Wow below 3699 is super good buy for the specs.. special price for special ppl huh?
Fixed Deposit Rates in Malaysia V5
Fixed Deposit Rates in Malaysia V5
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Feb 23 2014, 03:24 PM
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Senior Member
1,367 posts Joined: Jan 2006 From: Kuala Lumpur |
Wow below 3699 is super good buy for the specs.. special price for special ppl huh?
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Feb 23 2014, 03:40 PM
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Junior Member
637 posts Joined: Jul 2012 |
I will be out of country when my FD with BR matures next week, is there anyway to sign the uplift instructions beforehand so that they can IBG the money to other bank? Anyone with prior experience?
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Feb 23 2014, 04:03 PM
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Senior Member
1,188 posts Joined: Sep 2008 |
QUOTE(raptar_eric @ Feb 23 2014, 03:24 PM) QUOTE(RO Player @ Feb 23 2014, 03:42 PM) not really...can lower..than 3699...but for extra service...worth it.. Found one @ RM3419 in lelong.nobody is special...only you how see others, and others see you.. Touch screen does come in handy, especially the scrolling and zooming. |
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Feb 23 2014, 04:33 PM
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Senior Member
1,188 posts Joined: Sep 2008 |
QUOTE(RO Player @ Feb 23 2014, 04:08 PM) The one I found was actually 15-J137TX. If 15-j053TX is RM3219 in lelong.But maybe you have additional upgrade and extra coverages/services added. Anyway, I normally use lelong as reference only... |
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Feb 23 2014, 05:13 PM
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Senior Member
4,761 posts Joined: Jun 2007 From: My house |
QUOTE(harmonics3 @ Feb 23 2014, 03:40 PM) I will be out of country when my FD with BR matures next week, is there anyway to sign the uplift instructions beforehand so that they can IBG the money to other bank? Anyone with prior experience? I have done that. See my thread earlier.You need to write a letter instructing them to transfer the money to an acc at another bank, provide all the details. For me they did not do it on that day as the officer wanted to confirm my instruction by calling me and I was not on the phone then. On my return, I had a chat with the manager, complaining what was the use of my signed letter when they still need to a verbal confirmation. Good luck with yours. |
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Feb 24 2014, 12:21 AM
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Senior Member
1,610 posts Joined: May 2008 |
Went to mach ask for better rate of my maturing FD, sad to say 3.7% is their best current offer. They told me to wait till my FD mature and normally notification offer will alert me.. |
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Feb 24 2014, 04:27 PM
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Senior Member
931 posts Joined: Feb 2011 |
QUOTE(Gary1981 @ Feb 24 2014, 12:21 AM) Went to mach ask for better rate of my maturing FD, sad to say 3.7% is their best current offer. They told me to wait till my FD mature and normally notification offer will alert me.. the offer is for new customer or existing?any promotion for new customer? the FD duration for the offer? 1year or less? |
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Feb 24 2014, 06:16 PM
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Senior Member
1,288 posts Joined: Apr 2012 |
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Feb 24 2014, 07:25 PM
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All Stars
11,954 posts Joined: May 2007 |
gonna end soon 28 Feb
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Feb 24 2014, 08:05 PM
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Senior Member
1,035 posts Joined: May 2010 |
BoomChaCha bbgoat magika tbheng
I would like to express my gratitude for all the feedbacks that you guys have shared. Looks like the staff that I talked to knows nuts about BR's products. Really salute that staff cause can talk so confidently yet has no idea about the product I decided to uplift my FD from BR & give MBSB's 60-month 4.70% a try. Here's what I've found out: 1. The rate of 4.70% is negotiable if intend to deposit 7-figure amount - request will be considered but no guarantee will be approved 2. No online banking service - can't do IBG 3. No hamper nor appreciation function for depositor - might change if becomes full-fledged bank (this part don't know can believe or not 4. There are gifts available for FD placement - not as good as BR but still can receive mug, key-chain, face towel & umbrella 5. Can choose the half-yearly interest to be credited into SA that gives 2.25% interest or request them to issue cheque I obtained those infos through some very pleasant conversations with MBSB staffs. Don't take it as 100% correct. Might get different answers from other staff or branch, just like my case with BR. Sekian, harap maklum. |
