QUOTE(Kvsual @ Dec 27 2013, 09:13 AM)
Sorry bro, abit confusing on the Maybank Islamic loan.
Do you mean it's better to take the Maybank ISLAMic housing loan since it's 20% dis on stamp duty?
usually ppl is still feeling scare scare a bit with the Islamic loan cos the Islamic law as we heard always mentioned chop hand chop leg...terrify us a lot...
but 2 main n good about the Islamic is the 20% for the stamp duty and there is a max BLR rate of 9.99 lets say, which mean in future if the rate is higher than the so call ceiling rate, max rate we hv to pay is still 9.99%, a good protection for us..
but for other term n condition.. really not so sure...
just my opinion, Islamic loan mostly taken by/focus to muslim fren too, don't think they will kena own ppl gua..