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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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aredill
post Nov 11 2013, 01:07 PM

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Recently apply MBB CC, the dual cards on 31st Oct. Wonder usually how long MBB takes to process my CC.
Using it to refuel & online purchase such ebay,rs,agoda.

Previously application at BnkRkyat rejected...no reason, juz receive sms notification ohmy.gif
Previously also application at UOB left unfinished because the staff really lousy, delay me too much yawn.gif

DId those previous application affect my application?
Did they observe credit strength...since i did have my name on two cars & asb? i only pay parts of it/half.

rclxub.gif rclxub.gif icon_question.gif icon_question.gif
fly126
post Nov 11 2013, 02:05 PM

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QUOTE(aredill @ Nov 11 2013, 01:07 PM)
Recently apply MBB CC, the dual cards on 31st Oct. Wonder usually how long MBB takes to process my CC.
Using it to refuel & online purchase such ebay,rs,agoda.

Previously application at BnkRkyat rejected...no reason, juz receive sms notification  ohmy.gif
Previously also application at UOB left unfinished because the staff really lousy, delay me too much  yawn.gif

DId those previous application affect my application?
Did they observe credit strength...since i did have my name on two cars & asb? i only pay parts of it/half.

rclxub.gif  rclxub.gif    icon_question.gif  icon_question.gif
*
It will Need 5-15 Working Days to Know the Status of the Application
Yes it will Effect Your Application As They Reject You due to Your High Commitment, Car Loan...
aredill
post Nov 11 2013, 02:11 PM

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QUOTE(fly126 @ Nov 11 2013, 02:05 PM)
It will Need 5-15 Working Days to Know the Status of the Application
Yes it will Effect Your Application As They Reject You due to Your High Commitment, Car Loan...
*
LoL...
How bout if my record is clean...had strength of repayment.
Loan commitment only 1.2k of 2.7k gross salary...izzit consider high.
fly126
post Nov 11 2013, 02:17 PM

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QUOTE(aredill @ Nov 11 2013, 02:11 PM)
LoL...
How bout if my record is clean...had strength of repayment.
Loan commitment only 1.2k of 2.7k gross salary...izzit consider high.
*
Almost Half of Your Monthly Pay... shakehead.gif
aredill
post Nov 11 2013, 02:26 PM

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QUOTE(fly126 @ Nov 11 2013, 02:17 PM)
Almost Half of Your Monthly Pay... shakehead.gif
*
Payslip shows higher due to ot...seem as nearly as fixed allowance brows.gif
Hoho....so, no bright hope la ohmy.gif
Will call em next wik....cuz i'm eagerly waitin mah.

Waitin lil sis finish study to change name on car. Half of it amma/appa pays, half me whistling.gif

Human Nature
post Nov 11 2013, 06:12 PM

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If I have an autobilling with Astro, will I still receive the monthly bill?

And I terminate my card, do I need to notify Astro, or I can just pay according to the monthly bill using another card?
fly126
post Nov 11 2013, 07:34 PM

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QUOTE(Human Nature @ Nov 11 2013, 06:12 PM)
If I have an autobilling with Astro, will I still receive the monthly bill?

And I terminate my card, do I need to notify Astro, or I can just pay according to the monthly bill using another card?
*
Better give Astro a Call...
fly126
post Nov 11 2013, 10:20 PM

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QUOTE(aredill @ Nov 11 2013, 02:26 PM)
Payslip shows higher due to ot...seem as nearly as fixed allowance  brows.gif
Hoho....so, no bright hope la  ohmy.gif
Will call em next wik....cuz i'm eagerly waitin mah.

Waitin lil sis finish study to change name on car. Half of it amma/appa pays, half me  whistling.gif
*
Not Really Help, Although You Chance Name to Your Sister but Car Loan still Under Your Name is You that apply Loan...isn't It blink.gif
ronnie
post Nov 12 2013, 02:20 PM

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Interesting using Credit Card Dispute to scam smile.gif
http://www.thestar.com.my/News/Nation/2013...am-pledges.aspx
http://www.thestar.com.my/News/Nation/2013...t-creators.aspx

This post has been edited by ronnie: Nov 12 2013, 02:21 PM
victorywp
post Nov 12 2013, 03:33 PM

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QUOTE(ronnie @ Nov 12 2013, 02:20 PM)
just by disputing the transaction, the bank refunded all the money back to the credit card owner without any investigation done? i wonder what reason/supporting he used in filling his dispute form. hmm.gif

This post has been edited by victorywp: Nov 12 2013, 03:34 PM
Human Nature
post Nov 12 2013, 11:01 PM

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Can my payment go through if I make an agoda room booking after midnight? Hope to get an answer soon, 1 hour to midnight biggrin.gif
LostAndFound
post Nov 13 2013, 08:46 AM

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QUOTE(ronnie @ Nov 12 2013, 02:20 PM)
Tak halal buat mcm tu uncle Ronnie =)

I agree with victorywp, why would the bank simply return the money? Surely there must be investigation?
ad c2
post Nov 14 2013, 09:13 PM

