Treat it as a "high return saving account" parking your funds, if u can find other better return, go ahead by all means.

I know it's too high, who know maybe they could announce at that high   

6.7% also okay, same like asw2020 

Some people use the ASNB product as their retirement plan.
For eg. lets say you have xxx amount in ASB.

Every month, you go to post office to withdraw 3k for your living. This is only dividend money actually.
This is what my FIL been doing all this while.

Agreed
To avoid this from happening, just setup n implement assets allocation
Withdrawal can come from savings/fd 1st instead of ASW2020/ASM/AS1M (last resort)

Another disappointment for the non-bumi again..

A bonus for the bumi, but frustration for the non-bumi..

Not fair... 

According to the last year annual report, the amount is rm 146,875,013 
(PAGE 28, Number 10 - Keutungan Belum Diagihkan)

http://www.asnb.com.my/Laporan%20AS1M%2030%20Sept%202012.pdf

I hope the government will include the personal loan like ASB loan for non bumi!

eurasians are BUMI????????????????? since when??

U r rite
ASNB systems can check how many units is available
Banks/Pos dun have such features
I wud advise u inform d teller how much u want so that he/she can key-in immediately
If u check 1st n units is available, teller need to exit from the menu and go into top up menu which take times
Remember, timing n luck is d key features

Yes, cash for non-bumi.  any problem with it?

AS IF you can get 10k at ASNB office on "try & error" basis (if got connection/ insider, different story). Even rm50 also sometimes hard to get

You go banks & try. The staff won't even give you the waiting number for ASNB Transaction (some case) or they just pretend "trying" (key-in)  for you 

I know the risk involved, in fact everyone knows that here.  don't you read the previous posting & their experience dealing with the banks "good" services.

Tomorrow you go try at the bank. You can feel the "service" given by them okay 

Even for PNB's funds that invest in government bonds or MGS, the returns on these structured products are fixed for as long as the government can honor payments at maturity.

That's the challenge that PNB faces with its fixed priced products. While these investments are not guaranteed, PNB "honors" the value of the investment (Ringgit to Ringgit) regardless of a fund's actual PAR value/price.

If you're old enough than you may recall that back in 1997/98, PNB had no choice but to honor redemption by investors at RM1.00 even though calculations/valuations done at that moment in time by analysts indicated that fund prices ranged anywhere between RM0.70 to RM0.80 cents. So this "short" of a couple of cents "must be honored" by PNB no matter what. And unlike other unit trust companies, they honor redemption requests pretty much on the spot. So to add a 3rd dimension of challenge, PNB has to stay liquid in order to honor redemption requests and not have everything invested in equities.

It puts into perspective PNB's ability in terms of managing its funds. Not only it has to give out good yields for its funds but it has also to make sure that the PAR value/price of ASB, AS1M, ASW2020 and ASM stays at par or above RM1.00 to "honor" client redemption. I feel sorry for those who work with PNB who has to face all the whining and complains about PNB's dividend yields when no other unit trust company is in its same position.

While I "smirk" at PNB when it says "we can declare x cents in dividend but we're reserving x cents for carrying forward etc..." I kinda understand the immense pressure that PNB goes through in not only providing good yields but also ensuring that it can honor the RM1.00 redemption request regardless of the condition.

It wont matter because pnb hq is in kl. So saturday and sunday wilk be off and the transaction will not be processed.

Slightly off topic, but does anybody know when the EPF dividend will be announced?