I also Not Sure with that...
Currently, I Think No Other CC's have Offer More than 1% Rebate for Online Spend Except UOB Vox, CIMB Platinum Cash Rebate Platinum & MBB 2 Amex (Weekends Spend) Which have giving 5% Cash Rebate

This post has been edited by fly126: Dec 27 2013, 11:50 PM

Edited...

This post has been edited by fly126: Dec 27 2013, 09:32 PM

They also got Maybank 2Gold Cards Version with Income of RM30,000 p.a can Apply liao...

This post has been edited by fly126: Jan 6 2014, 10:39 PM

No Way Man...
You Won't Get Any CC from Any Bank With 1 Month Payslip
Reason Why:
They have to Reject You due to Not Having a Stable Job yet... baru Keluar Kerja

All the Bank will Need Your 3 Months Pay Slips Or at Least 6 Months EPF's Contribution for Credit Card Apps

Here You Are:

I) Public Bank Visa Signature - 6% Cash-back, On Grocery, Dining, Online Transactions, Need to have Annual Income RM100k baru can Apply

II) Maybank 2Cards (Amex) with 5% Cashback on Weekends Spend

III) CIMB Cash Rebate Gold / Platinum MasterCard - 5% Cash Rebate on e-Commerce spend
http://www.cimbbank.com.my/creditcard/atta...RebateMCFin.pdf

IV) UOB Vox Card with...
5% cash rebate on all online spending with a minimum spend of RM50 & the Cash Back Capped at RM50 per Month
But, Need to Make 1 Transaction / Month or they Will Charge You RM6 Maintenance Fee per Month
https://www1.uob.com.my/assets/pdf/tnc/ccTN...d_Cash_Back.pdf

V) HLB Mach - 1% Off for All Online Spend... Need to pay RM5 Subscription Fee Quarterly to Enjoy Additional Categories of Cash Back. But Anyway It's Annual Fee Waiver Subject to 12x Swipes p.a. https://forum.lowyat.net/topic/2421215

VI) RHB Visa Signature With...
Unlimited 1% Cash Back on all online and overseas transactions & 0.5% Cash-Back on all other transactions
But U Need to have Annual Income RM100k baru can Apply... http://www.rhb.com.my/cards/credit-card/cc_signature.html

VII) HLB Essential with 1% Unlimited Cash Back (Without Petrol Purchase) & Annual Fee Waiver Subject to 12x Swipes p.a.

VIII) OCBC (Blue/Pink) Mastercard - Unlimited 1% Cash Back on Everything Spend + Lifetime Fee Waiver

This post has been edited by fly126: Jul 3 2014, 09:50 PM

More On...
CIMB Cash Rebate Platinum Card FAQs: http://www.cimbbank.com.my/creditcard/atta...mber%202014.pdf

This post has been edited by fly126: Jan 10 2014, 09:20 PM

Yes, Maybe Citibank Card Privileges (Discount or Offer) + Evergreen Rewards Point No Expired Which's become a Attraction to Most of PPL, but the Clear Card do came with Annual Fee (RM90) + GST RM50. Ya, You may Request Annual Fee Waiver from Citibank Every Year but Sometimes also Subject to their Approval, they give or not ...
Meanwhile, Maybank 2Cards will Benefiting U with 2 cards, Maybankard 2 American Express® Card & Maybankard 2 Visa / MasterCard, in 1 Sign up, 1 Service Tax, and 1 Statement plus, the MBB 2 Cards also is Lifetime Fee Waiver with NO T&C's Applied to...

You can Accumulate/Earn More Rewards Point lebih Cepat: 2x / 5X Treats point + 5% Cash-Back from Weekends Spend with Maybank 2Cards (Amex) for Every RM1 Spent. Do Use the Treats Point to Offset Yearly GST or Shopping Voucher Redemption Even Use it for MAS Enrich Air Miles Redemption ... Although the Treats Point came with 3 Years Expiration Period
As for Citibank Clear Card just Plain RM1 /1 Rewards Point
Furthermore, FYI... NO Point will be Rewarded on Petrol Purchase with Most of the Citi's Credit Card

With Maybank 2Cards U Can Enjoy Lowest finance charge of 8.88% per annum on your outstanding retail balance. All you need to do is promptly settle minimum payment, 5% of the outstanding balance or a minimum of RM25.
Citibank or Most All the Bank CC with Finance Charge of 15-18% per Annum or a min of RM50

Btw, U can Consider also with OCBC Titanium Card as Spared - Unlimited 1% Cash Back for Everything + is Free For Life with No Annual Fee, Which is Good for the Place that X Accept Amex

