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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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cybpsych
post Oct 14 2020, 11:26 AM

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RM600 Lazada e-Vouchers are up for grabs for the first 50 approved applicants when you apply and get approved for a RHB Credit Card.
https://bit.ly/RHBK-FlashDeal

Not the first 50? Don't worry! You'll still receive an RM50 Lazada e-Voucher for your next shopping spree!

T&C: https://bit.ly/RHBK-FlashDeal_TnC

user posted image
cybpsych
post Jan 21 2021, 10:06 AM

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the "30% signup offer" aka "additional 18%" doesnt seem to have any capping on per card-level. just monthly capping. hmm.gif

This post has been edited by cybpsych: Jan 21 2021, 10:07 AM
cybpsych
post Jan 21 2021, 03:30 PM

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QUOTE(wesleycjh @ Jan 21 2021, 03:25 PM)


In short if you want to increase your effective cashback rate, you need to increase your petrol related consumption  tongue.gif
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that's the whole point of Shell co-branding mah
cybpsych
post Jan 21 2021, 04:56 PM

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QUOTE(WeiFeng16 @ Jan 21 2021, 04:54 PM)
If top up Touchngo at Shell Station consider Petrol category?
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should be yes

however, i noticed some Shell outlet having description "SELECT-SHELL xxxxxx" wonder still considered or not.

the card's T&C only stated "SHELL" as the merchant description
cybpsych
post Jan 21 2021, 07:32 PM

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QUOTE(JuneResources @ Jan 21 2021, 06:07 PM)
Any special with "Select" Shell and normal "Shell"?
I believed as long as with "Shell" then everything are eligible, right?
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from our observation, probably yes.

how and what they configured in the system may behave differently.
cybpsych
post Jan 21 2021, 09:22 PM

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QUOTE(kremlin @ Jan 21 2021, 09:10 PM)
If topup Touchngo at Shell is considered as Petrol, then I will definitely apply smile.gif
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yep, thru tng card brows.gif similar to how JOP works

only tbc is the eligiblity

QUOTE(Human Nature @ Jan 21 2021, 09:10 PM)
For me, Affin Duo is irreplaceable for now due to the auto debit cashback, good for insurance. But yeah, SCB lost is RHB gain.
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same, autodebit insurance(s) to Duo is good enough, with no min spend.
cybpsych
post Jan 22 2021, 12:05 PM

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filling the form from RHB website, someone will call back in 3 working days. doh.gif

else, can visit branch to apply. bring NRIC and 3 months payslip.
cybpsych
post Jan 22 2021, 03:08 PM

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QUOTE(weiseang72 @ Jan 22 2021, 10:51 AM)
shell station allow use credit card top up TnG ?
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you can try the list here https://forum.lowyat.net/topic/3757650
cybpsych
post Jan 22 2021, 05:06 PM

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QUOTE(pisang @ Jan 22 2021, 03:03 PM)
i did not know that we can get the Cashback from both RHB Shell Visa and RHB Shell Visa-i (islamic) at the same time smile.gif
thanks.
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QUOTE(ClarenceT @ Jan 22 2021, 03:20 PM)
May work or may not work, Need someone to prove it later.  icon_question.gif
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can apply both conventional + islamic together biggrin.gif

the staff just called me, so i purposely asked him the possiblity to apply 2 cards brows.gif
cybpsych
post Jan 23 2021, 07:54 AM

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QUOTE(Barricade @ Jan 23 2021, 12:30 AM)
Guys, look at the form Bloody ridiculous. Page 2 under "employment detail"

What the hell to fill in "Position" and "Sector of Employment"?

They say choose code from "occupation field code" in the last page of the application form. I don't see any
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no need so dramatic

the codes, somehow, missing in the Conventional card application form.

it's in the Islamic card application form anyway.

else, do a google search for RHB card application form.
cybpsych
post Jan 25 2021, 03:14 PM

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QUOTE(akkaz @ Jan 25 2021, 02:52 PM)
agent called just now about card applicatioon. and i ask about 2nd yr annual fee (RM195). need 24 swipes including online trx. correct is it?
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you can refer back RHB-Shell page https://www.rhbgroup.com/shellcard/index.ht..._campaign=Shell

