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Fundsupermart.com v4, Manage your own unit trust portfolio
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SUSPink Spider
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Aug 19 2013, 01:34 PM
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QUOTE(gark @ Aug 19 2013, 01:29 PM) About 30+% of his portfolio leh.... that's a huge sum even for him.  We see in the coming months whether his bet made him richer or poorer.. most probably he will have a cut loss if that happens. But being a shark himself, he probably have ways to make the market go down
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kimyee73
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Aug 19 2013, 01:40 PM
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QUOTE(gark @ Aug 19 2013, 01:29 PM) About 30+% of his portfolio leh.... that's a huge sum even for him.  We see in the coming months whether his bet made him richer or poorer.. most probably he will have a cut loss if that happens. Maybe should follow Soros as well.
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gark
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Aug 19 2013, 01:46 PM
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QUOTE(Pink Spider @ Aug 19 2013, 01:34 PM) But being a shark himself, he probably have ways to make the market go down  That one not shark leh.. already graduate to whale status... Anyway.. sorry not 30+%.. about 13% only.
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kimyee73
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Aug 19 2013, 01:53 PM
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QUOTE(Pink Spider @ Aug 19 2013, 11:27 AM) How old are u? Are u working? Or student? Do u have steady monthly income? If u got no income, better to split your 20K, perhaps over 6 months or 1 year. If u got income, u CAN lump sum in, then top up monthly. I'd suggest 50% KidSave, 25% Hwang and 25% Kenanga. Becos KidSave is 50% bond. So, effectively u would be 25% bond, 75% equities if u follow my suggestion. Even if he is working, looking at market situation today, I don't think it is wise for him to lump sum go in. Better to DCA over 3-6 months. He can save the income for VCA in case market really gone south. I'm doing that right now even with my EPF withdrawal.
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kimyee73
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Aug 19 2013, 01:57 PM
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QUOTE(Pink Spider @ Aug 19 2013, 01:34 PM) But being a shark himself, he probably have ways to make the market go down  Like what GS allegedly did to the gold market. Interesting to read how they can manipulate the market. http://www.goldscents.blogspot.com/2013/08...-bear-raid.html
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SUSPink Spider
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Aug 19 2013, 01:58 PM
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QUOTE(kimyee73 @ Aug 19 2013, 01:53 PM) Even if he is working, looking at market situation today, I don't think it is wise for him to lump sum go in. Better to DCA over 3-6 months. He can save the income for VCA in case market really gone south. I'm doing that right now even with my EPF withdrawal. Depends on his investment horizon and the time he has to monitor the overall market lo. With the 3 funds he selected, I think you can quite safely lump sum and close eyes for years.
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s_kates81
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Aug 19 2013, 02:03 PM
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Getting Started

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Guys, please share your portfolio diversification in percentage for below
Japan Asia Ex-Japan Malaysia Asean Ex-Malaysia Europe US BRIC
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SUSPink Spider
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Aug 19 2013, 02:06 PM
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QUOTE(s_kates81 @ Aug 19 2013, 02:03 PM) Guys, please share your portfolio diversification in percentage for below Japan Asia Ex-Japan Malaysia Asean Ex-Malaysia Europe US BRIC U know mine, right? https://forum.lowyat.net/index.php?act=Atta...post&id=3516149
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SUSPink Spider
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Aug 19 2013, 02:06 PM
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QUOTE(s_kates81 @ Aug 19 2013, 02:03 PM) Guys, please share your portfolio diversification in percentage for below Japan Asia Ex-Japan Malaysia Asean Ex-Malaysia Europe US BRIC U know mine, right? https://forum.lowyat.net/index.php?act=Atta...post&id=3516149Btw, the "C" in BRIC is already inside Asia ex Japan This post has been edited by Pink Spider: Aug 19 2013, 02:07 PM
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ezral007
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Aug 19 2013, 02:26 PM
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New Member
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QUOTE(Pink Spider @ Aug 19 2013, 01:58 PM) Depends on his investment horizon and the time he has to monitor the overall market lo. With the 3 funds he selected, I think you can quite safely lump sum and close eyes for years.  yes bro pink is right . Its been performing relatively well without much volatility tats why bit berani to lump sum into these 3. Im planning to keep it for more than 10 years. Hopefully things works out well
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SUSyklooi
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Aug 19 2013, 02:28 PM
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QUOTE(ezral007 @ Aug 19 2013, 02:26 PM) Im planning to keep it for more than 10 years. Hopefully things works out well  some things to consider in Unit trusts: Let’s take a look at $10,000 invested over 30 years with an average annualized gain of 10%. If you invested in an exotic mutual fund with an expense ratio of 2.5%, you would have only $87,550 and paid a whooping $86,944 (almost 50%) in expense fees. Ouch! http://www.moolanomy.com/20/how-expense-ra...nt-performance/still a good investment vehicle for 10 years? This post has been edited by yklooi: Aug 19 2013, 02:29 PM
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SUSyklooi
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Aug 19 2013, 02:31 PM
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Every publicly listed company has to prepare three financial statements: the Income Statement; Cash Flow Statement; and Balance Sheet. All three have to be studied together to paint a holistic picture of a company’s financials and business condition.
