but does CIMB petronas able to enjoy 0% installment thru easypay?

yes, of course. you may check the participating merchants here: http://www.cimbbank.com.my/creditcard/index.php?rp=42

are u sure?
check the benefit list below
0% easypay is not included in the cimb petronas

0% epp should be a feature for all cimb credit cards.

**if you have further question regarding this, you may just post on the other thread (cimb cc thread).

This post has been edited by victorywp: Nov 19 2013, 10:36 AM

hi, just wanna ask, if bank calls up and ask if interested to signup for their credit card, and unfortunately said yes, is it considered as a proper Credit Card application? My wife received the credit card already, but not activated. It is not her intention to get the card though. Is it possible to cancel it? Not long after receiving the credit card, the bill of RM50 reached. How to cancel it and not paying that RM 50? It is from CIMB.

did your wife went through a voice recording with them for the application?

just call the bcs and fill in the cimb cc termination form and fax/email to the cs. tell them that you were not aware about this cc application stating that you were busy and not fully understand about the product (cc).

M looking for credit cards (Master & Visa) tat offer cash rebate oni instead of points
Mind to share which Bank?
Thanks

I believe you need to provide more specific details. There're so many cash rebate cards out there.

almost all banks have at least one of their cc type which is offering cash rebate system.
so it's hard for us to recommend something that is too general.
maybe you can go for the easy, straight forward, uncomplicated, clear cut one like ocbc titanium (mastercard) which offers 1% unlimited rebate on everything you spend.

Presently using direct access issued by CIMB
Master offer points and Visa offer cash rebate of 0.50%
Looking forward to both Master & Visa tat offer cash rebate plus if possible higher than 0.50%

Thanks for d recommendation
Does 1% rebate include petrol?

Well, you can consider:

1. MBB2 AMEX for 5% cash rebate on weekends or
2. Citibank Cash Back Platinum or UOB ONE for 5% cash rebate everyday with spending cap
3. OCBC Titanium for 1% unlimited cash rebate daily

Yes.

Hey there guys, I was just wondering as to how the calculation for the interest rates on outstanding balance works for Citibank.

Lets say the amount outstanding is RM1,000.00. I read on the FAQ on their website that a daily interest rate of 8.88% per anum is applicable.

Hence, would I be right in assuming that the 8.88% is divided by a year (365 days) and then charged on the outstanding sum daily?

By that calculation, it would be an interest of RM 0.243 cents for the first day.

And the interest on the subsequent days are calculated with the total outstanding (including interest already charged). Right?

Does anyone know a good airmiles credit card that is foreigner-friendly? I'm nearing my limit of giving up altogether since all of the banks I know put ridiculous (IMO) terms for foreigners. FYI, my annual income (depending on the exchange rate) is approximately MYR 120,000. I have posted in the Recommendation thread, but alas, no one gives reply.

try CIMB bank but i don't think they have air miles cards

Which bank credit who see on EPF statement ofver CCRIS status? I have late payment of housing loan and car installment.

im afraid all banks will look into CCRIS as it indicate our financial status, DSR and stuffs

and EPF is not a very powerful document also, Payslip + Bank Statement are!

Hi guy

I've a dilemma here of my tv purchasing. The scenario as below:
(note: my payment method shoudl be MBB 2 (MC/Amex)
Shop A
=====
Sony led tv :2599
Free : dvd player
warranty : 5 year(sony warranty)
CC payment : visa/master only

Sengheng/SenQ
==========
Sony Led tv : 2699+12(member fee)
Free : MBB table fan(16")
warranty : 3 years
CC Payment : visa/MC/amex
TP redeepmable : 120000(=RM480)

which one should I choose

This post has been edited by virgoguy: Dec 6 2013, 02:55 PM

THen now i hard to apply credit card jo.. sien lor.. Payslip and Bank Statement also got, but still give reject. Those have other which not so straight on CCRIS?

Thanks for replying. CIMB actually got CIMB Enrich card, which I think is pretty cool. It's just they need a fixed deposit starting from RM50,000 for foreigner to apply this card. I've only been working for like 4 months right now, so still don't have that kind of money.

Just got in contact with HSBC yesterday. I figured that their rewards program isn't that bad for their Visa Platinum or Signature card. Let's see how this goes.