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I had apply MMB 2 card 3 weeks ago but no answer.
I call cs and they said, they received my application but Pending due to not enough document and they can't check what doc is missing.
Cs ask me to refer back to MMB branch which I make the application.
Keep calling the cc personal but can't get to (always busy) vmad.gif
I was thinking to make another application from other branch, is it OK?
Do anyone have better idea?
fly126
post Nov 15 2013, 12:38 AM

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QUOTE(ad c2 @ Nov 14 2013, 09:13 PM)
I had apply MMB 2 card 3 weeks ago but no answer.
I call cs and they said, they received my application but Pending due to not enough document and they can't check what doc is missing.
Cs ask me to refer back to MMB branch which I make the application.
Keep calling the cc personal but can't get to (always busy) vmad.gif
I was thinking to make another application from other branch, is it OK?
Do anyone have better idea?
*
Yes can have another Apps with Other Branch, But before that Go to the Branch that You Submit the to Enquiry See the Out Come 1st...

Btw, How About Apply thru Emailed or Fax Your Application Directly to MBB Card Centre...
Application Form Link,
http://www.maybank2u.com.my/WebBank/ConvCa...Form_260613.pdf
The Fax no. & E-mail are at the Bottom of the Final Page... smile.gif

Pls, Do Update with Us Later... wink.gif

This post has been edited by fly126: Nov 15 2013, 12:45 AM
ad c2
post Nov 15 2013, 10:12 AM

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QUOTE(fly126 @ Nov 15 2013, 12:38 AM)
Yes can have another Apps with Other Branch, But before that Go to the Branch that You Submit the to Enquiry See the Out Come 1st...

Btw, How About Apply thru Emailed or Fax Your Application Directly to MBB Card Centre...
Application Form Link,
http://www.maybank2u.com.my/WebBank/ConvCa...Form_260613.pdf
The Fax no. & E-mail are at the Bottom of the Final Page...  smile.gif

Pls, Do Update with Us Later... wink.gif
*
Thanks Fly126.
Just received phone call from application branch personal said, there are no pending document, just the application is in process. Need to wait 1 more week hmm.gif

I did check the Application Form inside MBB website but there are too many to fill in. blink.gif

I try iMoney website, fill in their simple form and received call from iMoney said they will pass my inquiry to MBB.
Anyone have try iMoney service before? (I just let iMoney to make other application in case if the application from branch fail)
suadrif
post Nov 18 2013, 12:14 PM

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guys,
currently i am having maybank2card with me (AMEX & MasterCard)
and then recently CIMB offered me with CIMB Petronas Platinum Mastercard.

should i keep Maybank mastercard?
or use CIMB petronas platinum mastercard?
which one is better?
victorywp
post Nov 18 2013, 06:10 PM

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QUOTE(suadrif @ Nov 18 2013, 12:14 PM)
guys,
currently i am having maybank2card with me (AMEX & MasterCard)
and then recently CIMB offered me with CIMB Petronas Platinum Mastercard.

should i keep Maybank mastercard?
or use CIMB petronas platinum mastercard?
which one is better?
*
if you already signed up that cimb petronas platinum mastercard, use it instead of maybank mastercard.
at least the benefits/features in that cimb mc is better than the mbb mc.
edwardccg
post Nov 18 2013, 07:58 PM

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my income is less than 36k, only can hold 2 card.

i have CC-A and CC-B now. applied 3rd CC, CC-C, and have been rejected.

can i cancel CC-B now and call CC-C for appeal? would CC-C be revise and approve for me?

or i need to wait for some period for CC-C know i had cancelled a card?

This post has been edited by edwardccg: Nov 18 2013, 08:58 PM
fly126
post Nov 18 2013, 10:46 PM

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QUOTE(edwardccg @ Nov 18 2013, 07:58 PM)
my income is less than 36k, only can hold 2 card.

i have CC-A and CC-B now. applied 3rd CC, CC-C, and have been rejected.

can i cancel CC-B now and call CC-C for appeal? would CC-C be revise and approve for me?

or i need to wait for some period for CC-C know i had cancelled a card?
*
I X think so... hmm.gif
Although U Canceled Card B now... It Won't Help with Appealing Card C coz Bank B Need Time (1-3 Months) to Update Your CC Cancellation Status to CCRIS... Furthermore, Usually 6 Months Cooling Period will Needed Before You can Apply again with the Same Bank... nod.gif

Some of the Bank, Even Need 1 Year Cooling Period.... Before You can send Your Application with Them Again

This post has been edited by fly126: Nov 18 2013, 10:48 PM
edwardccg
post Nov 19 2013, 07:29 AM

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QUOTE(fly126 @ Nov 18 2013, 10:46 PM)
I X think so... hmm.gif
Although U Canceled  Card B now... It Won't Help with Appealing Card C coz Bank B Need Time (1-3 Months) to Update Your CC Cancellation Status to CCRIS... Furthermore, Usually 6 Months Cooling Period will Needed Before You can Apply again with the Same Bank... nod.gif   

Some of the Bank, Even Need 1 Year Cooling Period.... Before You can send Your Application with Them Again
*
in short, if i cancelled card B right now, i could only apply card C again 6 months later, about May-June 2014 doh.gif

or jump ship to another job which offer above 36k mad.gif

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