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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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cybpsych
post Feb 26 2021, 01:14 PM

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QUOTE(sg999 @ Feb 26 2021, 12:23 PM)
Actually is OTP
TAC has been activated
i did perform online transaction and received TAC too.
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rhbnow is not using the card's txn OTP mobile number. you can perform online txn and get OTP.

there is another profile for rhbnow that need mobile number to be registered by the branch.
cybpsych
post Mar 4 2021, 09:09 AM

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received in RHB-Shell card

// 03/03/2021 Activation Cash Back 25.00 //

surprisingly fast, gotten it 2 weeks after activation = 1st transaction ≥RM50 thumbup.gif

This post has been edited by cybpsych: Mar 4 2021, 10:21 AM
cybpsych
post Mar 4 2021, 12:31 PM

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QUOTE(DabLRT @ Mar 4 2021, 11:37 AM)
i didnt get the RM50 activation despite spending 2k already. Sounds weird
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RM50?
cybpsych
post Mar 5 2021, 04:21 PM

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QUOTE(fruitie @ Mar 5 2021, 03:11 PM)
Is there any way to get their CS? I already sent email to them yesterday but how long do they take to reply? Calls never succeeded once, kept saying goodbye to me after listening to their long-winded IVR. sweat.gif
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managed to call and talk to human around 1pm (surprisingly got through) sweat.gif
cybpsych
post Mar 5 2021, 04:30 PM

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QUOTE(fruitie @ Mar 5 2021, 04:29 PM)

Wah, lucky you. From yesterday, I have called 25 times... and didn't get through. laugh.gif

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just choose the option to leave your mobile number.

it's faster for them to call you back than keep trying to get through
cybpsych
post Mar 5 2021, 04:35 PM

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QUOTE(fruitie @ Mar 5 2021, 04:32 PM)
Is there such option? Mine keeps saying goodbye and call ended. I will pay attention to the selection next time.
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cannot choose

after some time nobody available to serve my call, the IVR will offer to leave my mobile number for CS to call me back.
cybpsych
post Mar 8 2021, 12:05 PM

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QUOTE(fruitie @ Mar 8 2021, 12:02 PM)
Received this SMS means card already arrived at branch? sweat.gif Calling their CS equivalent to hopeless.

RM0 RHB: Please bring along your IC to collect your RHB Card at your preferred RHB branch. Call  0392068118/ 082276118 for info
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if you know which branch, better call direct or visit them.

they may be delayed/forgot to call us to collect the card doh.gif
cybpsych
post Mar 9 2021, 04:04 PM

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QUOTE(mamamia @ Mar 9 2021, 03:14 PM)
I fill up all details.. but she still call coz I tick to send to residential address n she said I must choose a branch to collect
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QUOTE(fruitie @ Mar 9 2021, 03:58 PM)
Oh you filled up, I didn't. laugh.gif And I didn't know can collect from branch.

Anyway, RHB CS returned my call after I dropped them an email last Friday... At least now I know where my cards will be sent to and in fact already sent out on 4th March, so still waiting for branch to call me and my statement date is 22nd for both cards.
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fill up address also will be forced to collect at Branch --- for NTB only biggrin.gif
cybpsych
post Mar 15 2021, 05:31 PM

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QUOTE(rojakwhacker @ Mar 15 2021, 05:29 PM)
Daily:
Tier 1: 5% cashback: 80 winners, cap RM15.
Tier 2: 15% cashback: 20 winners, cap RM80.

First come first serve, i think is worth it to stay up late to spend. yawn.gif
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yep, FCFS and 2 times per month, total 6 times overall
cybpsych
post Mar 16 2021, 09:20 AM

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QUOTE(cucikaki @ Mar 16 2021, 09:04 AM)
My shopeepay topup, for large amount, always require otp, i.e last time the rm400 campaign, both weeks asking for otp.
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usually this is called Secure OTP

depending on the configuration, OTP can be triggered based on few parameters:

1) after x consecutive transactions, request for OTP
2) if more than y amount (maybe per txn, cumulative per day, per week, per month), request for OTP
and so on and on
cybpsych
post Mar 16 2021, 03:06 PM

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QUOTE(chuapk1977 @ Mar 16 2021, 02:42 PM)
strange. after you have submitted the form. you should be able to use it already.  you can login you to rhb now and click im the first time user then proceed from there.
you shd be able to received your otp already. go try nowe
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the problem is STAFF processing on the form biggrin.gif

submit to them doesnt mean they process it immediately. they take their own sweet time.
cybpsych
post Mar 16 2021, 03:22 PM

