U open @ ASNB/Bank/Pos?
Did they give u any freebies?

There r 3 components in ASG
Mind to share y u choose Pendidikan instead of Kesihatan and Persaraan?

Well i believe most of the people r more interested in fixed price fund with no service or sales charge. .

Yo investment sums must b at least 6 digits.....
Btw, which newspaper you read?

Not applicable for fixed pricing non Bumi

because they charge you RM 1

and if you are not bumiputra, u can't top up AS1M using online banking

onnly AS1M and ASB fund are available through M2U, Clicks and RHBOnline

yes, u can queue at the bank... 

ASM and ASW2020 is not in the list last i checked with M2U and Clicks. both are fully subscribed, be it bumi or non-bumi quota. need to go to counter to check then can

asg kesihatan here.. Lol. Really u lost alot la open today. Last 2 week the pricing drop a lot.

oh gosh. Look like you don't understand this fund at all. Try look the post I post before.... 3 funds have diff asset allocation. Meaning, affecting its dividend. Put it apart. You know rite when u buying an amount, but the units I, hand isn't that amount you paid. That's is sale charge and NAV combined. And what I want to pint out is, you  buy at the wrong time, that is you missed a good chance to buy as the NAV of the three drop A LOT last few weeks, meaning, the unit in hand will be more compared to now. But, since u bought, its ok. Welcome to the club.

may I know how much u put?
if 5 figures, you lose will around 4 figures. (during the lowest NAV last week)

You are very naive when it comes to investing isn't it? Do more research next time rather than wasting all your hard earned money...

ASG-Pendidikan charges 5% sales charge, compared to most funds you can buy online with less hassle at 2% or less.

Also ASG-Pendidikan track performance is not that good compared to other UTs...if fact downright terrible...compared to funds like Kenanga Growth Fund.

Or if you desire the 60:40 mix like in ASS, you can mix Kenanga Growth fund (2% sales charge) and Amdynamic bond (0% sales charge) whihc will result in higher earnings and less cost.

Why else do you think ASG is not popular (total ~100 million units sold from approved 1 bil units)? 

If you ask me? None.. all underperforming....

The dividend does not represent returns, when buying non fixed priced fund, looking at dividend is useless. The dividend is paid out of your left pocket to your right pocket. For these funds you need to calculate total return. For non fixed priced funds, it is possible to have LOSSES in a year.

Looking at dividend return only works for fixed priced funds like ASB and AS1M.

You need to consider the change in NAV as well when buying ASG.. overall ASG funds has been largely under performing other non-fixed price UT.

Anyway it's your money and so it's your choice...

Total average return for 1 year @ 31/3/2013
Didik - 7.16%
Sihat - 6.79%
Sara - 10.67%