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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Human Nature
post Apr 18 2015, 05:31 PM

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Anyone having problem with the new Astro payment portal? Failed transaction using CC (visa/mc).
TSalexwsk
post Apr 18 2015, 09:15 PM

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QUOTE(Human Nature @ Apr 18 2015, 05:31 PM)
Anyone having problem with the new Astro payment portal? Failed transaction using CC (visa/mc).
*
i was about to ask whether anyone here manage to pay using AMEX
got amex logo but no drop down box for amex

rclxub.gif doh.gif
Human Nature
post Apr 18 2015, 09:23 PM

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QUOTE(alexwsk @ Apr 18 2015, 09:15 PM)
i was about to ask whether anyone here manage to pay using AMEX
got amex logo but no drop down box for amex

rclxub.gif  doh.gif
*
i tried using the ... but it doesn't work..so i tried using visa, also failed transaction doh.gif
aromachong
post Apr 18 2015, 10:41 PM

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QUOTE(alexwsk @ Apr 18 2015, 09:15 PM)
i was about to ask whether anyone here manage to pay using AMEX
got amex logo but no drop down box for amex

rclxub.gif  doh.gif
*
visa/mastercard working like charm for me paying astro bill
TSalexwsk
post Apr 18 2015, 10:54 PM

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QUOTE(Human Nature @ Apr 18 2015, 09:23 PM)
i tried using the ... but it doesn't work..so i tried using visa, also failed transaction  doh.gif
*
QUOTE(aromachong @ Apr 18 2015, 10:41 PM)
visa/mastercard working like charm for me paying astro bill
*
my master also working with MSOS
maybe you can retry Human Nature
Human Nature
post Apr 18 2015, 10:58 PM

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QUOTE(alexwsk @ Apr 18 2015, 10:54 PM)
my master also working with MSOS
maybe you can retry Human Nature
*
there is still a floating amount with my card, i will wait for a couple of days to see if the previous one went through or not smile.gif
Gen-X
post Apr 22 2015, 10:05 AM

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Effective 1st May 2015, MBB Treats Points' Redemption Program will be inflated and the OCBC Titanium Cash Back credit card will be useless except for online and overseas transactions.

So, what credit cards to get to maximize the returns you can get with your CC? Ever thought of redeeming Gold Bars with your credit card points? Click below link to read my Fiction Novel, that is if you are really freaking FREE and got nothing better to do. And you may just find the pot of gold you are looking for.

user posted image
Earn FREE Gold Bars with your Credit Cards.

This post has been edited by Gen-X: Apr 22 2015, 10:05 AM
Bonescythe
post Apr 22 2015, 12:59 PM

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QUOTE(Gen-X @ Apr 22 2015, 10:05 AM)
Effective 1st May 2015, MBB Treats Points' Redemption Program will be inflated and the OCBC Titanium Cash Back credit card will be useless except for online and overseas transactions.

So, what credit cards to get to maximize the returns you can get with your CC? Ever thought of redeeming Gold Bars with your credit card points? Click below link to read my Fiction Novel, that is if you are really freaking FREE and got nothing better to do. And you may just find the pot of gold you are looking for.

user posted image
Earn FREE Gold Bars with your Credit Cards.
*
Bro.. side track a bit.. read your very dam long blog until midnite and make me insomia ad...
out of curiosity.. u did mentioned tat you were once top spender for MBB card..

just curious... how much did u spent in order to be amongst the top range spender ?

Just curious to know the figure the gauge malaysian top spender figure.. kikiki
Gen-X
post Apr 22 2015, 01:37 PM

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QUOTE(Bonescythe @ Apr 22 2015, 12:59 PM)
Bro.. side track a bit.. read your very dam long blog until midnite and make me insomia ad...
out of curiosity.. u did mentioned tat you were once  top spender for MBB card..

just curious... how much did u spent in order to be amongst the top range spender ?

Just curious to know the figure the gauge malaysian top spender figure.. kikiki
*
Bro, that was when VI was first introduced and they gave me cash reward if not mistaken. Now so many people hold the Maybank 2 Cards Premier, I guess I no longer in Top Spender Category, hahaha. But Maybank did recently once again wanted to invite me to play golf.... but I don't play golf.

And thank you for reading it... how come I did not get the payment tongue.gif
Bonescythe
post Apr 22 2015, 02:28 PM

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QUOTE(Gen-X @ Apr 22 2015, 01:37 PM)
Bro, that was when VI was first introduced and they gave me cash reward if not mistaken. Now so many people hold the Maybank 2 Cards Premier, I guess I no longer in Top Spender Category, hahaha. But Maybank did recently once again wanted to invite me to play golf.... but I don't play golf.

And thank you for reading it... how come I did not get the payment  tongue.gif
*
Ooo. But u still havent answer me the agak agak figure to be there le..
u giv a range la for me to do study a bit..

kikiki

payment ? I didn't come across payment.. u meam subscription paypal rm 15 tat payment ?

Aiyoh.. i giv u a 4d better gua ?
glenlivet5493
post Apr 24 2015, 12:40 AM

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Hi guys,

My apologies if my question has been asked before. I've tried a random search, but could not find anything similar to this.

Recently, I received a call from an agent claiming to be from a "credit card easy payment center". She explained that she can help me with a plan, to reduce my interest payment to the banks. For example, if I am owing RM30,000 in credit card bills to cimb and mbb and am currently paying RM1,500 (min 5%) to the banks, she can help me consolidate this RM30,000 debt into a single payment of only RM950 per month for 4 years. When I tried asking over the phone for more info, she instead suggest to meet up.

Has anyone encountered this before? Advisable to commence a meet up?

Thanks so much for all the advice and help in advance.