// For active customers who perform a minimum of 24 swipes in a year, the annual fee for the subsequent year will be waived. Terms and conditions apply. //

cybpsych
post Jan 25 2021, 04:40 PM

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QUOTE(AlfredKoh @ Jan 25 2021, 04:39 PM)
has anyone managed to get a call back from RHB for signing up RHB Shell new card?
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just received the call icon_idea.gif

NTB need to collect from nearest branch (identify verification); cannot deliver.
cybpsych
post Jan 25 2021, 04:55 PM

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QUOTE(AlfredKoh @ Jan 25 2021, 04:51 PM)
Thats very efficient. I am still waiting for the call from them.
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just gotta wait cuz they need to call each submission one-by-one
cybpsych
post Jan 25 2021, 05:22 PM

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QUOTE(cybpsych @ Jan 21 2021, 04:56 PM)
should be yes

however, i noticed some Shell outlet having description "SELECT-SHELL xxxxxx" wonder still considered or not.

the card's T&C only stated "SHELL" as the merchant description
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just gotten callback from SCB that one of Shell station that i visited carries a description of "SELECT-SHELL xxxxx" (probably depending on locations) which may not carry MCC 5541 (petrol service station).

It's categorized as food store or something; which is why it keeps missing my monthly petrol cashback for JOP's Petrol. SCB still grant manual cashback regardless.

just be mindful if swiping at Shell stations (not petrol kiosk).
cybpsych
post Jan 26 2021, 11:01 AM

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QUOTE(ClarenceT @ Jan 26 2021, 10:54 AM)
For those using RHB CC...
(1) The CB cycle should be similar to Affin Duo Visa.
(2) For BIGPAY MY-EC, the transaction will be posted ON THE SAME DAY (different from Affin Duo Visa).
(3) LAZADA KUALA LUMPUR MY - will be posted on the same day.
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thumbup.gif

LAZADA is using RHB BANK BERHAD as their acquirer, so most likely their "ON-US" same-day settlement

separately, LAZADA WALLET TAOBAO is using ADYEN MALAYSIA SDN. BHD. instead.
cybpsych
post Jan 26 2021, 07:56 PM

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just received approval sms.
cybpsych
post Jan 31 2021, 08:27 PM

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QUOTE(CSW1990 @ Jan 31 2021, 08:22 PM)
How you guys submit the document for the application? I received an email from xxx@rhbgroup.com after I clicked the online application at Facebook who requesting the signed application form, IC copy, kwsp statement and employment letter. Is this the email from rhb? Recently many scam I a bit scare
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yep


From: xxxxxxx@rhbgroup.com

Subject: RHB Credit Card Application (TSE {agent's name})


Dear Valued RHB Customer,


Thank you for getting in touch with us on your interest in RHB credit cards.

We believe we have shared all the necessary information on the credit card you’re interested in and that you’re keen to apply for one of our credit cards.

In order to proceed with your credit card application, kindly send us scanned copies of the following documents:

xxxxxxxxxxx

cybpsych
post Jan 31 2021, 11:20 PM

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QUOTE(Sampleanti @ Jan 31 2021, 11:00 PM)
anyone received the card yet? wondering take how long to get the card.
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earliest should be next week onwards

card was launched on 22 Jan.
first card approval somewhere beginning 25 Jan.
it would roughly take about 1-2 days for printing, and delivery to residental may take about 3 working days ... could be longer if deliver to branch (NTB customers)

depending on volume, RHB could have "batch" processing all new card applications before sending to card vendor (in batch) to print the cards.
cybpsych
post Feb 1 2021, 11:20 AM

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QUOTE(roarus @ Feb 1 2021, 11:15 AM)
Got this, and got autoreply with mailbox full error after so much trouble filling in the form (occupation/industry code) and downloading all the supporting documents.
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retry later lor, probably over the weekend huge influx of applications going into their mailbox sweat.gif


cybpsych
post Feb 1 2021, 04:36 PM

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QUOTE(CSW1990 @ Feb 1 2021, 04:31 PM)
if apply for both card, can get cash rebate for both if meet both cards requirement?

eg spend 2500+ at RHB visa shell- i to get 50+ 50 rebate
spend 2500+ at RHB visa shell to get 50+ 50 rebate
max to get total 200?
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that's the idea, though not validated until someone reports their first cb

challange is to max out Shell spending (~RM417 @ 12%) : biggrin.gif

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