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QUOTE(fruitie @ Mar 16 2021, 03:20 PM)

I will still receive statement via email right?
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yep, if rhb registered it for estatement laugh.gif

IINM, my cards already pre-registered for estatement (email) upon checking in rhbnow.


when you visit them, get the staff to check the estatement status, because it can only sent to 1 channel: email OR rhbnow doh.gif
cybpsych
post Mar 17 2021, 06:08 PM

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QUOTE(!@#$%^ @ Mar 17 2021, 05:59 PM)
got 0% promo?
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https://www.rhbgroup.com/BTCX_2021/index.html
cybpsych
post Mar 18 2021, 03:16 PM

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QUOTE(cybpsych @ Mar 17 2021, 06:08 PM)
QUOTE(MGM @ Mar 18 2021, 03:14 PM)
Is this zero cost n NTB only? Call to apply?
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read the T&C
cybpsych
post Mar 20 2021, 08:53 AM

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QUOTE(cybpsych @ Feb 22 2021, 10:25 AM)
those who plan to use RHB-Shell card to reload TNG card at Shell station (location: Jalan Kuchai Lama - Tanjung Kota Enterprise)

Merchant description: SELECT-SHELL TANJUNG KUALA LUMPUR MY

They are using MCC 5499: Misc. Food Stores – Convenience Stores and Specialty Markets

very likely not eligible for RHB-Shell's Shell petrol cashback, but good for other cards (e.g. PB Quantum Visa -- confirmed by CS eligible for wave cashback, but to be verified in March statement later)
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QUOTE(cybpsych @ Jan 25 2021, 05:22 PM)
just gotten callback from SCB that one of Shell station that i visited carries a description of "SELECT-SHELL xxxxx" (probably depending on locations) which may not carry MCC 5541 (petrol service station).

It's categorized as food store or something; which is why it keeps missing my monthly petrol cashback for JOP's Petrol. SCB still grant manual cashback regardless.

just be mindful if swiping at Shell stations (not petrol kiosk).
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QUOTE(cybpsych @ Jan 21 2021, 04:56 PM)
should be yes

however, i noticed some Shell outlet having description "SELECT-SHELL xxxxxx" wonder still considered or not.

the card's T&C only stated "SHELL" as the merchant description
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confirmed not eligible for Petrol eventhough got "SHELL" description. MCC must match with 5541/5542/5983 (per T&C)
cybpsych
post Mar 21 2021, 07:12 AM

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QUOTE(fruitie @ Mar 21 2021, 12:52 AM)
I just remembered today is 21st and my statement date is 22nd. I still have around 850 to spend to get 5% which I have forgotten. doh.gif I read back the posts here, it has to be statement date -1. So, which e-wallet that has same transaction and posting date?
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bigpay with description "BIGPAY MY-ECOM" because this merchant ID/descriptor is assigned by RHB Bank (acquirer).

since you cant "choose" which merchant ID to be "assigned" for bigpay, it'd be a hit-or-miss.

for me, i've only tried 1x with bigpay, no sample size to advise biggrin.gif boost/shopeepay all T+1/T+2 posting.

user posted image

user posted image

This post has been edited by cybpsych: Mar 21 2021, 07:27 AM
cybpsych
post Mar 21 2021, 07:27 AM

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QUOTE(MGM @ Mar 21 2021, 07:16 AM)
Can know from the otp-sms or otp-page?
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not exactly accurate, perhaps you can try at your own risk biggrin.gif

the merchant ID shown on the OTP could be different from actual name shown after txn is authorized/charged to the card

user posted image
cybpsych
post Mar 21 2021, 06:48 PM

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QUOTE(fruitie @ Mar 21 2021, 01:07 PM)
Thanks. Seems risky for me. Since I have spent RM 1650, so it’s 2% right? I will get RM 33? unsure.gif
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i guess so as 2% for bonus cashback (groceries/online/ewallet/utilities) biggrin.gif
cybpsych
post Mar 23 2021, 07:53 AM

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QUOTE(fruitie @ Mar 23 2021, 12:50 AM)
I’m not sure if anyone has applied before and gotten their first separate cash back (if any).
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yep, can get bonus + petrol cashbacks, for each Islamic and Conventional card.
cybpsych
post Mar 23 2021, 09:13 AM

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QUOTE(cucikaki @ Mar 23 2021, 09:09 AM)
How do u apply for the 2nd card, online or approach the same agent?
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online lor

the staff sent me 2 separate application forms, Conventional and Islamic. filled both up, email back to staff. gotten both cards together (separate envelopes)

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