In a way property is more risky than share.

1.) U buy property though long term loan, meaning U don't really "Own" the house till U complete the loan.
2.) Property need maintenance/repair with or without tenant.
3.) Those house in Bukit Beruntung also can be consider underwear pun tak ada.
4.) It take months or years to dispose a property compare to share within miniutes.

Many more malas to type here.

Conclusion don't think property is a safe heaven investment, in fact i can see more & more people bankrupt due to house loan.

First, I din say property is a safe heave investment. I only comment compare to property vs stock. Stock is more risky to property. Add one - stock can make faster money than property but once die oso faster than property. No risk no gain. High risk high gain. Low risk low gain.

1 and 2. Like ppl play margin. The share not belong to u. U think which one mati first.
3) can not deny bukit beruntung is failure at tis moment but apa mati pun u still got the landed there. If share can mati till u one cent pun tak Ada
4)share can dispose in one min. U ask ppl mati in 1997. Wat sell oso nobody Wat n the price everyday drop. Margin ppl mati, company PN17. Hihi. Really apa pun tak Ada.
Ppl hold properly in 1997, really tight. Once crisis ok, property come bk again. Margin ppl still mati, coz company Sudah tak Ada. Share like toilet paper. sell land, sell house oso can not cover.
U know same share ppl bought in 1992 and 1993. ( during that time apa share u beli oso make money). Becoz of 1997, till now if sell now still losing money.

Prop is onli risky if its with huge loan. Those hav more than 50% cash up front or reserve in flexi loan r vely safe.

Stock market ll onli kill if playing margin. Most r trading stocks in cash la. Buying sthg in cash can onli lose the diff in between. Worst is burned lo. Back in 97, those jump fr 14th flr losing $$$ in stocks r playing margin ma. Some small % of players either kept it or cut lose. My neighbour even make a handsome few mil back in 97 in MBB counter.

Seasoned investors wont die so easily la. Of cos can deny the fact tat there r few gungho wan stil failed in 97.

Fast forward to 2017, another 3 yrs to go. Sure there r some happy guys and some jumpers fr 14th flr.

Boss, r u predicting 2017 is the killing yr ? Ten yr cycle?

I think stock and prop are the same. Only small percentage of people will keep laughing until the end. But I think stock stands a better chance, system wise.

Gong Xi Huat Cai!

That y I said stock make faster money than property but oso can die faster than property.
Proper planning in investment very important. Watever property die, u still got the property. Share can die till apa pun tak ada but doesn't mean u can not buy share.
2017 KLSE :drop to 600point. Tis time to buuy blue chip.

Some happy n some jump from 14fr sampai mati

This post has been edited by Rabel: Jan 30 2014, 10:42 AM

rich uncle & aunty dont park money outside Malaysia. Besides, one of the few reason u dont park money outside Malaysia is because...... "Invest on things that U Familiar with".

I listed a few of the stuff there, gold and stock isnt really a good buy now. RM is going down, Labor cost & building material are still going up. So where to park ur money safer? u guess it. So it is less likely u see prime area property crash. If u are buying something that is likely to crash with just a small slow down & very hard to recover to old price, chances are u are already buying overprice from the first place.

This post has been edited by Boldnut: Jan 30 2014, 11:08 AM

Then go short or jsut sell the gold spot.

In any investment e.g. stock, commodities and property, as long as one doesn't borrow to invest, losses is limited. However, if one borrowed to invest, be it stock, commodities and property, risks is multiplied as per COCR rate and can be underwater.

Provided one can buy prime area property without over paying it; in time of uncertainty, keeping cash (e.g. SGD, USD, EUR, JPY, AUD, CNY) may be is the best option.


This post has been edited by icemanfx: Jan 30 2014, 11:58 AM

Actly I try to say. Property vs stock. The risk on stock is higher but can make money faster. Borrow or cash buy is diff story.

U dun play margin of coz will be low risk. Coz u can hold share. Pls be reminded listed comp can be disappear, 5 share become 1 share. Right ?
U buy land. Can land disappear ?. Or 5 acres become 1 acres?. If really die u still got the land. Right? If share really die.. Share become toilet paper. Right?

In short. High risk high return ma. Any got no risk??? Even driving balik kampung got risk. But how not to balik le???

Yalo, high risk high gain, no risk no gain.

If prime land is similar to blue chips, the risks to borrow to buy land is indifference from playing margin.

U buy land by borrowing from bank right ? so in reality the land doesn't belong to you, it belong to the bank, that mean you don't have anything untill you complete the loan tenure, so if you suddently no $$ to pay u have nothing or maybe lucky enought if bank lelong can earn some peanuts...

Who say buy share have nothing ? if the price fall you can cut loss within minutes, but if land price fall you can't sell immediately, so you might caught up with a big burden & cash straped for long long time.

Those who end up with toilet paper r those who is stubborn & refuse to sell at loss, for me so long as one willing to cut loss at certain point & look for other profitable counter, one will not have toilet paper.

I have been reading articles and always pointed out that malaysia property is still relatively cheap compared to Singapore and Hong Kong... I cant help but feel that this is not a fair comparison because I think Singapore and Hong Kong folks earning power are so much better than we in Malaysia...

Example... Singapore and Malaysia both earn sgd5k and rm5k respectively... yes... property price probably thereabout the same when it comes to dollar vs dollar...

But other items like food and consumer products are cheaper in SG... example like chicken rice or IT products... it is cheaper there in Singapore assuming you earn and spend there....

So I think they have more disposable income than in Malaysia... my friend working at Sg also told me... earn sgd5k and probably paid sgd1k for iphone but we pay rm2k plus for iphone...

So what u guys think? Is it fair to compare property price between the countries?

Any sharing in your thoughts are very much welcome !!!

The problem is land price wont fall la....
So your selling price always higher than loan amount...

Lu tahu Apa itu panggil proper planning ? If u no money to pay loan. Who ask u buy land. Dun hv so big backside dun eat so much "Lau sai" ubat.

I said share will possible become nothing. U tot u wat sell sure ppl got wat to buy during crisis. I worry masa u wat to cut oso Tak sempat.

Right. Tis is go bk to very basic theory. Supply vs demand.
Land only will lesser n lesser.

As if land is never bought overpriced.

As if land reclaimation, redevelopment or public transport not available.

This post has been edited by icemanfx: Jan 30 2014, 01:32 PM

The fact that today with land reclamation already ongoing and done... still continue to up.... look at the area in Penang near Pg Bridge... very expensive even though reclaim...

If that place got reclaim land... means the land area already very limited or almost exhausted... places like Sg and Penang... u dont see land reclaim project happening a lot in...say... Pahang? Or Sabah Sarawak?