Outline ·
[ Standard ] ·
Linear+
Investment Alam Impian (Pentas V3) - A New Chapter Begins, A hidden gem
|
WL6016
|
 Oct 11 2013, 12:34 PM
|
|
QUOTE(STLin @ Oct 10 2013, 10:31 PM) Dear all, Anyone can advise which bank is better, RHB or citibank? Both offer same rate BLR-2.5. The difference: RHB: semi flexi, no lock in period at all, can put in extra cash without notice but withdrawal must give notice 1 day earlier without any charges Citibank: fully flexi and no monthly fee, no lock in period if sell or settle by own fund but have 6 years lock in period for refinance Appreciate your feedback. Thanks. Have chosen Citibank earlier. Same conditions. I like flexi loan, any extra cash put in will be able to cut my loan interest. |
|
|
|
|
|
WL6016
|
Oct 11 2013, 04:35 PM
|
|
|
QUOTE(wil-i-am @ Oct 11 2013, 03:30 PM) Any Banks offer full flexi with no monthly fee? Citibank 1 off opening account / set up fees is RM 200, no monthly fees of RM 10 like others. |
|
|
|
|
|
WL6016
|
Oct 11 2013, 04:58 PM
|
|
|
QUOTE(wil-i-am @ Oct 11 2013, 04:47 PM) Is Citibank a panel of I&P/TTDI? I&P yes, TTDI not sure, should be. |
|
|
|
|
|
WL6016
|
Oct 12 2013, 11:41 AM
|
|
|
QUOTE(STLin @ Oct 12 2013, 12:13 AM) Thanks. So you used citibank panel lawyer for the loan agreement? How much you paid for total fee after discount? I was quoted around rm9.5k after discount. Is that the price range? My loan amt is lower. Normally you can bargain for 40-45% discount on your facility fees ( lawyer fees ) if your loan amt is above RM 500k, but the calculation is not based on the amt of quotation given, it is tough to ask for 50% discount, need extra bargaining power.  |
|
|
|
|
|
WL6016
|
Oct 14 2013, 04:42 PM
|
|
|
QUOTE(cshere @ Oct 14 2013, 02:02 PM) i tot citibank provide free legal charge for loan and with cash back to cover the stamp duty. so that mean zero entry for loan. Yes, but with minimum lock in period of 6 years( If I recall correctly ), penalty & slightly higher interest rate. Good for own stay. This post has been edited by WL6016: Oct 14 2013, 04:43 PM |
|
|
|
|
|
WL6016
|
Oct 16 2013, 10:59 AM
|
|
|
QUOTE(Chris Chew @ Oct 16 2013, 01:15 AM) If u're confirm for long term stay, then ok lo. Or else, 3.60% exit penalty is quite pain.  Ya correct, good for own stay. If it is below 2% penalty then I may still able to consider provided the package is good and loan amount is below 500K., so the max penalty is 10K. All my loan packages now all go for no lock in, as I don't want to 'waste' the opportunity once VP. |
|
|
|
|
|
WL6016
|
Nov 9 2013, 01:46 PM
|
|
|
QUOTE(sycluap @ Nov 8 2013, 10:02 PM) Sycluap, only able to see u in Pentas leh, still not back to Nukilan thread? LOL |
|
|
|
|
|
WL6016
|
Nov 9 2013, 08:16 PM
|
|
|
|
|
|
|
|
|
WL6016
|
Nov 22 2013, 10:52 AM
|
|
|
QUOTE(sycluap @ Nov 22 2013, 10:45 AM) Hi all taikor and tai jer, I would like to ask: since I do not know the selling price for Pentas 1 by INP, let's say what will be a good price if I want to buy a subsale? Found several units ranging from 880-920k. Is the price reasonable? Wooowoooo...syluap, you really ' Pentas mania " all the way !! LOL!!!  This post has been edited by WL6016: Nov 22 2013, 10:54 AM |
|
|
|
|
|
WL6016
|
Feb 11 2014, 09:42 PM
|
|
|
QUOTE(sycluap @ Feb 11 2014, 09:26 PM) Iproperty pricing normally lower because they want to attract potential buyer to contact them. This is what the agents mentioned to me. Pentas 1 cheapest can get now I believe is 870k. I once found a unit at 850k, almost putting on the cheque but lastly draw back due to mum doesn't like the 2nd floor design. Wah very good son  This post has been edited by WL6016: Feb 11 2014, 09:44 PM |
|
|
|
|
|
WL6016
|
Oct 16 2014, 04:30 PM
|
|
|
QUOTE(wil-i-am @ Oct 16 2014, 02:16 PM) I&P will organize another sales event tis weekend to promote products @ AI Wil-i-am, any update on Tari & Tari 2 Sales? Last heard left 20+ units. |
|
|
|
|
Quote
0.0550sec
0.24
7 queries
GZIP Disabled