From what I can gather in this thread and also the previous 4 threads, any account opening exercise is best suited to be done via ASNB branches or less frequently visited POS Malaysia branches. Doing it via any of the 3 banks is as good as nothing unless you already have an established with the said branch ie: you know the branch manager or equivalent otherwise if you're walking-in than you're not going to achieve anything.

maybe that's could be one of the reason. 
do u know how much Commission the agents gets for doing ASNB transaction? $1 per transaction? 

I think even at ASNB branch, the staff won't help to open new ASW account unless you're bumi. If you realize, they're actively promoting the variable pricing fund to non-bumi.

correct me If I'm wrong 

No idea 

Well, I have been wondering on that too. In fact, I tried to find out by looking at PM's annual report and see how much commission they got from ASNB. Have not found that $ amount yet. Ha.

Let me bet my bottom dollar, the dividend will be 6.60000%! Ha.

I think even at ASNB branch, the staff won't help to open new ASW account unless you're bumi. If you realize, they're actively promoting the variable pricing fund to non-bumi.

correct me If I'm wrong 

I also believe so...

However, if the dividend is 6.7% which is 0.1% higher than ASW2020, I think it would be more satisfying for me..

At least AS1M outperformed ASW2020, which is what i hoped.. 

Yo investment in AS1M must b substantial 

plumberly

Not substantial but at least got a bit la..

If you are talking about substantial, you might be referring to .. 

3rd try with opening a new account for my daughter and still empty handed!

yape, instead of asking them to try to open the new ASW2020 account, they will asked you to invest in ASG instead..

they will tell you that the performance is even better than the fixed price funds..

well, this is what i experience before when i went to see them... 

3rd try with opening a new account for my daughter and still empty handed!

yape, instead of asking them to try to open the new ASW2020 account, they will asked you to invest in ASG instead..

they will tell you that the performance is even better than the fixed price funds..

well, this is what i experience before when i went to see them... 

Really respect your determination to open new ASW account for your daughter & "help" her future     
If I were in your position, I won't "try" more than 2 times 

actually what is the best time to "serang" banks for units ya??
banks or pos office which one better?
Anyone managed to get during lunch time before??
hhehe

u went to HQ or state branch? Happen recently or long time ago?   

so even if one go visit ASNB branch, they would also divert u to variable price fund & won't open new ASW account    if like that, no use also go there 

anyway it's kinda misleading to tell that the variable fund performance is better than fixed price fund 

Not only i go to the asnb home branch, i went to post office, and some banks as well..

they said to me.. ''why take the hassle to try open the account and always try bank in for the fixed price unit trust if you can earn better returns in our ASG''..

MBB even backfire by saying ..''you see ASG returns so good.. next time when you come, just find me..''.

if you are talking about the returns of the fund, definitely have to be on a long term basis..

with the sales charge of 5%, the first year of investment might not be good but from 3rd year onwards, it should be ok..

but i am not considering any variable funds as i want peace of mind and predictable income every year.