i am not picking on you. Each is free to express its own...i am just questioning/seek to clarify on the phrases that which i think is misleading/misinterpreted.
i think what would helps most newbies investors is not to lead them to be so much as to be too concerns of the "savings" from mgmt costs alone but rather is the fund that they selected are performing as among the peers and or is the funds/portfolio losing to inflation.....here are some of the must & good to know lessons - LESSONS FOR NEW INVESTORS
Getting Started
Knowing yourself
Knowing your committments
Setting your goals
Being disciplined

Basic of Investing
Types of Investment
Stocks
Bonds
Money Markets
Unit Trusts
The hidden costs

Investing in Unit Trusts
Unit Trust terms
Risk classification
Determining your risk levels
Picking the right fund
Picking the fund manager
Investing strategies
More strategies
The Best Strategy of all
Forming a portfolio
When to sell
Rules to live by

http://www.fundsupermart.com.my/main/resea...?articleNo=1583

This post has been edited by yklooi: Nov 4 2013, 03:27 PM

Thank you.

everytime one made a bad financial investment, dun fret too much....cos BIG guys did that too.
Bad Bets by Financial Pros
Many Unhappy Returns
Even the best financial minds can make foolish mistakes. Bloomberg.com asked celebrated economists, wealth managers and personal finance gurus: What’s one of the worst mistakes you’ve made with your own money?
http://www.bloomberg.com/money-gallery/201...cial-pros-.html

but just DON"T make too many lor.

This post has been edited by yklooi: Nov 4 2013, 09:55 PM

Do not put all the egg into one basket. Asset or investment holding such as gold, dividend shares, unit trust, house or apartment or flat, region asia europe local or world. Thus, it will be enough to own balancing in the event of economy failure. Important to know what is business you invest in, look at past performance returns is not enough. Dig further please from fact sheet. Invest at ur own risk, otherwise work harder to getmore sweat cash.

you think they don't know that meh? they includes...
A former senior executive at Citigroup and Bank of America,
A global chief economist and head of investment strategy at Vanguard Group Inc.
A wealth adviser at Buckingham Asset Management.
A chief executive officer of the Council for Economic Education
A Sterling Professor of Economics at Yale University and co-creator of the Case-Shiller Home Price Indices, shares the 2013 Nobel Prize in Economics

and yet they do kena.....just like us human.

er.. anyone checked their FSM's holding, via:
My Investments >> View Holdings >> By Asset Allocation
At the bottom - GRAND TOTAL, the Profits $ and %

Scared the living kaka outa me - i saw mine as $xxx,xxx and yyy.yy%!!
I wish it was true heheh
Bug report? or is am i the only one seeing this?

mine too. At the Bottom.
i think the "profit (%)" should be "Profit (RM)" and
the "Buy More" should be "Profit (%)

taiko of FSM,..what you think?...you wanna report BUg?

mine one is normal, may be no affect ikan bilis account like me, .

I think it is the formatting of the wordings in the column....not so much about the value in the portfolio.
but again, I may be wrong like usual

need multi million account baru got such error

*yawn* peaceful market = boring.

There's been talk about improving European market recently. Time to focus on other region other than asian?

Why don't let the Fund Manager manage that? through a Global / Developed Market Fund?

I'm enrolling for Hwang PRS Moderate.

moderate ? concerned about Affin buyout rumors?

rumors? I thought it was a confirmed deal.
concerned? post #254 page #13 by xuzen has a logic point. https://forum.lowyat.net/topic/2495026/+240#entry64350709
or do you know something not known to most public?
well, forgot to ask....what is your concern then?

This post has been edited by yklooi: Nov 7 2013, 12:27 AM

That is always the standard answers bro.
Current team mostly old PM fella. I'm concern same thing will occur as per what happen when PM changed their management last time. Still remember when EPF had decided to revoke their agency (but subsequently reverse the decision) due to ...

do you mean the case where the agent seeking clients at EPF premises? is that the case?
the main concern to me is that there is a possibility of "directive" from above to invest more in M'sia and buy more "GLC" connected counters than diversify out of Malaysia or any where (mandated) when the fund managers deemed fit.

This post has been edited by yklooi: Nov 7 2013, 09:10 AM

No. I think he meant the case when PM ppl market their funds like this >>> "PM funds returns BETTER than EPF"

Pink, PGSF flying.. Haha! Time to switch out HSAO, or should hold and top up the rest?