asg kesihatan here.. Lol. Really u lost alot la open today. Last 2 week the pricing drop a lot.

Top up via online is for fixed pricing only
Every1 can top up
Just that non Bumi portion have been fully sold

wait long long (tankuku).

Every1 went through d learning curve
U will b familiar soon

D market sizing is not attractive to entice Banks to offer loan financing

You mean asg kesihatan is better than asg pendidikan?

oh gosh. Look like you don't understand this fund at all. Try look the post I post before.... 3 funds have diff asset allocation. Meaning, affecting its dividend. Put it apart. You know rite when u buying an amount, but the units I, hand isn't that amount you paid. That's is sale charge and NAV combined. And what I want to pint out is, you buy at the wrong time, that is you missed a good chance to buy as the NAV of the three drop A LOT last few weeks, meaning, the unit in hand will be more compared to now. But, since u bought, its ok. Welcome to the club.

Better late than never!

You are very naive when it comes to investing isn't it? Do more research next time rather than wasting all your hard earned money...

ASG-Pendidikan charges 5% sales charge, compared to most funds you can buy online with less hassle at 2% or less.

Also ASG-Pendidikan track performance is not that good compared to other UTs...if fact downright terrible...compared to funds like Kenanga Growth Fund.

Or if you desire the 60:40 mix like in ASS, you can mix Kenanga Growth fund (2% sales charge) and Amdynamic bond (0% sales charge) whihc will result in higher earnings and less cost.

Why else do you think ASG is not popular (total ~100 million units sold from approved 1 bil units)?

This post has been edited by gark: Sep 21 2013, 02:05 PM

It's 2% sales charge now

Even with 2% sales charge other UT still give you more bang for the buck isn't it? And you can do everything online...

Agreed
Can even get better than 2% (during promotion) if invest via fundsupermart
Anyway, v respect each individual decision on the choice of Funds n Fund Mgt Co

I agree with this, Different people different thinking & investment priority

Agree

may I know how much u put?
if 5 figures, you lose will around 4 figures. (during the lowest NAV last week)

Next week, Monday will be buying 5 figures.
Yesterday only bought one hundred unit. The transaction was done after 4pm, so I was unable to buy it at MayBank.

So, what will you recommend me to buy?
From the numbers it was given, it has more than 7% dividend every year.
ASG PENDIDIKAN, KESIHATAN AND PERSARAAN.

This post has been edited by kongming: Sep 21 2013, 07:05 PM

If you ask me? None.. all underperforming....

Every year has more than 7% dividends.

The dividend does not represent returns, when buying non fixed priced fund, looking at dividend is useless. The dividend is paid out of your left pocket to your right pocket. For these funds you need to calculate total return. For non fixed priced funds, it is possible to have LOSSES in a year it is not guaranteed you must earn every year.

Looking at dividend return only works for fixed priced funds like ASB and AS1M. Now these fund are 100% guaranteed you will not lose money, that is why they are so very popular.

You need to consider the change in NAV as well when buying ASG, buying at the wrong time will kill your returns.. overall ASG funds has been largely under performing other non-fixed price UT.

Anyway it's your money and so it's your choice...

This post has been edited by gark: Sep 21 2013, 07:16 PM