Citibank 1 off opening account / set up fees is RM 200, no monthly fees of RM 10 like others.

Is Citibank a panel of I&P/TTDI?

I&P yes, TTDI not sure, should be.

I saw Citibank's staffs there during one of the TTDI launching.
HSBC also quite OK, get their HSBC Islamic loan, 20% discount on loan stamp duty.

1) no external extension - no need permit.
2) intermediate ground floor extension - buy booklet + mbsa deposit total ~2.2k. 2 days. Owner must go to mbsa apply himself, no runner allow.
3) corner/end lot extension - need architect/engineer drawing + mbsa deposit ~4.4k to 6k. 1 month. Owner no need to go to mbsa.

This post has been edited by Ang Ang: Oct 11 2013, 08:44 PM

I applied for 90% financing for pentas 4 so it's around rm 770k.

Thanks. So you used citibank panel lawyer for the loan agreement? How much you paid for total fee after discount? I was quoted around rm9.5k after discount. Is that the price range?

How much discount u get from loan legal fees?

My loan amt is lower.

Normally you can bargain for 40-45% discount on your facility fees ( lawyer fees ) if your loan amt is above RM 500k, but the calculation is not based on the amt of quotation given, it is tough to ask for 50% discount, need extra bargaining power.

50% :-)

Fantastic
U get very gud deal oredi

[quote=Danielp,Oct 10 2013, 04:22 PM]
Yeah remember someone from AI TTDI said got ppl come to request ang pau? I think is about last or last 2 months ago. So check with Ang Ang see any friends come or not. But I hope those owner who wish to own stand & coming to start the reno work can update on this forum about the status. If this ppl really come, our P13 committee can do something on it. Of cause for those who are not P13 committee member please joint us, cause this will be our "HSH"

[/quo
According to contractor 2 guys came in motorcycle ask for ang pow. First he don't want to give but then they ask for owner's contact. Guard said they did not enter from main entrance but from the tanah merah road(not sure how true). Makasar's worker said night got guys yam seng at the park. We seriously need fencing before someone kena parang.

i tot citibank provide free legal charge for loan and with cash back to cover the stamp duty. so that mean zero entry for loan.

Yes, but with minimum lock in period of 6 years( If I recall correctly ), penalty & slightly higher interest rate. Good for own stay.

This post has been edited by WL6016: Oct 14 2013, 04:43 PM

3 years with higher penalty of 3.6% if early exit.

p/s: im borrower ma so i know lo

[quote=vjleo1138,Oct 14 2013, 12:09 AM]
[quote=Danielp,Oct 10 2013, 04:22 PM]
Yeah remember someone from AI TTDI said got ppl come to request ang pau? I think is about last or last 2 months ago. So check with Ang Ang see any friends come or not. But I hope those owner who wish to own stand & coming to start the reno work can update on this forum about the status. If this ppl really come, our P13 committee can do something on it. Of cause for those who are not P13 committee member please joint us, cause this will be our "HSH"

[/quo
According to contractor 2 guys came in motorcycle ask for ang pow. First he don't want to give but then they ask for owner's contact. Guard said they did not enter from main entrance but from the tanah merah road(not sure how true). Makasar's worker said night got guys yam seng at the park. We seriously need fencing before someone kena parang.

[/quote]
Which park? At the central lake area?

Indonesian worker said he saw from his kongsi & the guard also takut with them. Didn't specifically ask, probably the park at pentas 1 entrance.

If u're confirm for long term stay, then ok lo.
Or else, 3.60% exit penalty is quite pain.

Ya correct, good for own stay. If it is below 2% penalty then I may still able to consider provided the package is good and loan amount is below 500K., so the max penalty is 10K.

All my loan packages now all go for no lock in, as I don't want to 'waste' the opportunity once VP.

Not so familiar with this place...is the tolled road the only way to get into this township?