Thanks for the info

Quote from FSM Idea of the week....understanding what a fund invests in and how it achieved this “superior” historical return are also critical inputs; blindly seeking out funds with the best historical performance may not be the most prudent approach.

Thanks.. Lesser than previous distribution..

Yes. Last one should 2 or 2.5 cents gross.

red alert?

Bond lovers:

The bond market, yields and risk; how they work

URL: http://www.thestar.com.my/Business/Busines...-they-work.aspx

This thread is about mutual fund/unit trust!

haha... no difference lah.

https://forum.lowyat.net/StockExchange

lower distribution possibilities:
* Fund Manager wanna retain more cash - might be good, cos maybe they wanna reserve ammo to buy new bonds
* the fund made lower realised incomes - red alert

Why dun u go read the latest fund financial report

I didnt read it lei... lazy also la. Maybe good in a way coz reduce the "noices" that will cause my course of investing. Ultimate goal is long term and using AmDynamic as a buffer or hedge to reduce the volatility of my portfolio.

hi guys,

im a silent reader of FSM thread and i find it very informative with all on going discussions. I would like to start investing in UT. I would like to find out from sifus here is it a right time to put lump sum 20k investment this week or should i split the capital to few time period ?
Im looking into Kenaga Growth Fund, Hwang SAQF, OSK Kidsave. My idea is to split the fund 50% into KGF ,10% into HSAQF and 40% into OSK Kidsave
Suggestions on allocation into each fund is also most welcome.

A year ago, some analysts once predicted AAPL will reach $1000 in no time and gold would reach $2000/oz. by year end 2012. Now you have prediction of hitting 20k but there is also contrarian prediction that US will enter second recession and Dow would drop to 9k or lower by 2017. Which to trust? I say just follow the money and keep it with short leash.

How old are u?

Are u working? Or student? Do u have steady monthly income?
If u got no income, better to split your 20K, perhaps over 6 months or 1 year.
If u got income, u CAN lump sum in, then top up monthly.

I'd suggest 50% KidSave, 25% Hwang and 25% Kenanga.

Becos KidSave is 50% bond. So, effectively u would be 25% bond, 75% equities if u follow my suggestion.

Bro im 28 and working currently.
So for current market situation u say that i can lump sum without splitting?
thnx for the suggestion bro

Just make sure that u have further ammo to top up should the market go south to average down your cost.

All 3 funds are fairly well-managed, volatility also not too bad.

This post has been edited by Pink Spider: Aug 19 2013, 11:56 AM

Yup . Im planning to do VCA. keeping some ammo for future.

Psst.. George Soros is not convinced.. he sold off most of his S&P index shares and is holding almost 7 million S&P500 puts (~1 billion USD) in his latest SEC filing...

In other words he is shorting the US market... and betting a billion dollars on it... So who is correct? Analyst who just 'talk' or an experienced investor putting his money on the line?

This post has been edited by gark: Aug 19 2013, 12:05 PM

But, how much is 1 bil to Soros?

It's a bet he's willing (and CAN AFFORD) to lose

About 30+% of his portfolio leh.... that's a huge sum even for him.

We see in the coming months whether his bet made him richer or poorer.. most probably he will have a cut loss if that happens.

This post has been edited by gark: Aug 19 2013, 01:31 PM