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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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aredill
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Nov 11 2013, 01:07 PM
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Getting Started

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Recently apply MBB CC, the dual cards on 31st Oct. Wonder usually how long MBB takes to process my CC. Using it to refuel & online purchase such ebay,rs,agoda. Previously application at BnkRkyat rejected...no reason, juz receive sms notification Previously also application at UOB left unfinished because the staff really lousy, delay me too much DId those previous application affect my application? Did they observe credit strength...since i did have my name on two cars & asb? i only pay parts of it/half.
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fly126
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Nov 11 2013, 02:05 PM
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QUOTE(aredill @ Nov 11 2013, 01:07 PM) Recently apply MBB CC, the dual cards on 31st Oct. Wonder usually how long MBB takes to process my CC. Using it to refuel & online purchase such ebay,rs,agoda. Previously application at BnkRkyat rejected...no reason, juz receive sms notification Previously also application at UOB left unfinished because the staff really lousy, delay me too much DId those previous application affect my application? Did they observe credit strength...since i did have my name on two cars & asb? i only pay parts of it/half.  It will Need 5-15 Working Days to Know the Status of the Application Yes it will Effect Your Application As They Reject You due to Your High Commitment, Car Loan...
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aredill
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Nov 11 2013, 02:11 PM
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Getting Started

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QUOTE(fly126 @ Nov 11 2013, 02:05 PM) It will Need 5-15 Working Days to Know the Status of the Application Yes it will Effect Your Application As They Reject You due to Your High Commitment, Car Loan... LoL... How bout if my record is clean...had strength of repayment. Loan commitment only 1.2k of 2.7k gross salary...izzit consider high.
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fly126
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Nov 11 2013, 02:17 PM
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QUOTE(aredill @ Nov 11 2013, 02:11 PM) LoL... How bout if my record is clean...had strength of repayment. Loan commitment only 1.2k of 2.7k gross salary...izzit consider high. Almost Half of Your Monthly Pay...
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aredill
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Nov 11 2013, 02:26 PM
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Getting Started

