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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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cybpsych
post Mar 23 2021, 11:07 AM

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QUOTE(fruitie @ Mar 23 2021, 11:05 AM)
Good to know this. I will also apply the same. biggrin.gif
I guess the bonus cash back is only for one card? tongue.gif
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rhb named it differently

bonus cashback = groceries/online/ewallet/utilities (capped rm50)
+
petrol cashback = Shell (capped rm50)


the other spending campaign, no idea. havent received any yet biggrin.gif and also not so soon, if not mistaken.

This post has been edited by cybpsych: Mar 23 2021, 11:08 AM
cybpsych
post Mar 23 2021, 11:58 AM

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QUOTE(fruitie @ Mar 23 2021, 11:15 AM)
How about the 10% cash back? Is that also available for Islamic card? Or we have to pray and wait?

Thanks for your information. biggrin.gif
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haha that one definitely no idea until getting the reward laugh.gif


QUOTE(effectz @ Mar 23 2021, 11:53 AM)
E-Wallet Top Up Campaign 2021 allocation still there?

https://www.rhbgroup.com/2021_eWallet/index.html
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you can decide from the T&C


15th March – 14th April 2021

Daily Capping (RM)
1,200 for Tier 1
1,600 for Tier 2

Campaign Month Capping (RM)
Tier 1 = 37,200
Tier 2 = 49,600




This post has been edited by cybpsych: Mar 23 2021, 11:59 AM
cybpsych
post Mar 23 2021, 12:26 PM

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QUOTE(effectz @ Mar 23 2021, 12:05 PM)
Oh, ok. It is daily capping not monthly capping.
Just reload 2 times within promo period right? As limit 2 cashbacks per user.
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read the t&c properly
cybpsych
post Mar 23 2021, 05:37 PM

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QUOTE(ClarenceT @ Mar 20 2021, 07:51 AM)
RHB-Shell Visa.
It is confirmed, Government-related transactions (eg Cukai Pintu, Income Tax, JPJ etc) are included in monthly spending >RM2500 which gives the best CB % on online/groceries/utilities (5%) and Shell transactions (12%).

Example
Online/Groceries/Utilities: RM1000
Shell: RM417
Government-related: RM1084
CB = RM50+RM50

This CC is more useful than SC JOP now.
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QUOTE(Kyan0411 @ Mar 23 2021, 05:34 PM)
By the way, i confirm government transaction count toward the total spending amount, but not eligible for any cashback.

I've gotten the cb from >Rm2500 tier
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cybpsych
post Mar 24 2021, 12:40 PM

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QUOTE(fruitie @ Mar 24 2021, 11:52 AM)
Got my statement via email too. thumbup.gif Two days for them to generate the statement, still acceptable.
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my 1st statement (Feb) was sent through email (encrypted email) by default.

then i changed to Online estatement. until now, not getting any estatement to view/download from RHBnow for my March estatements (19th) doh.gif
cybpsych
post Mar 24 2021, 01:21 PM

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QUOTE(lowyat101 @ Mar 24 2021, 01:17 PM)
Hi, just noticed this promo too. From the T&C, it seems that there's a daily quota and monthly quota, and the monthly quota is the exact figure as the daily quota x no. of days.

1) So i can conclude that the promo will be basically based on daily quota right? as long as i reload at 12am, the chances will be higher ya?

2) there's a limit of 2 times per month. so meaning i will have the chance of 6 times over the 3 months promo period ya?

Thanks in advance
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that's the same understanding from reading the t&c biggrin.gif
cybpsych
post Mar 24 2021, 02:27 PM

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QUOTE(fruitie @ Mar 24 2021, 02:24 PM)
Oops. Then, I better don't touch anything to it. I prefer via email in this sense, sometimes lazy to login just to check statement.
I will check from app for latest transactions or a quick glance on my transactions.
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yeah bangwall.gif

pdf estatement via email is encrypted (annoying haha)

so, i was testing the rhbnow estatement instead laugh.gif
cybpsych
post Mar 25 2021, 07:26 AM

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finally gotten the 10% activate & spend cashback

user posted image

user posted image
cybpsych
post Mar 25 2021, 11:11 AM

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QUOTE(Kyan0411 @ Mar 25 2021, 10:38 AM)
Wonder when u spent?
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sometime between 20-21 Feb
cybpsych
post Mar 25 2021, 11:13 AM

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QUOTE(xcxa23 @ Aug 28 2019, 01:25 PM)
Not sure how each bank with them own evaluation

Rhb said needed FD pledge, 10k limit. Current acc and FD with them
Pb said EPF statement, 5k limit. No account with them
Hlb straight 50k limit. Only saving and cds account with them, sometimes FD
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QUOTE(sl3ge @ Mar 25 2021, 10:44 AM)
Anyone know rhb can pledge fd to get shell card or not?
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old info above

you should ask Bank directly what is their treatment and pledge amount
cybpsych
post Mar 25 2021, 12:24 PM

