Oh really? Just curious how to get cash by using cc only. Do we need to apply or activate anything before doing that?

the easiest way to get cash using cc is to wait at petrol stations. then, when you see someone going to pay cash (for petrol) to the cashier, you paid with your cc on behalf and get the cash from him/her.

but very paiseh to do that.. actually you can do it more fast at Shopping Center on weekend. Last week went shopping at jusco midvalley, their cashier queue is super long, and most of the aunty/uncle is paying by Cash.

but pay for shopping usually always got cents at the back. very hard to change the balance...
petrol usually rm30/rm50/etc = round figure...

Hi guys...is it compulsory to provide income tax form in applying credit card? I run my own business almost 3 years..but I do not register with lhdn yet...

As For Self-Employed It should Have...
Latest Borang B acknowledged/duly Certified by LHDN, with LHDN Receipt (or Proof of Tax Paid) as Supporting Document for Credit Card Application

...for sure they will reject my application...huh...

you should register with lhdn to avoid problem later on:
http://www.hasil.gov.my/pdf/pdfam/FAQ_B_EN..._11042011_1.pdf

Q29: I run a small business and I do not keep any business records. The
Profit and Loss Account is based on estimates. How am I going to
submit my tax return? Will my estimated income statement be
accepted by IRBM? Will I be penalised for not keeping complete
records?

A29: You can refer to Helaian Kerja HK-1(Working Paper) in the Guide Book
which can be downloaded from www.hasil.org.my. This working sheet
guides you on how the Adjusted Income is to be calculated. Whether the 7
Profit and Loss statement submitted by you can be accepted depends on
the Tax Audit that may be carried out by our officers. In view of this, you
are advised to keep full and proper records to avoid being penalised as
provided for under Section 82 and 82A of the ITA 1967. Failure to comply
is an offence punishable by a fine of not less than RM300 and not
exceeding RM10,000 or imprisonment for a term not exceeding 12 months
or both. Please refer to the Public Ruling 5/2000 (Amended) dated
30/06/2001. You can view it at www.hasil.gov.my.

....okay...thanks for info...

hi, guys.

Ijust call bank to cancel to transaction because i found out my there's 2 same transaction on my credit card statement, normally how long it took to get it done?

which bank?

i did one with OCBC, it took about 2 weeks.

Citibank. about 2 weeks?

yes. from what i understand, the card issuer will need to liase/verify with the vendor's ternimal issuer, hence it took time.

i see.. so for my credit card statement, i just pay the full amount 1st? then they will refund me back the money on next statement?

yes, that's what i did.

oh.. thanks alot bro..

I suddenly remembered and want to share with you guys that we can get 10% discount with Agoda every Wednesday with our VISA credit card(s). This 10% promo on Wednesdays only will run until 15 January 2014 for hotel room bookings up to 30 April 2014.

This is one of those rare occasion where our Maybankard 2 Visa beats the AMEX

Click on the link below to my Wordpress blog for more info on the 10% discount with Agoda using of VISA credit card:

Get 10% Discount for our Hotel Rooms with Agoda and Visa every Wednesday.

New to cc. That day jz signed up for Ocbc cc at big bad wolf. Now after do more research, realised got better cc out there. My do i cancel the registration? Or will the bank call again to verify my application?

Call Them 1st before They Call You...
(Call the Customer Service to Check on the Status 1st & Inform them to Cancel Your Application)

If i am in oversea, can the online banking system send TAC/OTP/PAC sms to my mobile when i do transaction which require the temporary password?

anyone tried before? in local will received sms "RM0.00 xxxxx". if they able to send to oversea, how is the sms charge?