v5 already! :claps:

Any idea why Hwang ponzi fund didn't shine lately even though most of the world indices hit record high?

Does its hoard cash strategy make it underperform in the last quarter of 2013?

I see. It becomes my worst performer in my portfolio.

Me too since its current NAV is way lower than my average unit cost.

Portfolio update as of 31st October 2013:

Fund Name | ROI (%) | XIRR (%)

Public Far East Select Fund | 27.00 | 3.41
Public Asia Ittikal Fund | 13.13 | 2.02
Aberdeen Islamic World Equity Fund - Class A | 12.06 | 15.44
AmDynamic Bond | 5.42 | 3.32
AmAP REITs | 7.68 | 6.23
Hwang Select Asia (ex Japan) Quantum Fund | -3.32 | -11.88
CIMB-Principal Asia Pacific Dynamic Income Fund | 1.67 | 2.97
OSK-UOB EMB | -1.15 | -0.88

No change in portfolio. Focus is given to IPO application.

All also failed - Westport, UMW Oil, Kareax and latest Caring!

RM 7 gone for fee!

IPO application. RM 2 for CIMB; RM 1 for M2U

If you use CDS from CIMB Investment, it'll be RM 2.

Other investment banks CDS will be RM 2.50.

The fee is imposed from using CIMBClicks.

Anybody enrolled in the PRS fund under FSM?

Does the account creation progress long and complicated?

Which PRS fund you bought?

Yes. Min II is MYR 100k.

The 3k relief will start in YA 2012 for the next 10 years.

This year budget will offer RM 500 incentive for those with age < 30 years but no details yet on how the incentive will be given.

To fill for tax relief, the PRS provider will issue annual statement to you like your insurance company. Since it's a self assessment, just key in the contributed amount in relief section.

This post has been edited by David83: Nov 3 2013, 08:39 AM

Fax is not acceptable for the forms?

But half of it comes from the employers not you.

Money contributed to PRS shouldn't be withdrawn prematurely due to its high penalty of 8%.

Be sure that you're not going to use this basket before deciding to commit to it because of the luring tax relief.

So the conclusion is not good to invest into bond fund under FSM that has platform fee especially if you have large sum of money into this asset class?

I'm enrolling for Hwang PRS Moderate.

Just noticed that Yahoo! Finance ticker has replaced STI with Shanghai Composite as the top 3 indices for Asian region.

Because of increased exposure in US?



This post has been edited by David83: Nov 7 2013, 08:49 PM