Cheers

This post has been edited by glenlivet5493: Apr 24 2015, 12:41 AM
Human Nature
post Apr 24 2015, 01:32 AM

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QUOTE(glenlivet5493 @ Apr 24 2015, 12:40 AM)
Hi guys,

My apologies if my question has been asked before. I've tried a random search, but could not find anything similar to this.

Recently, I received a call from an agent claiming to be from a "credit card easy payment center". She explained that she can help me with a plan, to reduce my interest payment to the banks. For example, if I am owing RM30,000 in credit card bills to cimb and mbb and am currently paying RM1,500 (min 5%) to the banks, she can help me consolidate this RM30,000 debt into a single payment of only RM950 per month for 4 years. When I tried asking over the phone for more info, she instead suggest to meet up.

Has anyone encountered this before? Advisable to commence a meet up?

Thanks so much for all the advice and help in advance.

Cheers
*
Something like this?
https://forum.lowyat.net/index.php?showtopic=2478807&hl=
https://forum.lowyat.net/index.php?showtopic=3179929&hl=
https://forum.lowyat.net/index.php?showtopic=3004687&hl=
https://forum.lowyat.net/index.php?showtopic=3167284&hl=
https://forum.lowyat.net/index.php?showtopic=2468265&hl=

My advice is, be cautious and read the fine print. If you are seeking such help, why not check out:
http://www.akpk.org.my/

glenlivet5493
post Apr 24 2015, 08:43 AM

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Hi Human Nature,


Thanks for your advice. Appreciate it

Cheers
karcity
post Apr 25 2015, 11:37 AM

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QUOTE(Human Nature @ Apr 18 2015, 05:31 PM)
Anyone having problem with the new Astro payment portal? Failed transaction using CC (visa/mc).
*
May I know which websites for astro payment? I wish to pay astro bill online with credit card.
Human Nature
post Apr 25 2015, 01:32 PM

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QUOTE(karcity @ Apr 25 2015, 11:37 AM)
May I know which websites for astro payment? I wish to pay astro bill online with credit card.
*
From Astro website
wonglokat
post Apr 27 2015, 05:11 PM

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Hey all,

I'm looking to build credit score using credit card. Way to go?

This post has been edited by wonglokat: Apr 27 2015, 05:11 PM
Bonescythe
post Apr 27 2015, 05:29 PM

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Recently with no gst... looks worth to get more card to use and activate and get freebies..
I had so far pledge fd for maybank n hong leong bank for credit card.. both of the bank charge me rm10 for stamping.

so lately got public bank promo.. free phone n watch n so on..

So i went to get freebies again by placing some fd to get card again..

to my shock.. public bank say the fee is not rm10 stamping.. it is 5% of the total limit..
if u want place 10k, then charge 5% as stamp duty, which is rm50 and on top of that, need to make a banker cheque for dunno wad reason and charge rm5.xx

I was like... waddaffffd ????

Anyone encounter this same thing with this kiam aap bank ????

Wongchoy
post Apr 27 2015, 06:22 PM

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QUOTE(Bonescythe @ Apr 27 2015, 05:29 PM)
Recently with no gst... looks worth to get more card to use and activate and get freebies..
I had so far pledge fd for maybank n hong leong bank for credit card.. both of the bank charge me rm10 for stamping.

so lately got public bank promo.. free phone n watch n so on..

So i went to get freebies again by placing some fd to get card again..

to my shock.. public bank say the fee is not rm10 stamping.. it is 5% of the total limit..
if u want place 10k, then charge 5% as stamp duty, which is rm50 and on top of that, need to make a banker cheque for dunno wad reason and charge rm5.xx

I was like... waddaffffd ????

Anyone encounter this same thing with this kiam aap bank ????
*
Can share my experience with you. Last year, my initial application for PBB VS is unsuccessful. Tried appeal thru my cousin , a branch manager and offered him to pledge if my appeal is overruled. He say he try his best to recommend but in case I really need to pledge, it will be 0.5% of my FD value. Luckily, my appeal was upheld and do not need to pledge.
victorywp
post Apr 27 2015, 10:34 PM

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QUOTE(Bonescythe @ Apr 27 2015, 05:29 PM)
Recently with no gst... looks worth to get more card to use and activate and get freebies..
I had so far pledge fd for maybank n hong leong bank for credit card.. both of the bank charge me rm10 for stamping.

so lately got public bank promo.. free phone n watch n so on..

So i went to get freebies again by placing some fd to get card again..

to my shock.. public bank say the fee is not rm10 stamping.. it is 5% of the total limit..
if u want place 10k, then charge 5% as stamp duty, which is rm50 and on top of that, need to make a banker cheque for dunno wad reason and charge rm5.xx

I was like... waddaffffd ????

Anyone encounter this same thing with this kiam aap bank ????
*
for pbb it's 0.5% of fd value. or they called it rm5 for every 1k fd.
Bonescythe
post Apr 27 2015, 11:00 PM

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QUOTE(Wongchoy @ Apr 27 2015, 06:22 PM)
Can share my experience with you. Last year, my initial application for PBB VS is unsuccessful. Tried appeal thru my cousin , a branch manager and offered him to pledge if my appeal is overruled. He say he try his best to recommend but in case I really need to pledge, it will be 0.5% of my FD value. Luckily, my appeal was upheld and do not need to pledge.
*
bro.. it is not about 0.5% of FD value that matters..

it is the processing..

lets say i want to pledge for PBB VS.. minimum is 35k..

so in order to get this card to FD pledge.. i need to pledge 35k.. let's say i pledge 40k for easy counting.

So the stamp duty for the 40k pledge will be 5% of the value.

40k x 5% = RM200

means i need to pay rm200, in order to pledge 40k FD to get the PBB VS with a 40k credit limit.

Other bank is RM10.. while PBB use 5% on the credit limit applied for..



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