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QUOTE(fly126 @ Nov 11 2013, 02:17 PM) Almost Half of Your Monthly Pay...  Payslip shows higher due to ot...seem as nearly as fixed allowance Hoho....so, no bright hope la Will call em next wik....cuz i'm eagerly waitin mah. Waitin lil sis finish study to change name on car. Half of it amma/appa pays, half me
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Human Nature
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Nov 11 2013, 06:12 PM
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If I have an autobilling with Astro, will I still receive the monthly bill?
And I terminate my card, do I need to notify Astro, or I can just pay according to the monthly bill using another card?
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fly126
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Nov 11 2013, 07:34 PM
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QUOTE(Human Nature @ Nov 11 2013, 06:12 PM) If I have an autobilling with Astro, will I still receive the monthly bill? And I terminate my card, do I need to notify Astro, or I can just pay according to the monthly bill using another card? Better give Astro a Call...
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fly126
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Nov 11 2013, 10:20 PM
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QUOTE(aredill @ Nov 11 2013, 02:26 PM) Payslip shows higher due to ot...seem as nearly as fixed allowance Hoho....so, no bright hope la Will call em next wik....cuz i'm eagerly waitin mah. Waitin lil sis finish study to change name on car. Half of it amma/appa pays, half me  Not Really Help, Although You Chance Name to Your Sister but Car Loan still Under Your Name is You that apply Loan...isn't It
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ronnie
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Nov 12 2013, 02:20 PM
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victorywp
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Nov 12 2013, 03:33 PM
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QUOTE(ronnie @ Nov 12 2013, 02:20 PM) just by disputing the transaction, the bank refunded all the money back to the credit card owner without any investigation done? i wonder what reason/supporting he used in filling his dispute form. This post has been edited by victorywp: Nov 12 2013, 03:34 PM
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Human Nature
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Nov 12 2013, 11:01 PM
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Can my payment go through if I make an agoda room booking after midnight? Hope to get an answer soon, 1 hour to midnight
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LostAndFound
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Nov 13 2013, 08:46 AM
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QUOTE(ronnie @ Nov 12 2013, 02:20 PM) Tak halal buat mcm tu uncle Ronnie =) I agree with victorywp, why would the bank simply return the money? Surely there must be investigation?
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ad c2
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Nov 14 2013, 09:13 PM
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New Member
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I had apply MMB 2 card 3 weeks ago but no answer. I call cs and they said, they received my application but Pending due to not enough document and they can't check what doc is missing. Cs ask me to refer back to MMB branch which I make the application. Keep calling the cc personal but can't get to (always busy) I was thinking to make another application from other branch, is it OK? Do anyone have better idea?
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fly126
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Nov 15 2013, 12:38 AM
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QUOTE(ad c2 @ Nov 14 2013, 09:13 PM) I had apply MMB 2 card 3 weeks ago but no answer. I call cs and they said, they received my application but Pending due to not enough document and they can't check what doc is missing. Cs ask me to refer back to MMB branch which I make the application. Keep calling the cc personal but can't get to (always busy) I was thinking to make another application from other branch, is it OK? Do anyone have better idea? Yes can have another Apps with Other Branch, But before that Go to the Branch that You Submit the to Enquiry See the Out Come 1st... Btw, How About Apply thru Emailed or Fax Your Application Directly to MBB Card Centre... Application Form Link, http://www.maybank2u.com.my/WebBank/ConvCa...Form_260613.pdfThe Fax no. & E-mail are at the Bottom of the Final Page... Pls, Do Update with Us Later... This post has been edited by fly126: Nov 15 2013, 12:45 AM
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ad c2
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Nov 15 2013, 10:12 AM
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New Member
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QUOTE(fly126 @ Nov 15 2013, 12:38 AM) Yes can have another Apps with Other Branch, But before that Go to the Branch that You Submit the to Enquiry See the Out Come 1st... Btw, How About Apply thru Emailed or Fax Your Application Directly to MBB Card Centre... Application Form Link, http://www.maybank2u.com.my/WebBank/ConvCa...Form_260613.pdfThe Fax no. & E-mail are at the Bottom of the Final Page... Pls, Do Update with Us Later...  Thanks Fly126. Just received phone call from application branch personal said, there are no pending document, just the application is in process. Need to wait 1 more week I did check the Application Form inside MBB website but there are too many to fill in. I try iMoney website, fill in their simple form and received call from iMoney said they will pass my inquiry to MBB. Anyone have try iMoney service before? (I just let iMoney to make other application in case if the application from branch fail)
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suadrif
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Nov 18 2013, 12:14 PM
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guys, currently i am having maybank2card with me (AMEX & MasterCard) and then recently CIMB offered me with CIMB Petronas Platinum Mastercard.
should i keep Maybank mastercard? or use CIMB petronas platinum mastercard? which one is better?
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victorywp
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Nov 18 2013, 06:10 PM
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QUOTE(suadrif @ Nov 18 2013, 12:14 PM) guys, currently i am having maybank2card with me (AMEX & MasterCard) and then recently CIMB offered me with CIMB Petronas Platinum Mastercard. should i keep Maybank mastercard? or use CIMB petronas platinum mastercard? which one is better? if you already signed up that cimb petronas platinum mastercard, use it instead of maybank mastercard. at least the benefits/features in that cimb mc is better than the mbb mc.
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edwardccg
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Nov 18 2013, 07:58 PM
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my income is less than 36k, only can hold 2 card.
i have CC-A and CC-B now. applied 3rd CC, CC-C, and have been rejected.
can i cancel CC-B now and call CC-C for appeal? would CC-C be revise and approve for me?
or i need to wait for some period for CC-C know i had cancelled a card?
This post has been edited by edwardccg: Nov 18 2013, 08:58 PM
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fly126
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Nov 18 2013, 10:46 PM
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QUOTE(edwardccg @ Nov 18 2013, 07:58 PM) my income is less than 36k, only can hold 2 card. i have CC-A and CC-B now. applied 3rd CC, CC-C, and have been rejected. can i cancel CC-B now and call CC-C for appeal? would CC-C be revise and approve for me? or i need to wait for some period for CC-C know i had cancelled a card? I X think so... Although U Canceled Card B now... It Won't Help with Appealing Card C coz Bank B Need Time (1-3 Months) to Update Your CC Cancellation Status to CCRIS... Furthermore, Usually 6 Months Cooling Period will Needed Before You can Apply again with the Same Bank... Some of the Bank, Even Need 1 Year Cooling Period.... Before You can send Your Application with Them Again This post has been edited by fly126: Nov 18 2013, 10:48 PM
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edwardccg
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Nov 19 2013, 07:29 AM
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QUOTE(fly126 @ Nov 18 2013, 10:46 PM) I X think so... Although U Canceled Card B now... It Won't Help with Appealing Card C coz Bank B Need Time (1-3 Months) to Update Your CC Cancellation Status to CCRIS... Furthermore, Usually 6 Months Cooling Period will Needed Before You can Apply again with the Same Bank... Some of the Bank, Even Need 1 Year Cooling Period.... Before You can send Your Application with Them Again in short, if i cancelled card B right now, i could only apply card C again 6 months later, about May-June 2014 or jump ship to another job which offer above 36k
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