Pink, can we get these 3 info from the annual reports of unit trust funds ? can we get these 3 info from the annual reports of Stock that we purchase from Bursa?
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Kaka23
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Aug 19 2013, 02:32 PM
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QUOTE(yklooi @ Aug 19 2013, 03:28 PM) some things to consider in Unit trusts: Let’s take a look at $10,000 invested over 30 years with an average annualized gain of 10%. If you invested in an exotic mutual fund with an expense ratio of 2.5%, you would have only $87,550 and paid a whooping $86,944 (almost 50%) in expense fees. Ouch! http://www.moolanomy.com/20/how-expense-ra...nt-performance/still a good investment vehicle for 10 years?  Time to move to stocks slowly... ;P
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SUSyklooi
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Aug 19 2013, 02:33 PM
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QUOTE(Kaka23 @ Aug 19 2013, 02:32 PM) Time to move to stocks slowly... ;P yes, but it is a whole new ball games
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SUSPink Spider
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Aug 19 2013, 02:37 PM
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QUOTE(yklooi @ Aug 19 2013, 02:31 PM) Every publicly listed company has to prepare three financial statements: the Income Statement; Cash Flow Statement; and Balance Sheet. All three have to be studied together to paint a holistic picture of a company’s financials and business condition. Pink, can we get these 3 info from the annual reports of unit trust funds ? can we get these 3 info from the annual reports of Stock that we purchase from Bursa? Yes and yes
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SUSPink Spider
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Aug 19 2013, 02:38 PM
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QUOTE(yklooi @ Aug 19 2013, 02:33 PM) yes, but it is a whole new ball games  Buy blue chips and hold thru crashes and bubbles, just do nothing
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SUSyklooi
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Aug 19 2013, 02:40 PM
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QUOTE(Pink Spider @ Aug 19 2013, 02:37 PM) wow, how to attend a short course to understand these lor..... Every publicly listed company has to prepare three financial statements: the Income Statement; Cash Flow Statement; and Balance Sheet. All three have to be studied together to paint a holistic picture of a company’s financials and business condition. That’s important for every investor – not just for dividend investors – to keep in mind. http://www.fool.sg/2013/08/19/two-numbers-...s76yhocs0070001click "refresh" if prompted to sign up This post has been edited by yklooi: Aug 19 2013, 02:44 PM
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SUSPink Spider
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Aug 19 2013, 02:59 PM
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QUOTE(yklooi @ Aug 19 2013, 02:40 PM) wow, how to attend a short course to understand these lor..... Every publicly listed company has to prepare three financial statements: the Income Statement; Cash Flow Statement; and Balance Sheet. All three have to be studied together to paint a holistic picture of a company’s financials and business condition. That’s important for every investor – not just for dividend investors – to keep in mind. http://www.fool.sg/2013/08/19/two-numbers-...s76yhocs0070001click "refresh" if prompted to sign up Buy my ACCA old textbooks?
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SUSyklooi
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Aug 19 2013, 03:06 PM
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QUOTE(Pink Spider @ Aug 19 2013, 02:59 PM) Buy my ACCA old textbooks?   wow, if can 100% become cleverer after reading these books, then i think it will be a GOOD investment. start the bidding war now....i start with 10
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Kaka23
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Aug 19 2013, 03:10 PM
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QUOTE(Pink Spider @ Aug 19 2013, 03:38 PM) Buy blue chips and hold thru crashes and bubbles, just do nothing heart must be steady lei when drop... knowing humans, most of the time hand itchy when got "noises"
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