This post has been edited by fly126: Jan 16 2014, 09:11 AM

You Should Consider with,
I) OCBC Titanium MasterCard - Unlimited 1% Cash Back for Everything + is Free For Life with No Annual Fee

II) UOB ONE Classic Card - Pure Cash Back Card Currently 1 of the Best Card for Graduate
You can Earn Cash Rebate ON:
* 5% for Petrol Cash Rebate [capped at RM300 for UOB ONE Classic card per month.]
* 2% Cash Rebate for Groceries [capped at RM1,000 for UOB ONE Classic card per month.]
* 2% Cash Rebate for major mobile service providers (Maxis, Digi and Celcom) [capped at RM200 for UOB ONE Classic card per month.]
* 5% for Cinema at GSC only
* 2% at Pharmacies
& 0.3% on All Other Daily Spend
*Enchanted with UOB SMART$ Cash Rebate Privileges http://www1.uob.com.my/webpages/SmartCash/...=780&height=540
As a NEW Signup now U will get 2 Years Annual Fee Waiver from UOB
For the Subsequent Years You can Call Customer Service to Request AF Waiver from them

This post has been edited by fly126: Jan 17 2014, 01:55 AM

I) OCBC Titanium - One Card For Everything with 1% Unlimited Cash Back + Free for Life

II) UOB One Card - a Pure Cash Card
Earn Cash Rebates ON:
* 5% for Petrol
* 5% for Cinema at GSC only
* 2% Cash Rebate for major mobile service providers (Maxis, Digi & Celcom)
* 2% for Groceries
* 2% at Pharmacies
& 0.3% on Others Daily Spend
*Enchanted with SMART$ Cash Rebate Privileges
+ Usually They Given 2 Years Annual Fee Waiver to NEW Signup
https://forum.lowyat.net/topic/2943431

III) HLB Mach Card- Annual Fee Waiver Subject to 12x Swipes a Year
You can Enjoy Cash Back Everyday with Your Spending from the 12 Categories as Below (Get 1 for Free...12 All's from Movies to Dining):
1. Movie -10% All Cinemas
2. Music & Events - 3% Ticket Pro , Air Asia RedTix...
3. Nightlife - 2% All Bars & Nightclubs
4. Dining - 5% All Dinning Outlets
5. Style - 2% Uniqlo, Cotton On, Forever 21, Zara, Topshop...
6. Groceries - 2% All Grocery Stores
7. Departmental - 2% Parkson, Tangs,Metrojaya, Isetan...
8. Health & Fitness - 3% Fitness Concept, Fitness First, Guardian, Watson....
9. Mobile - 3% Maxis, Digi & Celcom
10. Tech - 2% All IT Stores
11. Travel - 1% Air Asia
12. Online - 1% All Online Spend
But...
Need to pay RM5 Subscription Fee every 3 months to enjoy additional categories of Cash Back of the Card Or Cash Rebate of 0.2% will be Rewarded on all other purchases as above mentioned + Also NO Rebate on Petrol...
For Details: http://forum.lowyat.net/topic/2421215

IV) HLB Wise Card
You can Enjoy 10% Cash Back Everyday with Your Spending from the 10 Categories as Below:
1. *Mobile
2. Pharmacies
3. Groceries
4. Petrol
5. Dining
6. Departmental
7. Book Stores
8. Utilities
9. Entertainment
10. Travel
* Bonus Category
Cons...
- Do Come with Annual Fee (RM160 / RM300) Can Not be Waive
- RM10 Switching/Subscription fee if you want to change category
- 10% Cash-back only applicable to 2 Selected categories + Mobile (by default)
- Need Min. RM50 spending per transaction to Enjoy 10% Cash Rebate & the Cash Back Capped on $100 Every Month
https://forum.lowyat.net/topic/2760395

If Your (Pekerja) EPF's Contribution is > RM220 = Your Monthly Salary $2000 Sudah Qualify You to Apply Credit Card, So Not too Worries with it...

Here are the Recommendation:

I) Maybank 2Cards (Amex) with 5% Cashback on Weekends Spend

II) CIMB Cash Rebate Platinum MasterCard http://www.cimbbank.com.my/creditcard/atta...mber%202014.pdf
5% Cash Rebate on e-Commerce spend

III) UOB Vox Card with...
5% cash rebate on all online spending with a minimum spend of RM50 & the Cash Back Capped at RM50 per Month
But, Need to Make 1 Transaction / Month or they Will Charge You RM6 Maintenance Fee per Month https://www1.uob.com.my/assets/pdf/tnc/ccTN...d_Cash_Back.pdf

IV) HLB Mach - 1% Off for All Online Spend... Need to pay RM5 Subscription Fee Quarterly to Enjoy Additional Categories of Cash Back. But Anyway It's Annual Fee Waiver Subject to 12x Swipes p.a.

