She get what she challenge ma.

I already said i wont disappear. Pls check my old post thar i said i am going to read every ct post and if got any misleading info i will post it here. To correct here.

i am very free. Retire lio ma.

Pls stop all the attacking. It look u very desperate. No nice.

I heard some people received email from Zalam that S & P will be signing soon. Attached together with list of End Financier. Just wanna check do u guys submit directly to the bank ? Or go through an agent better ?

i hv not received anything from developer yet o.

Finally my loan approved....
Anyone sign SNP already? Did the agents show u any document in black n white before signing the LO?...kind of confuse to me as 1st time buyer...like buying vege...seems nothing serious...???

What bank? Congratulation.

UOB is under panel bankers now.

Congrats~! Seldom see you post here. haha
Maybank & RHB did sent me the product disclosure sheet first for study before signing LO.
Im going to Sign my LO within this week. Well request for a photocopy/scanned of LO and study if you feel doubt.

Lawyer will only contact you for S&P arrangement after we've signed the LO and submited doc to them.
Guess would be Mid of Jan.

So now we have:

RHB
MayBank
Affins
PublicBank
HongLeongBank
UOB

Actually I only want to get OCBC.

Anything special that OCBC can offer that others can't?

Nothing, Just my friend work as manager there. Tot can get better rate like 2.5% or better?
but too late, now taking Maybank with so so rate. sighs.
RHB might have better rate but the progress are too slow from all the parties involved.

What's the rates that Maybank offer u? OCBC that aggresive can offer up to -2.5??

Never try Never know. haha!

I have not received any official inform on the Affic/Hong Leong so I did not update in first page.

So confirm Affin and Hong Leong?

O..btw... I dont suggest to use Hong Leong as their after sales service is extremely terrible.

Yes Confirmed.

I dont suggest both Affins & HongleongBank.

I've applied Affins but no news for few weeks (Maybank takes a week time only) (RHB quota full).
I guess maybe I've 200% confirmed with the affins SA I do not want to take MRTA , but they insisted so.
And request me to fill in sth like declaration form of packages of developer.

Hongleong Bank, been used their CreditCard. Service so so! and those points earned can expired anytime soon unlike Citibank & Maybank

This post has been edited by Kvsual: Dec 31 2013, 10:51 AM

Until now the brochure is not ready yet. For me I feel insecure to sign the LO without seeing the final specs, layout etc in black and white. All info was told by the SA only. Who knows there might be changes again later.

Anyone here has signed the S&P?

According to SA, they just got the AP no and the brochures are printing now. SHould be ready Mid Jan before CNY.

If you r real buyers, then please get those info from our chulk kor. haha

haha.. u better quickly cancel teh HL card. My previous house loan is under HLB and till now, they still owe me few thousand dollar (due to over paid for full settlement) and even I wrote to Bank Negara, they seems no respond and dont bother.

Worst thing is they front desk only 1-2 ppl working and yet lot of ppl is queuing but their attitude is : I dont K

good to know so many panel bankers are in now.

Haha, I follow all the times just seldom comment...not much to share...mainly learning from all masters here...

By the way, my loan from uob, rate not bad...90% margin with -2.4%...even all my documents from oversea...
Think I would only sign the LO while I came back to Malaysia...and sign it same time with SnP...make sure everything is fine like dibs reimbursement and etc...not experience so have to play safe...

Yes, definitely this is what I most concern...like I said...seems buying rm6 vege...like anyhow....really unsecure...