what is the broad money?

approved loan amount increased. and loan applied amount is also increasing.  Meaning buying demand is still there.

My point is banks are in the business of lending to consumers for property purchases and will not buy the said property for themselves. For example, Ah Meng buys a property at Desa Park City for RM3m. He then loans RM2.5m from Ambank. Why don't Ambank buy the property for themselves but instead choose to lend money to Ah Meng for him to purchase the property? Their main business is to earn interests from lenders.

Anyway, I still think aiming for property capital appreciation is the way to go while rental is just a bonus. Let's agree to disagree regarding appreciation versus rental. After all, we do share benefits if property prices continue to appreciate.

My point is banks are in the business of lending to consumers for property purchases and will not buy the said property for themselves. For example, Ah Meng buys a property at Desa Park City for RM3m. He then loans RM2.5m from Ambank. Why don't Ambank buy the property for themselves but instead choose to lend money to Ah Meng for him to purchase the property? Their main business is to earn interests from lenders.

Anyway, I still think aiming for property capital appreciation is the way to go while rental is just a bonus. Let's agree to disagree regarding appreciation versus rental. After all, we do share benefits if property prices continue to appreciate.

when broad money slow or not grow, credit virtually not growing too (not possible). it usually go ahead of loan market for 1 to 2 month lag. exacerbated further by recent bond sell off, we know the Q3 and Q4 is almost 95% sure: loan will not grow (that's bad enough coz the pipe line supply is very intense till 2016, all we need is growth, even a slower one won't help).

So far I'm buying props like buying UT. I buy UT regardless of the pricing every mth thru standing instruction. So far not bad I would say. I oso make sure every yr I buy prop. Oso regardless of the peice as I dunno whether it ll drop tomolo. But so far rental enuf to cover all installments. And im not sure if prop ll down.

waiting to see the results 

you're not proactive and sensitive to market.

i did it 2 weeks ago.

Jun credit

REMARK: JULY BOND SELL OFF IS NOT TAKEN INTO ACCOUNT.

too many lazy 'pro' here. give up. retire from commenting anymore. wasting time......

Hahaha let them be lah. The DDD losers can think what they want about me.

Three years ago bought 2 apartments worth around 400k each, now worth around 600k each. And each can be rented more than 2k full furnished and i didnt pay anything during construction, just downpayment 10%.  I win either way. Coz the DDD camp dont have the balls to do it and now keep on talking cock.

And i did it because i dont listen to useless BS doomsday comments from DDD camp. The DDD camp can keep dreaming about market crash till they all ddd for real.

Hahaha let them be lah. The DDD losers can think what they want about me.

Three years ago bought 2 apartments worth around 400k each, now worth around 600k each. And each can be rented more than 2k full furnished and i didnt pay anything during construction, just downpayment 10%.  I win either way. Coz the DDD camp dont have the balls to do it and now keep on talking cock.

And i did it because i dont listen to useless BS doomsday comments from DDD camp. The DDD camp can keep dreaming about market crash till they all ddd for real.

When a market is in the bull run, most if not all players are blinded by greed. Until one has cashed out, don't be too sure who will have the last laugh.

Even if market down, many optimists ll lead the race to success.

summary of this video

location is not everything.

beside perfect location, the pricing is also a consideration.

identify timing; perfect timing and bad timing to acquire a property. (for this, refer to the attached picture)

real estate is only a tool to help you to achieve a financial goal unless you buy for own-occupation.

the attachment to real estate is stronger than other investment tools due to you can see it, you can touch it, you can feel it, and you can use it as you like.

Don't buy real estate with emotion or because fall in love into it.

Identify your target of achievement before investing/buying a property. For cash flow? for capital gain?

Investing into real estate you must love real estate first. Working and investing with your passions!

The interviewee is a real estate agent. She encourages group buying, making money together!

She got more than 2,000 members investing in property in everywhere including Singapore, UK, USA, Germany etc. Currently they are actively in Malaysia, thanks for Ah JIB KOR making good feeling of economic growth. Greater KL and Iskandar Malaysia.

Singapore government is also encouraging Singaporean to invest in Malaysia especially Iskandar Malaysia which is not far from Singapore.

Cautious on KL property in some areas which she claimed that prices are higher; but still look good for the future prospect.

Euro market is good for investment now, thanks to Euro crisis.
conclusion: No any negative comments at all as she and her group are still investing in real estate not only locally but worldwide! what do you think?

Free info from facebook.

Until you received payment from buyer, it is only a paper gain.

Even if market down, many optimists ll lead the race to success.

Don't worry, property price will appreciation either slow or fast for that particulary property you buy and you are save rental cover. I have seen people buy property left it abandoned for 20 yrs without rental through out the years. Because I have been passing by the same shop lot for 20 years and still it appreciate at a gain after 20 years. Still got ppl buy over after 20 yrs believing it is cheap and that area got potential to grow in long run.