Hi, could you guys recommend me a card other than Maybank and AEON (already have this).

Plan to use it for BT. Looking for card that are annual fee free or waive-able.

fly126, is citi cash back the same as uob which have the quota like the UOB Petrol Rebates now with quota limit capped at RM900,000/ month Nationwide on 1st come, 1st serve basis..?

Thank for the suggestion.
I do give a read on their cards, but all are with annual fees. Just, didn't find out how to waive them.
Some do give certain amount of minimum amount to waive the annual fee, but the min amount might hit or miss since this is gonna be my 3rd card.

I do have rhb platinum but never activate it since the annual fee is rm500. Thinking to terminate this card.

Since aeon change their T&C, need to find more or less replacement for BT with free AF.

1. Annual Income: RM30K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, cash back, groceries, bills

4. Existing credit cards if any: Nil

5. Looking at CC from: Nil

6. Others: Would only take Islamic cards

Thanks!

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: Free For Life / Waived with Condition

3. Card required for: online shopping

4. Existing credit cards if any: Maybank 2 Gold

5. Looking at CC from: CIMB Cash Back / UOB VOX

6. Others: Basically look for online spending locally and oversea(taobao/ebay/etc)..
does the online spending include purchasing cinema ticket online?

I do not have much info on CIMB cash back and uob vox card.. what is the CB capped at for online shopping.. and is there any minimum amount to purchase to entitle for the CB(like HL WISE minimum Rm50 only entitle for CB).

does this 2 card able to do EPP(0% installment) in senq? as i need to purchase LCD too..
thank sifu..

1. Annual Income: RM62k

2. Free Lifetime Annual Fee:

3. Card required for: Oversea spending, online, miles, cash back

4. Existing credit cards if any: UOB one

5. Looking at CC from :-all

I have done some research but almost all better cards for oversea use needs at least 100k income... so alternative platinum similar cards for oversea use?

I believe you were rejected on other grounds. You may google but the actual BNM ruling is as below.
note the sentence mentions CC issuers NOT credit cards. Maybank2Card IS 2 credit cards. the word 'considered' is not necessary.

PS: HLB Essential actually requires 30k min income.

PPS: Also given how HLB Wise card and Aeon Watami card works, it's actually not meant for those lower wage earners like me and probably the other person too.

OT: I refer to HLB website that Essential requires only RM24k annual income?
https://www.hlb.com.my/main/personal/compare-cards

1. Annual Income: RM60K to RM80K

2. Free Lifetime Annual Fee: A must or can be waived with reasonable number of swipes.

3. Card required for: I'm thinking to replace my SCB Plat which is pretty useless. I mainly need it for cash rebates, shopping, dining, movies and overseas travels.

4. Existing credit cards if any: Maybank2Cards Plat, OCBC Ti, AEON Gold, MACH HLB and SCB Plat.

5. Looking at CC from: Any bank

6. Others: Not considering banks from UOB and HSBC as I have terminated their cards before. Don't like them. How about Citibank? Any good deal from them? I'm using its Citibank corporate credit card which supplied by the Company.

Thanks for the suggestion! Will I get the movie ticket and CBTL B1F1 drink with Cash Back Plat card? Or just Clear Card has it?

Thanks.

Cash back Master Plat also got PPL.
I choose this compare to clear as I not use their benefit.

I go to their website also not found cash back plat master.
But its on the application form.
so, can't prove to you.
I know that since CS told me so. So, don't blame me if I'm wrong.
I want  a master since got a lot of visa already, so he suggest me to take cash back plat master.
Although the annual fee is higher, hopefully will manage to waive or else, cut.

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Sorry but which part of the application form mentions that it is entitled for PPL? I can't seem to locate it, probably sleepy.
You may refer to this thread for eligible cards.
https://forum.lowyat.net/topic/1791878

A few people have reported they did not managed to get their annual fee waived for the Citi Cash Back.

Thanks for the heads-up!
I haven't had the time to check it out yet.

Actually is their mistakes. And the person who handle my case already ask his boss to handle mine. And he say will apply m2g for me. after is done I'm gonna cancel this petronas visa. But they didn't admit is their fault. Mostly I spend is hotels as I'm outstation quite often cause need stay budget hotel. And some times don't have so much cash to spare hotel too. well for me is not about the cash rebate and stuff but my 1st priority is always make things convenient. I know mostly youngster always spend a big buc using cc. But I'm much more older than that haha! Is always About convenient. And I don't mind if there's reward or points to exchange stuff. What do you suggest beside m2g. I'm really new to this. Seems like charge card also have more benefits like the American express. And I saw the chart that can actually save more. What are the different between charge card and cc? anone can rectify?

which is better choice between UOB One or Citibank Cash Back?
waiver annual fee possible?

is there any other card that is similar to HLB Essential where they provide x percent of unlimited cashback?