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 V12 - Property prices discussion, For non "UUU" and "DDD" campers only...

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Rooney1985
post Aug 18 2013, 12:14 PM

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QUOTE(Dern @ Aug 18 2013, 09:32 AM)
wow, look at your way of talking...ok im correct then, thanks for confirming that hehehe. did u do anything about your period ?
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Hahaha... Let's not disappoint the so called banker who doesn't seem to share anything related to banking except being positive... This is really the first... Person walks into the bank and asks "why should I invest in your investment products and what is the strategy behind it?". So called banker replies, "the returns are good our strategy is to remain positive." ... ROFLMAO!!!! Hahahah!!!! My god!!! I think if you disclose which bank you work for everyone reading your posts will close their bank accounts there... Hahahah!!!

Knowing how investments work including amortisation and interest rates allows you to strategise you financial plan(s)... The era of blindly buying is over... Unfortunately some unlucky people have entered recently and their only option now is to stay positive... Lol!!! It's saddening to see the banking profession in Malaysia deteriorate to this. Your advise to customers is don't worry stay positive... Roflmao!!!

This post has been edited by Rooney1985: Aug 18 2013, 01:11 PM
tigana
post Aug 18 2013, 12:32 PM

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QUOTE(Seremban_2 @ Aug 17 2013, 11:56 PM)
No la bro, I am at the better position than anybody else. Common sense will tell that I atleast need a house to stay and conservative person like me & prefer play safe also need a house. Of course there is alot of property selling far too high and don't make sense as well. Example property far too high a Seremban 2 house selling at RM690k DSL subsale.Or another example my friend house selling DSL RM500k Subsales. Would you buy? Somehow there is water fish around unlucky listen to him and buy it. Therefore there is a winner and loser in the market.

Becareful 1st time house buyer and work hard save hard.
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I am surprised that a double storey terraced house went for RM690K even in S2. Even now, some of the new IJM launches are less than that. Maybe its a corner lot with land and had major renovation?
tigana
post Aug 18 2013, 12:37 PM

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QUOTE(Seremban_2 @ Aug 17 2013, 11:56 PM)
No la bro, I am at the better position than anybody else. Common sense will tell that I atleast need a house to stay and conservative person like me & prefer play safe also need a house. Of course there is alot of property selling far too high and don't make sense as well. Example property far too high a Seremban 2 house selling at RM690k DSL subsale.Or another example my friend house selling DSL RM500k Subsales. Would you buy? Somehow there is water fish around unlucky listen to him and buy it. Therefore there is a winner and loser in the market.

Becareful 1st time house buyer and work hard save hard.
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Bro, are you an Arsenal FC fan? If you are, I can understand, because the manage is also a financial conservative and genius.
cybermaster98
post Aug 18 2013, 01:08 PM

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QUOTE(sting79 @ Aug 17 2013, 09:55 PM)
Yup appreciation is KING, at least for me.

Bought a subsale landed house for own stay in 2010 @ 430k, house value appreciated at least 80% today.
As of 2013 it is around 25% capital appreciation per year! If have known should have bought few more  brows.gif
Before moving in to stay this year, was renting it out for a low 1.2k / month, who cares about rental ROI.. it's the appreciation man!

Anyway the point here is, if buy now @ 800k, do I expect the same 25% capital gain a year like the last 3 years?  wub.gif
I think most property purchased 2008-2010 appreciated alot. That was the boom time of property.But % of appreciation has started to drop from 2011 and even worse this year. Subsales are starting to stagnate.
AVFAN
post Aug 18 2013, 01:41 PM

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can't remember if this has been posted/discussed already... 1q2013.

almost all types, no. transactions and value in kl n selangor looks getting softer and softer to me.

maybe i read it incorrect, maybe 2q very different?

uuu or ddd, kindly analyze and comment.

http://napic.jpph.gov.my/portal
super911
post Aug 18 2013, 01:45 PM

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QUOTE(cybermaster98 @ Aug 18 2013, 01:08 PM)
I think most property purchased 2008-2010 appreciated alot. That was the boom time of property.But % of appreciation has started to drop from 2011 and even worse this year. Subsales are starting to stagnate.
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Once BLR increase 1-2%, monkey show will start.
kh8668
post Aug 18 2013, 02:02 PM

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QUOTE(AVFAN @ Aug 18 2013, 01:41 PM)
can't remember if this has been posted/discussed already... 1q2013.

almost all types, no. transactions and value in kl n selangor looks getting softer and softer to me.

maybe i read it incorrect, maybe 2q very different?

uuu or ddd, kindly analyze and comment.

http://napic.jpph.gov.my/portal
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1H2013 could be slow a bit due to general election. It will be interesting to see how the market in the second half of this year. tongue.gif
chengcheng
post Aug 18 2013, 02:27 PM

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QUOTE(super911 @ Aug 18 2013, 01:45 PM)
Once BLR increase 1-2%, monkey show will start.
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I agree... But what will trigger BAnk Negara to raise the interest rates?

This happens only if the capital outflows of ringgit is too drastic.

