Kenanga growth seems too be going up up up in these few weeks despite the drop in local stock market

Hi Mr Looi,

Thanks for your advice...I am comfortable investing from 3 to 7 years and expected ROI is >20%

Before buying anything, I will read the Prospectus and try to understand as much as I can (which really isn't much!)

Will do more research on overseas fund and emerging markets then. BTW, do you mind sharing your portfolio? Do you have any small cap funds?

Cheers!

That means Am Asia pac Eq fund is quite a good bargain now. Plan to sell my PM funds and buy this at 0% fees......

Will check out on Aberdeen Islamic world, thanks.

pls see note in "RED" above and yes,...something more about AmAsia PAc....
http://www.fundsupermart.com.my/main/resea...?articleNo=3686

This post has been edited by yklooi: Jan 8 2014, 11:46 PM

U expect TOTAL ROI over 3-7 yrs of 20% or u expect ANNUAL ROI of 20%?

If the latter, then u are overly optimistic and will be disappointed.

With UT, expect 10% p.a. AT MOST, beating EPF is the min. goal.

That is referring to ROI right? Speaking of that, I have to start keep tracking of my year-to-year ROI increase. XIRR just does not justify the performance for now.

i guess some may just hv a read at this chart and say......well i will buy any of these fund this year and i will give them 50% OFF, just to compensate the just in case the market dropped......i still get 16~32% returns in 2014......

then this may be the fact...take for RHB OSK Emerging Opportunity UT....total returns year 2013 is 35%......May till Dec mine is only up 3%.... guess Jan to April is up 32%......see the variance of increment (for 7 months) can be just 1% of the returns it gets from the total of 4 months.




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Unker Looi / Pink, how's your funds performed for 2012 alone? Meaning using the total ROI for 2012 minus out 2011 ROI.

I only have ROI record for 2013...previous years I did not track ROI.

Oh gosh, what was I saying. I meant 2013 minus 2012 ROI figure. Anyhow you don't have 2012 ROI figure. That's fine..

mine? gggeeee, got burned badly in 2001 and 2008...
got out of UT to recuperate....get married, buy house, make babies, do conservative savings...returns was about 4~6%pa.... reached my targeted safety funds in MAY and used the excess to go back UT in May..guess i missed the 12 months PLUS of growth....2011 % 2012 was a GOOD year for UT.

Ooh...got...but I started tracking somewhere Feb-13...so 12-mth ROI figure I can only provide in end-Feb 2014.

Or u want my 2013 11 months ROI?

Hi again Uncle Looi,

LOL, i should have made myself clearer. >20% over 3 to 7 years.

Regarding the overseas/emerging funds, may I know how exactly are we to monitor the upswing in this manner? (Besides reading FSM articles every day ) Apologies for this ignorant-sounding question as I really have no idea how to time my purchases at all.

No need to be paiseh about your portfolio, we are all on a learning process together!

For now, as i will only be buying 2 funds at the most am I correct in assuming that not much balancing need to be done? Perhaps later i will move on to small cap like the EI one or balanced funds.

Cheers!

Hi Jutamind,

Do you hold any Kenanga Growth Fund? Hows the performance?

Cheers!

My 4 of 16 funds are in top ten, fortunately none are in bottom ten

Eastspring Investments Small-Cap Fund
Eastspring Investments Global Leaders MY Fund
RHB-OSK Emerging Opportunity Unit Trust
CIMB-Principal Global Titans Fund

Here is Byron's 10 surprises for 2014

1. We experience a Dickensian market with the best of times and the worst of times. SPY drop 10% before finishing the year with 20% return.
2. The U.S. economy finally breaks out of its doldrums. Growth exceeds 3%.
3. The strength of the U.S. economy relative to Europe and Japan allows the dollar to strengthen.
4. Shinzo Abe is the only world leader who understands that d*** Cheney was right when he said that deficits don’t matter. Japanese market suffers a sharp (20%) correction in the second half.
5. China’s Third Plenum policies to rebalance the economy toward the consumer and away from a dependence on investment spending slow the growth rate to 6% in 2014.
6. Emerging market investing continues to prove treacherous except Mexico and South Korea.
7. In spite of increased U.S. production the price of West Texas Intermediate crude exceeds $110.
8. The rising standard of living and the shift to more consumer-oriented economies in the emerging markets result in a reversal of the decline in agricultural commodity prices.
9. The strength in the U.S. economy coupled with somewhat higher inflation causes the yield on the 10-year U.S. Treasury to rise to 4%.
10. The Affordable Care Act has a remarkable turnaround. Obama’s approval rating rises.

full article at http://www.blackstone.com/news-views/marke...rprises-of-2014

dear sifu and expert here ,wanna ask if hwang AIIMAN select income fund is good or any recommended govt bond fund? Thanks

Aiks, ANOTHER "is ABC Fund good?" question...

See it's historical returns (use Chart Centre), fact sheets, annual reports, compare it against its peers and benchmark.

Gomen or not I dunno, I personally like RHB-OSK Income Fund 2 (formerly OSK-UOB Income Fund), quite stable though the returns not spectacular like AmDynamic Bond in those years