If u wanna hold be my guest, we r targeting the mass that is going to give up & that's my friend is majority of UUU camp.

U don't wanna sell so be it, I am looking at your neighbours. .wakakaka

This is in contra of earlier market believe "if u can't affford the price flipper ask for there r richer one who can" so now is "if u not willing to do fire sales, there r other who's willing"..lol

Don't use the word fool. Mind your own stupidness before you call people fool.

This thread is discussing about the general enviornment.

But i always believe that there are still good number of people making money in the bad time, and some people even making lost in good time. This applies on the property investment scene as well.

Yes..by 2020 when mrt lines 1 & 2 & lrt extention all up and running ekoheras, alila@bangsar & kl gateway studio which r now priced rm500k n below will b considered cheap by 2020 standard. Our salary increase may not keep up with inflation rate but our investments in properties strategically located near to lrt & mrt will keep up with d inflation rate or even outstrip it.

Those who
1) vested in the wrong place, like those who vested in Bkt Beruntung many years ago,
2) Some property got value no market demand, just paper gain and siok sendiri. Can't rent out, negative cash flow, get stucked.
3) buy commercial retail lots, mall dead no crowds, buy office can't rent out, no office tenants. 

and the lists go on....

Dailou u still taugei meii... dailou if what you say really true.. folliwing your tend.. DSL outskirt 750k now originally 450k. 2 years after vp.. means another 8 another 800k increase at least plus yearly increase in house and etc.. 200k..  means ur 750k prop is going to be 1.75m in 10 years time.. in 20 years time... 3.3 million liao.. got logic bo...

the price of 750k is already a future 10 years price.. datis d flipped price.. buyers need to wait another 10 years only can increase.. so many agents around.. dun think out of the box..

bearbear,
We still don't know 100% whether these people can actually afford the loan. In theory they can lah. Banks vet through them when they give them loan. DSR 50% or 60% is workable. In practical I think they also can, PROVIDED they always have jobs. So, all depends on the economy lah. If economy still ok, they hang on to their jobs, they can service the loan installment. If economy down, they lose jobs, then all hell break loose

And when they hold the property longer, as to how much they can earn when they flip, it is another story. They may even make losses if they hold long long time as calculated by gspirit01

850k after 10 years... sure up lor.. u di pay 420k installment.. plus 75k deposits... legal fees stamp duty 25k upon selling and your progit of 100k lets say...and ur loan sum is 650k..

so 650k -420k-75k-25k -100k profit.. bro assuming interest rates does not flactuate at all.. U STILL OWE THE BANK 30K.. Do you know ?  Flipping instantly.. those say long term investment is lying through their teeth..

lets adjust to 950k.. total profit of 200k..
Means loan 650k -420k-75k-25k-200k= you earn 70k for 10 years.. means a year is 7k... per month is rm583 DSL per month rental.. hardly can get a room even flat sin KL..  u sure.. just to say up..

We have not factored legal fees.. stamp duties.. gosh.. maybe think .. subsales 750k DSL hoping for 200k.. srlling 10 years is sucide.. immediately sales upon VP can..

so those agent tell you sure untung.. let them hold.. 5 years above also die.. even home owners be prudent.. a DSL outskirt cannot reach 950k.. who wanna buy 10 year old prop.. haizz..

I believe I had touched sensitive nerves when saying bubble......
Well, share market just drop quite a bit .... lets see how it goes.....

Property Bubble for Dummy "Made Simple" 

http://www.youtube.com/watch?v=WwC6ZEL8J3Y

Since many "Children" here.. 

maybe u want to reconsider.. i think i overlook something di when i post..

taking back the same example:

Buying a 850k DSL (previously bought 750K now likely to be echo hill case) after 10 years..... u di pay 420k installment (3.5k X 12 X10 years).. plus 75k deposits... legal fees stamp duty 25k upon selling and your progit of 100k lets say...and ur loan sum is 650k.. let us assume rental for DSL is RM1,000.00-RM1,800.00.. increase monthly...we take a median of RM1,500.00 per month (this works out to be RM180K for 10 years)

so 650k -420k-(75k-25k) -100k profit.. bro assuming interest rates does not flactuate at all.. you still owe the bank RM30K.. let say (provided 10 years you have tenant secure tenant) you get RM180K for 10 years. after minus RM30k you owe to the bank... you still earn 150k.. but think again the 75 k is actually the deposit you park in and 25 k is actually the legal fees payable, these are your own money) 100k total.. therefore, even with rental covers.. you only earn 80k for 10 years (assuming you really have tenant). that is like 8 k per year and that is RM666.00 per month.. rental in average..
now lets adjust to 950k.. total profit of 200k..
based on the above you earn 80k for 100k profit, but for 200k profit, you earn around 180k for 10 years per year 18k? RM1,500.00 per month.. this is reasonable but the risk of no one buying a DSL outskirt worth 950k (another extra 30k [being extra 20k deposit and stamp duties payable])

so you see.. this will then reduced to the arguements of whether the prop price will climb over the million mark.. WILL IT or is it REASONABLE TO EXPECT SO? holding long term really not viable.. and outskirt prop really runs the risk.. coz the starting price for echo hill is expected to be at least 650k... COZ phase 1 ( 450k +legal fees+ minimum expected profit landed 100K) =580K? subsales? izzit logic to say? new phase 650k at least? so developer sales no problem as entry is low.. your flipped price really going to be stagnant for quite sometime coz you are selling future price..  if i bought the DSL from you for 750k.. can i expect like you around 3 years to appreciate to another 300k just like you.. dat makes the figure 1.05 million DSL outskirt? UNLIKELY RIGHT.. this was never a phenomena in previous years before 2010, things was great.. just this few years.. the price are crazy and unsustainable..

the real market buyers are workers middle class and upper middle..

Shopping mall not as many shoppers as last few years during pre-CNY.
My friends from different market segment says business is slowing down.
The slow down is quite obvious this year.

U buy land by borrowing from bank right ? so in reality the land doesn't belong to you, it belong to the bank, that mean you don't have anything untill you complete the loan tenure, so if you suddently no $$ to pay u have nothing or maybe lucky enought if bank lelong can earn some peanuts... 

Who say buy share have nothing ? if the price fall you can cut loss within minutes, but if land price fall you can't sell immediately, so you might caught up with a big burden & cash straped for long long time.

Those who end up with toilet paper r those who is stubborn & refuse to sell at loss, for me so long as one willing to cut loss at certain point & look for other profitable counter, one will not have toilet paper. 

As if land reclaimation, redevelopment or public transport not available.

Property price in sg, japan and hk have dropped on occasion.

Guess you have missed recent news reports on sg property.

yea .. but it is SOLD but VACANT right? dun belive high rise u sendiri tengok at nioght.. like maluri areas.. this has been address earlier despite the increase, holding back will make loss.. coz u are servicing the bank...

economic back bone.. correct.. u also aware that the government  3 measures:

1) removal of DIBS
2) increase of RPGT
3) 1 MILLION restriction to foreigner especially Singaporean

can you infer what the government want to do here? less transaction less revenue? less transaction.. less bank loan.. less stamp duties... less stamep duties on S &P. i think property is the backbone of a country (if is increased accordingly with growth) here property is been inflated some parties just want to blindly profit.. we are living on inflated placed that were not supposed to be...

and i think government know that is the backbone, it is also now a liability to government as we are at risk of bancrutpcy..

this is the truth.. the economy is BAD.. house are inflated... especially outskirt.. developers follows suit.. many flippers are between 28-40 are are low end flippers..