V) RHB Visa Signature With...
Unlimited 1% Cash Back on all online and overseas transactions & 0.5% Cash-Back on all other transactions
But U Need to have Annual Income RM80k baru can Apply... http://www.rhb.com.my/cards/credit-card/cc_signature.html

VI) HLB Essential with 1% Unlimited Cash Back (Without Petrol Purchase) & Annual Fee Waiver Subject to 12x Swipes p.a.

VII) OCBC Titanium - Unlimited 1% Cash Back on Any Spend & Free for Life with No Annual Fee

This post has been edited by fly126: Mar 18 2014, 12:10 AM

99% of Bank in Malaysia do Provide Flexi Payment (Installment) Plan to Cardholder...
Do Search the Card that Suited U Best from CIMB Most of their Cards were Free for Life with NO Annual Fee: http://www.cimbbank.com.my/creditcard/

This post has been edited by fly126: Feb 28 2014, 02:21 AM

No, I Mean is You Only can Convert Your Credit Card's Purchase to Easy Payment Plan from Your Card Issuer Bank (Not with Other Banks) ...
(ie, like You used Your CIMB CC to Purchase Something You Only Need to Call CIMB to Convert IT to EPP...)

$30,000 is Gross Income of a Year... As Long Your EPF Deduction more than $275 = Your Salary $2500/Month Sudah Boleh for You to Apply MBB 2Cards...

This post has been edited by fly126: Mar 1 2014, 10:41 PM

U Are Welcome & Do Update with Us, Later...
Good Luck with Your Application

Congratz & Happy Spending on Your 1st CC
So Fast, You're Having MBB 2Cards... ???

Glad to Hear that... Do Enjoy the Privileges from Your 1st CC...
THIS Card will Benefits You Most & Definitely now the Best Card in the Market
I X Think You will Potong It Later...

This post has been edited by fly126: Mar 5 2014, 01:27 AM

As I Replied You Early at the Hong Leong Wise Card Thread U Have Rejected by ALL the Bank Reason of:

The Reason Why the Banks Have Reject Your Apps: You Don't Have a Stable Job Yet, due to You Baru Tukar Kerja...

Usually, the Bank will Reject the Applicant Who on his/her NEW Job within 6 Months (Maybe still on Probation) Not having Stable Job yet, Even EPF's Contribution also the Bank want to See You with min. 6 Months Records before They Consider to Grant U a Credit Card ...

Why U want a Credit Card in such Hurried...???

But Anyway, You can try to get UOB Card or RHB Travel Money CC They Evaluation are More Lenient Compare with Others... , Build up Your Credit History 1st & You will have More CCs, Later on ...

This post has been edited by fly126: Mar 11 2014, 02:09 AM

What I Mean Your New EPF's Contribution on Your NEW Job the Amount is Different from Your Old One, Isn't It...???
U have to Know that Nowadays, the Banks are More Stingy than Last Times... Now, they want to see Your Latest Income Proof...
Even They will Grant a CC for You, Trust Me Definitely With Very Low CL...
Believe Me or Not, I Even get a Card from HSBC with CL $2000 Only (Tiada Cukup for Me to Buy i-Phone)...

What U can Do Now:
I) Must Project Yourself a Stable Image
You Must Understand that, The More Settled & Stable You Seem... the Longer You have been at Your Current Address, in a Job, the Better or Higher Chances to Get Your Loan/ Credit Card Approve...
II) Limit Your Apps
Never or X Apply for Maybe more than 2 Credit Card or Loan Deal at the Same time...
If the Bank sees that You have applied for 3 or More Cards/ Loan in a Short time (they can See It on Your Credit Report), They Will Assume You're in Desperate Need of $$$... Desperate Ppl Don't make Good Credit Risks / Not a Good Pay Master, For Sure Your Apps X be Approved...lah

So, Pls Don't Rushed for Multiple CC Apps at the Same time, Maybe U can Wait for Another 6 Months (Cooling Period) Later, U Can Submit a Fresh CC Apps with Your NEW Stable Look...

This post has been edited by fly126: Mar 12 2014, 01:33 AM

Yup, They will Know coz the Bank Submit the Report every Month to Bank Negara...
ie, Now is March They can View Your Feb Report...



This post has been edited by fly126: Mar 11 2014, 11:32 PM