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 Cloud Tree @ Cheras Ver 3

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Kvsual
post Dec 27 2013, 03:44 PM

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Just googled and RHB packages:
1% on loan amount approved if the loan is cancelled after accepting the Letter of Offer.

Just asked the Maybank SA, there's no charges/penalthy if we cancel the loan even after signed LO.
is that true???
I heard others said we will get charged 1% thou. Anyone can confirm?
hlily
post Dec 27 2013, 08:02 PM

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i want free food also.
i try to bring whole kampung ppl during its launch
hlily
post Dec 27 2013, 08:03 PM

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i think i need to book few buses...kekeke
anzen600
post Dec 27 2013, 08:42 PM

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QUOTE(Kvsual @ Dec 27 2013, 03:03 PM)
Contact the SA JOY asap.
Stil got units available, maybe those higher floors.
*
Can grab my unit ah..15th floor blck B
Kvsual
post Dec 27 2013, 08:45 PM

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QUOTE(anzen600 @ Dec 27 2013, 09:42 PM)
Can grab my unit ah..15th floor blck B
*
Wow good price for block B. Hard to get now liao.
But now let's zalam earn the money lo since price increased d.
cacphy
post Dec 27 2013, 08:58 PM

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QUOTE(anzen600 @ Dec 27 2013, 08:42 PM)
Can grab my unit ah..15th floor blck B
*
Oooo... That 15th floor is urs ar.. is few floors below me. I just about to intro my fren to take it.
anzen600
post Dec 27 2013, 09:13 PM

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QUOTE(cacphy @ Dec 27 2013, 08:58 PM)
Oooo... That 15th floor is urs ar..  is few floors below me. I just about to intro my fren to take it.
*
Hahaha yeah grab it while its hot n pedas... will wait for the official launch then pay a visit to mkn mkn sambil 6c6c nia. Waited so long jor.
Kvsual
post Dec 27 2013, 09:28 PM

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Wow macam ini pun boleh~~~
Zalam should organise a buffet lunch or dinner just for buyers or those already signed S&P as a welcome event.
Since we have wait for long, don't need open for public la~ unnecessary de. Haha!
Inv 3699
post Dec 27 2013, 11:26 PM

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QUOTE(Kvsual @ Dec 27 2013, 09:13 AM)
Sorry bro, abit confusing on the Maybank Islamic loan.
Do you mean it's better to take the Maybank ISLAMic housing loan since it's 20% dis on stamp duty?
*
usually ppl is still feeling scare scare a bit with the Islamic loan cos the Islamic law as we heard always mentioned chop hand chop leg...terrify us a lot...
but 2 main n good about the Islamic is the 20% for the stamp duty and there is a max BLR rate of 9.99 lets say, which mean in future if the rate is higher than the so call ceiling rate, max rate we hv to pay is still 9.99%, a good protection for us..
but for other term n condition.. really not so sure...
just my opinion, Islamic loan mostly taken by/focus to muslim fren too, don't think they will kena own ppl gua.. hmm.gif


Inv 3699
post Dec 27 2013, 11:29 PM

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yes, 3rd adv of Islamic loan, no lock in....
but so far I never "try" it la...
but seriously, no lock in.
and...most important here...
let me clarify 1st tat I m not promoting Islamic loan, just sharing, no commission, make ur own decision and bear ur own risk k...

oreomambo
post Dec 28 2013, 12:28 AM

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QUOTE(Kvsual @ Dec 27 2013, 09:28 PM)
Wow macam ini pun boleh~~~
Zalam should organise a buffet lunch or dinner just for buyers or those already signed S&P as a welcome event.
Since we have wait for long, don't need open for public la~ unnecessary de. Haha!
*
Actually, SP Setia does that during their S&P signing session. Arranged for food and also shoulder massage. Testimony at the last Setia Eco Glade S&P session.
debbieyss
post Dec 28 2013, 12:00 PM

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Okay. When is the launching again? Someone told me the launch date will be end of 2013. 4 more days before year 2014.
SUStikaram
post Dec 28 2013, 12:16 PM

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QUOTE(debbieyss @ Oct 30 2013, 03:50 PM)
If I manage to show you the post that you indicated CT buyers are low class and Jade Hills buyer are high class, you have to disappear forever from CT Thread.
How?
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U forgot this post?
Kvsual
post Dec 28 2013, 02:50 PM

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QUOTE(tikaram @ Dec 28 2013, 01:16 PM)
U forgot this post?
*
Pls check your recent posts and pls disappear not just here but the whole lowyat forum if possible.
Then too bad I'm not the Admin here. I can't do them a favor.

hlily
post Dec 28 2013, 04:02 PM

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yellow banana how rich r u???

how many cash u hav?
how many cars u hav?
how many servant u hav?
how many driver u hav?
how many company u hav?
how many wife u hav?
how many property u hav?
how many land u have?

i really very interested to know....
lamode
post Dec 28 2013, 04:23 PM

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QUOTE(Inv 3699 @ Dec 27 2013, 11:29 PM)
yes, 3rd adv of Islamic loan, no lock in....
but so far I never "try" it la...
but seriously, no lock in.
and...most important here...
let me clarify 1st tat I m not promoting Islamic loan, just sharing, no commission, make ur own decision and bear ur own risk k...
*
no lock in, but there usually a clause that stating 1% penalty if you settle early anytime during the tenure.
Inv 3699
post Dec 28 2013, 10:31 PM

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QUOTE(lamode @ Dec 28 2013, 04:23 PM)
no lock in, but there usually a clause that stating 1% penalty if you settle early anytime during the tenure.
*
is it? u mean during the 30 yrs tenure?? then hv to check again.. hmm.gif
as I know they hv the right to charge us more only if we settle within 1 yr lets say, cos they dint make enough "profit to cover their expenses..
SUStikaram
post Dec 28 2013, 10:50 PM

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QUOTE(hlily @ Dec 28 2013, 05:02 PM)
yellow banana how rich r u???

how many cash u hav?
how many cars u hav?
how many servant u hav?
how many driver u hav?
how many company u hav?
how many wife u hav?
how many property u hav?
how many land u have?

i really very interested to know....
*
R u refer me?

If yes... just for your info.

i am not rich like u la.

But also not poor la( same like so many property investors here).Example Go to mid valley shopping no need to see pricetag (like can straight away buy.)

Just a person at 40+ already retiring lio la.

This post has been edited by tikaram: Dec 28 2013, 10:59 PM
lamode
post Dec 29 2013, 12:45 AM

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QUOTE(Inv 3699 @ Dec 28 2013, 10:31 PM)
is it? u mean during the 30 yrs tenure?? then hv to check again.. hmm.gif
as I know they hv the right to charge us more only if we settle within 1 yr lets say, cos they dint make enough "profit to cover their expenses..
*
yes, the whole tenure.
JaYdenZz
post Dec 29 2013, 03:11 PM

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QUOTE(Kvsual @ Dec 27 2013, 03:44 PM)
Just googled and RHB packages:
1% on loan amount approved if the loan is cancelled after accepting the Letter of Offer.

Just asked the Maybank SA, there's no charges/penalthy if we cancel the loan even after signed LO.
is that true???
I heard others said we will get charged 1% thou. Anyone can confirm?
*
Yeap, RHB is applying 1% penalty cancellation charge after signed LO. Same apply to PBB. RHB LO only last for 1 month, after that need to resubmit and subject to approval again. PBB tak ade this practice.

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