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Feb 24 2014, 08:48 PM
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Senior Member
1,035 posts Joined: May 2010 |
QUOTE(BoomChaCha @ Feb 20 2014, 10:15 PM) Pakat-pakat option also cannot.. very risky too.. Huh? You are not familiar with investment funds? Then youI am not familiar with investment funds.. Top Goat and Top Cat know better (1) dump all your money in FD only ka? Or (2) Put some in FD & the rest in stock? My not-pro-at-all opinion la: (2) is OK, but (1) is QUOTE(BoomChaCha @ Feb 21 2014, 04:12 PM) Since have the guts not to worry about PIDM issue, and if do not plan Play big, scare will lose. Play small, little profit, can't get rich.to use the money in next 5 years, why not to place 61 months tenure to generate profit to the maximum limit gao gao? If really want to play, then play it big lah... Note: but in case if anything goes wrong, please do not blame me.. The risk-taking, bet-placing inner me has call upon me to sit beside you in casino to play again This time I risk my money that in 5 year time, the IR won't be raised to more than 4.70%. Hopefully our wager will reap reward. |
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Feb 24 2014, 09:19 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
QUOTE(munkeyflo @ Feb 23 2014, 02:17 PM) I didn't get any gift when I opened Mach Money Box account few weeks ago. FD all placed online so no gifts also. No cert, everything online. Thanks for the info. You are always #1.. QUOTE(bbgoat @ Feb 23 2014, 09:43 AM) Another guy to look up to, showing his "true colours" now ! You always forget to include yourself... He is in the league of GenX, Magika, "the Guy", BCC, etc etc (ask to be forgiven if any names are left out unintentionally). QUOTE(HJebat @ Feb 24 2014, 08:05 PM) BoomChaCha bbgoat magika tbheng Halo Warrior,I would like to express my gratitude for all the feedbacks that you guys have shared. Looks like the staff that I talked to knows nuts about BR's products. Really salute that staff cause can talk so confidently yet has no idea about the product I decided to uplift my FD from BR & give MBSB's 60-month 4.70% a try. Here's what I've found out: 1. The rate of 4.70% is negotiable if intend to deposit 7-figure amount - request will be considered but no guarantee will be approved 2. No online banking service - can't do IBG 3. No hamper nor appreciation function for depositor - might change if becomes full-fledged bank (this part don't know can believe or not 4. There are gifts available for FD placement - not as good as BR but still can receive mug, key-chain, face towel & umbrella 5. Can choose the half-yearly interest to be credited into SA that gives 2.25% interest or request them to issue cheque I obtained those infos through some very pleasant conversations with MBSB staffs. Don't take it as 100% correct. Might get different answers from other staff or branch, just like my case with BR. Sekian, harap maklum. 1. The rate of 4.70% is negotiable if intend to deposit 6-figure amount - request will be considered but no guarantee will be approved Last time I asked MBSB many times about to get higher than 4.7%, but MBSB branch insisted 4.7% was straightly not negotiable, they said even deposit 2 million also the same 4.7%, they said that called to HQ also useless. If you can get higher than 4.7%, I appreciate if you can let us know asap. I forgot to tell you one more thing. Last time when my sister withdrew her 6-figure amount of FD from a MBSB branch, MBSB branch said they did not have enough fund in their branch, they offered 2 options: (1) Bring the FD cert to HQ to withdraw, HQ can issue check on the same day. (2) HQ will wire transfer the fund into my sister saving account. Wire transfer fee was free, but this took 1 to 2 days for the fund to reach my sister saving account (not MBSB saving account). My sister chose option 2, gave the FD cert to MBSB branch and without signing anything (risky..? So, you'd better ask MBSB, will they have enough fund for you to withdraw in the future?? This post has been edited by BoomChaCha: Feb 25 2014, 02:42 AM |
