has been edited by Berkshire Breakaway: Mar 18 2014, 03:51 PM

Yup, It Should be...
d. 2% Cash Rebate on all payments made via Citibank Online or through Citibank's One Bill system for DiGi, Maxis and Celcom bills... Selected from Citibank Cash Back Platinum Credit Card T&Cs http://www.citibank.com.my/english/credit-...ck-platinum.htm, the T&Cs are at the Bottom of the Page

This post has been edited by fly126: Mar 18 2014, 07:54 PM

How long for you to receive the free camera?

Agreed, unless your annual income is less than 100k (requirement for PremierMiles AMEX) then you might want to consider Visa Signature which only require minimum 60k annual income.

UOB One Visa is the best since it does not stress the user to spend more just to get cashbacks. In fact, every category is separated so you can plan which card you wanna use. Good for poor users with low income.

been getting RM80 every 2 months on my cashback plat card..which is quite good