that depend on how hard working the branch officer..
if they do they tagging of your FD to credit dept fast, then only credit dept can proceed..

And also how fast the postman delivers the offer letter to you. For me thats the slow part. Bank delivers on 22nd. I only received 2 weeks later !!

The new card number appear in M2U after 2~3 days after I signed the set off letter, SMS notification came 2 days later, then the cards delivered by poslaju another 2 days.

exactly, my waiting period mainly on the offer letter arrival, more than 2 weeks for mine.

actually I have 1 issue. I dont have any documentation stating I am pledging the FD, it's gotta headache again when the time I wanna get my FD release...

Neither do I . But the real headache is the 90 days waiting period !

finally the card number show up in M2U 17 days after i pledge FD

Hooray! Welcome to the group.

how much you pledged?

i think this has been shared quite frequently by a few members.

if you are current M2K Gold/Plat holder, they will offer you a default 30k credit limit. You would have to pledge (30k - your current M2K CL) = RM X.

With the meaning of pledge, means you cannot withdraw this FD?

This post has been edited by ju146: Oct 30 2014, 05:43 PM

You will have to cancel your credit card first before you can close your FD account.

MBB will keep your FD cert, you cannot withdraw as long as your card is active.

In the event you run away or go missing, they use your FD to pay outstanding.

since you were from previous MBB 2 card, with this means you are holding 4 cards now?

yes but technically 3 as m2c master or visa are useless.

thinking to get another 1, either this premier or Visa Signature for unlimited PPL entries

30K - 30K = RM 0 ?

obviously if you have 30k CL or near to it then it is worth the hassle to apply without fd?

maybe not that easy as the minimum requirement still RM180k p.a.

i dont think the bank will ask for FD pledge if your annual income >= to 180k?