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Feb 24 2014, 09:37 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(BoomChaCha @ Feb 24 2014, 09:19 PM) I forgot to tell you one more thing. Last time when my sister withdrew her 7-figure amount of FD from Wa sai, 7 figure FD !! a MBSB branch, MBSB branch said they did not have enough fund in their branch, they offered 2 options: (1) Bring the FD cert to HQ to withdraw, HQ can issue check on the same day. (2) HQ will wire transfer the fund into my sister saving account, wire transfer fee was free, but this took 1 to 2 days for the fund to reach my sister saving account (not MBSB saving account). My sister chose option 2, gave the FD cert to MBSB branch and without signing anything (risky..? So, you'd better ask MBSB, will they have enough fund for you to withdraw in the future?? Really cannot underestimate BCC !! This post has been edited by bbgoat: Feb 24 2014, 09:39 PM |
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Feb 24 2014, 09:37 PM
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Staff
2,797 posts Joined: Nov 2007 From: On the beach |
QUOTE(nakedtruth @ Feb 24 2014, 04:27 PM) the offer is for new customer or existing? New and existing. Mach account all placement online. Don't think they have any incentive for new customers. any promotion for new customer? the FD duration for the offer? 1year or less? 3.7% for 6 months, promo ending end Feb. QUOTE(BoomChaCha @ Feb 24 2014, 09:19 PM) Welcome. Small fry only la. Mach FD has been on for so long but I recently only decide to open an account there. |
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Feb 24 2014, 09:48 PM
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City |
QUOTE(BoomChaCha @ Feb 24 2014, 09:19 PM) Thanks for the info. You are always #1.. BCC got millionaire sista @ 7 figure amount FD in one "bank" You always forget to include yourself... Halo Warrior, 1. The rate of 4.70% is negotiable if intend to deposit 7-figure amount - request will be considered but no guarantee will be approved Last time I asked MBSB many times about to get higher than 4.7%, but MBSB branch insisted 4.7% was straightly not negotiable, they said even deposit 2 million also the same 4.7%, they said that called to HQ also useless. If you can get higher than 4.7%, I appreciate if you can let us know asap. I forgot to tell you one more thing. Last time when my sister withdrew her 7-figure amount of FD from a MBSB branch, MBSB branch said they did not have enough fund in their branch, they offered 2 options: (1) Bring the FD cert to HQ to withdraw, HQ can issue check on the same day. (2) HQ will wire transfer the fund into my sister saving account. Wire transfer fee was free, but this took 1 to 2 days for the fund to reach my sister saving account (not MBSB saving account). My sister chose option 2, gave the FD cert to MBSB branch and without signing anything (risky..? So, you'd better ask MBSB, will they have enough fund for you to withdraw in the future?? |
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Feb 24 2014, 09:53 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(davinz18 @ Feb 24 2014, 09:48 PM) Well should be MULTI M !! Question has been asked earlier, more question is she ............ BCC will have people asking to be associated with him as he is probably same or not far off from the sister. |
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Feb 24 2014, 09:55 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
QUOTE(RO Player @ Feb 24 2014, 09:37 PM) Why do you want to know leh..?? QUOTE(bbgoat @ Feb 24 2014, 09:37 PM) Wa sai, 7 figure FD !! Really cannot underestimate BCC !! QUOTE(davinz18 @ Feb 24 2014, 09:48 PM) Rupiah 100K is also 7 figure ma... This post has been edited by BoomChaCha: Feb 24 2014, 09:59 PM |
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Feb 24 2014, 10:03 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(BoomChaCha @ Feb 24 2014, 09:55 PM) Rupiah 100K is also 7 figure ma... Can we have more tips of growing our wealth ? Can I be in your inner circle ? |
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Feb 24 2014, 10:05 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
QUOTE(bbgoat @ Feb 24 2014, 09:53 PM) Well should be MULTI M !! Aiyo.. you believe everything I say meh..? Question has been asked earlier, more question is she ............ BCC will have people asking to be associated with him as he is probably same or not far off from the sister. I just purposely made a fake big figure to show-off (kiasu type) I have money cannot meh..? QUOTE(bbgoat @ Feb 24 2014, 10:03 PM) I am glad I have listened to BCC earlier. With the new information, will listen even more to his advice. Certainly can, no problem..but Rupiah currency only wor...Can we have more tips of growing our wealth ? Can I be in your inner circle ? And you need to be a leng lui also.. no leng lui then no talk.. sorry... This post has been edited by BoomChaCha: Feb 24 2014, 10:11 PM |
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Feb 24 2014, 10:08 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
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