Will that happen in the next 6 months?
SUSAmayaBumibuyer
post Aug 18 2013, 02:34 PM

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QUOTE(Dern @ Aug 18 2013, 09:32 AM)
wow, look at your way of talking...ok im correct then, thanks for confirming that hehehe. did u do anything about your period ?
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Thank you for being funny. We need somebody to laugh at. There as I see one of your friend continue on me bashing, as i predicted. Enjoy urselves loosers.

Typical DDD campers, damn loosers. By d way an offer for Rm3k to rent out d apartment. Loosers can continue being a looser and whine. Oh yes attack me too. I got my money back already. Almost double than my monthly installment.

This post has been edited by AmayaBumibuyer: Aug 18 2013, 02:39 PM
agentdiary
post Aug 18 2013, 02:43 PM

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some signal already indicated from jun/jul credit growth, worst than Q2.

QUOTE(kh8668 @ Aug 18 2013, 02:02 PM)
1H2013 could be slow a bit due to general election. It will be interesting to see how the market in the second half of this year.  tongue.gif
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kh8668
post Aug 18 2013, 02:44 PM

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QUOTE(agentdiary @ Aug 18 2013, 02:43 PM)
some signal already indicated from jun/jul credit growth, worst than Q2.
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the total amount of loan approved still high tongue.gif

This post has been edited by kh8668: Aug 18 2013, 02:52 PM


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Rooney1985
post Aug 18 2013, 03:05 PM

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Wow... Bankers nowadays really stoop so low until every thing that come out of their mouth have to doubt... A quick check on the Internet shows a lot of those shoe box units for rent from as low as RM1,400 pm... Now you tell me who is going to offer RM3,000 pm ... Lol!!! Why so naive... Please check with your up camper buddies and ask them to share with you some agent tricks okay... RM3k offer ... Hahaha continue to stay positive la... Lol!!! Even if your net wealth turns negative please stay positive ... How saddening man... Even your own up camp buddies ask you sure boh when you mention that kind of rental... Hehe roflmao!!

This investor still very green... Counting his chickens before they hatch... Basic mistake of any investment... Tsk Tsk Tsk please pm your up camp brothers to help you out before you start crying positivity ... brows.gif

This post has been edited by Rooney1985: Aug 18 2013, 03:12 PM
AppreciativeMan
post Aug 18 2013, 03:36 PM

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New match started? Or is it a rematch?..... laugh.gif laugh.gif
Oh..... Or new season started like Premier League?..... tongue.gif tongue.gif
bruce.gif bruce.gif bruce.gif bruce.gif bruce.gif
ManutdGiggs
post Aug 18 2013, 03:54 PM

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QUOTE(AppreciativeMan @ Aug 18 2013, 03:36 PM)
New match started? Or is it a rematch?.....  laugh.gif  laugh.gif
Oh..... Or new season started like Premier League?..... tongue.gif tongue.gif
bruce.gif  bruce.gif  bruce.gif  bruce.gif  bruce.gif
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Its not a match. Its officially die die oso must win kinda mentality. No need compete wan. Just rob the trophy. Keke.
Rooney1985
post Aug 18 2013, 04:02 PM

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Dear up campers, please help your fellow uppie out... He's very green and desperately needs your guidance in terms of handling his shoe boxes... Please advise him on the realities of rental play... He seems to be in dreamland... Lol!!! brows.gif
W.ROOK
post Aug 18 2013, 05:26 PM

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A bit old video but might give some ideas.

http://www.youtube.com/watch?v=ENCDIOucX64

This post has been edited by W.ROOK: Aug 18 2013, 05:30 PM
SUSAmayaBumibuyer
post Aug 18 2013, 06:27 PM

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Hahaha..he can believe what he wants to belive lah. Shoe box lah, wuteverlah. If it makes him happy i dont succeed, go ahead. Just wait wait wait and wait summore for the never ending market to crash tomorrow in own little fantasy world. Not my lost.
SUSAmayaBumibuyer
post Aug 18 2013, 06:28 PM

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QUOTE(AppreciativeMan @ Aug 18 2013, 03:36 PM)
New match started? Or is it a rematch?.....  laugh.gif  laugh.gif
Oh..... Or new season started like Premier League?..... tongue.gif tongue.gif
bruce.gif  bruce.gif  bruce.gif  bruce.gif  bruce.gif
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You should know what? U handled him before.
icemanfx
post Aug 18 2013, 08:12 PM

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QUOTE(AmayaBumibuyer @ Aug 18 2013, 02:34 PM)
Typical DDD campers, damn loosers. By d way an offer for Rm3k to rent out d apartment. Loosers can continue being a looser and whine. Oh yes attack me too. I got my money back already. Almost double than my monthly installment.
*
When a market is in the bull run, most if not all players are blinded by greed. Until one has cashed out, don't be too sure who will have the last laugh.




Rooney1985
post Aug 18 2013, 08:16 PM

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QUOTE(W.ROOK @ Aug 18 2013, 05:26 PM)
A bit old video but might give some ideas.

http://www.youtube.com/watch?v=ENCDIOucX64
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EXCELLENT VIDEO INTERVIEW!!!! Thanks for the share... Some so called bankers who are green to property investment will label this video as being negative... Lol!!!

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