I've been reading up the articles but still came away confused.....and there seems to be lack of info on citi cashback platinum. I was all ready to cancel the OCBC World which offers 1.2% throughout as Citi cashback plat offers 5% petrol, 2% grocery, pharma + 0.3% all others (try to keep to their cap to maximise) .

So which should I cancel, citi cashback platinum OR OCBC World. They're mostly for local transactions only.

Appreciate advice plzzzzzz!

Thanks for the replies! Ok, I keep Citi.

fly126, you're rite that cashback only given once RM50 is reached. But at least it is accumulated. Just a matter of getting it sooner or later, rite?