Credit Card v18, Post/Ask general questions here

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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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spreeeee	Oct 28 2015, 11:26 AM Return to original view \| Post #1
♠ . ♥ . ♣ . ♦ Senior Member 3,812 posts Joined: Apr 2009 From: West Malaysia	hi all, not sure if this is posted before, how credit card limits are determined? is it the same for all bank?
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spreeeee	Oct 28 2015, 11:34 AM Return to original view \| Post #2
♠ . ♥ . ♣ . ♦ Senior Member 3,812 posts Joined: Apr 2009 From: West Malaysia	QUOTE(rapple @ Oct 28 2015, 11:32 AM) Salary below 36k - credit limit = 2x monthly salary. if above?
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spreeeee	Oct 28 2015, 11:40 AM Return to original view \| Post #3
♠ . ♥ . ♣ . ♦ Senior Member 3,812 posts Joined: Apr 2009 From: West Malaysia	QUOTE(fruitie @ Oct 28 2015, 11:36 AM) Up to the banks' discretion. Highest I got was 4.5x of my monthly basic salary. my friend got a new credit card from mbb, his gross salary is 10000, and the credit limit is 82K.
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spreeeee	Oct 28 2015, 11:45 AM Return to original view \| Post #4
♠ . ♥ . ♣ . ♦ Senior Member 3,812 posts Joined: Apr 2009 From: West Malaysia	QUOTE(enticing188 @ Oct 28 2015, 11:40 AM) walao.. 8.2x ?? new application or use for long time ? existing got hsbc and uob, mbb ccard is totally new.
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spreeeee	Oct 28 2015, 11:46 AM Return to original view \| Post #5
♠ . ♥ . ♣ . ♦ Senior Member 3,812 posts Joined: Apr 2009 From: West Malaysia	QUOTE(fruitie @ Oct 28 2015, 11:44 AM) It depends on banks' discretion and your friend is very lucky because MBB is famous for being stingy when comes to CL. Most of us only got 3x or slight more from them. i thought local bank should be more generous..
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spreeeee	Oct 28 2015, 11:52 AM Return to original view \| Post #6
♠ . ♥ . ♣ . ♦ Senior Member 3,812 posts Joined: Apr 2009 From: West Malaysia	so, 5x gross salary should be the max for most banks.. 8x is something ridiculous but yet approved!
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spreeeee	Oct 30 2015, 04:53 PM Return to original view \| Post #7
♠ . ♥ . ♣ . ♦ Senior Member 3,812 posts Joined: Apr 2009 From: West Malaysia	can we reject if retailer still using old swiping machine?
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