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QUOTE(tan_aniki @ Mar 25 2021, 12:04 PM)
only once,

for example 1st spend XXX = RM50, 2nd spend YYY = RM500, 3rd spend RM1000, you only got RM50 instead of RM100
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QUOTE(fruitie @ Mar 25 2021, 12:05 PM)
Second transaction only...
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not exactly, mine seems to be cumulative.

if based on 2nd txn, then i should get RM50. thumbsup.gif



This post has been edited by cybpsych: Mar 25 2021, 01:11 PM
cybpsych
post Mar 25 2021, 01:10 PM

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QUOTE(tan_aniki @ Mar 25 2021, 12:30 PM)
then those who get less than RM100 can dispute using this ss

but who knows as you have censored the description, those 2 transactions might be exclusion and your next one will be RM1k

unless u unhide the description so that ppl can use it to dispute
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you are right.

my screenshot cannot be used thumbsup.gif
cybpsych
post Mar 27 2021, 11:33 AM

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QUOTE(Kyan0411 @ Mar 15 2021, 05:13 PM)
RM0 RHB: Get up to 15% CASHBACK when you top-up min RM200 to your e-wallet with RHB Credit Card/-i. Valid till 13/6/21. T&C@ rhbgroup.com/s/EW1

Start TODAY!!

Edit: a daily campaign
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QUOTE(kremlin @ Mar 27 2021, 11:31 AM)
Anyone participating or aware of this campaign?
http://rhbgroup.com/s/EW1
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got
cybpsych
post Mar 27 2021, 05:29 PM

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QUOTE(optional1988 @ Mar 27 2021, 03:57 PM)
Is this process totally online without meeting agent or visit bank.
Or it is only applicable for existing RHB customer?
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yes, all via email submission. there'll be an agent to attend the submission and callback verification.

I was new to bank when applying shell card via rhb online.

This post has been edited by cybpsych: Mar 27 2021, 05:43 PM
cybpsych
post Mar 28 2021, 06:48 AM

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QUOTE(cybpsych @ Mar 24 2021, 02:27 PM)
yeah  bangwall.gif

pdf estatement via email is encrypted (annoying haha)

so, i was testing the rhbnow estatement instead  laugh.gif
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QUOTE(fruitie @ Mar 24 2021, 02:24 PM)

Oops. Then, I better don't touch anything to it. I prefer via email in this sense, sometimes lazy to login just to check statement.
I will check from app for latest transactions or a quick glance on my transactions.
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QUOTE(cybpsych @ Mar 24 2021, 12:40 PM)

my 1st statement (Feb) was sent through email (encrypted email) by default.

then i changed to Online estatement. until now, not getting any estatement to view/download from RHBnow for my March estatements (19th)  doh.gif
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gotten the estatement in rhbnow

1) islamic - called CS earlier, they said need 1 working week to get it reflected in rhbnow. statement cutoff was 19th, today (28th) estatement available:facepalm:
2) conventional - reflected in rhbnow about 2 days after statement date (same as email estatement)

This post has been edited by cybpsych: Mar 28 2021, 06:48 AM
cybpsych
post Mar 28 2021, 11:11 AM

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QUOTE(cucikaki @ Mar 28 2021, 11:05 AM)
Ur Islamic and conventional sharing same limit?
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separate CL

islamic CL lesser 10k than conventional CL

This post has been edited by cybpsych: Mar 28 2021, 11:11 AM
cybpsych
post Mar 28 2021, 12:34 PM

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QUOTE(mamamia @ Mar 28 2021, 12:25 PM)
So, u can get 2x sign up bonus (RM25 + 10%) + 2x Cash Xcess?
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2x rm25 activating cashback - yes, already gotten both

10% activate & spend cashback - so far gotten 1, cuz wasn't targeting the 2nd (interpretation from t&c is only 1x) -- let's see if still can get at later months.

cashxcess - didn't apply. no use for it.
cybpsych
post Mar 28 2021, 03:00 PM

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QUOTE(DM3 @ Mar 28 2021, 01:05 PM)
activation Cb,u got it within your 1st statement? i spent rm50 (not ewallet etc as per T&C)on 15th mac but my 26th mac statement didnt see it reflected
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gotten the activation cb about 1 calendar month after 1st spent.

my guess is they process by batch, on monthly basis. yours likely in April.

QUOTE(mamamia @ Mar 28 2021, 12:37 PM)
Hmm.. sound good.. maybe I should consider to apply Islamic, but separate limit is a bit difficult

Thought cashxcess is just interest free “loan”, should have take n pump into short term Fd/ conditional saving acc
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haha no actual need for the extra fund. prefer to spare the CL biggrin.gif

This post has been edited by cybpsych: Mar 28 2021, 03:11 PM
cybpsych
post Mar 29 2021, 11:27 AM

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QUOTE(extinct_83 @ Mar 29 2021, 10:28 AM)
Good morning - can anyone confirm that Shell Visa-i has a separate cashback from conventional Shell Visa?
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yes
cybpsych
post Mar 30 2021, 01:17 PM

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QUOTE(contestchris @ Mar 30 2021, 01:12 PM)
Guys, to confirm, any annual fees for the card?
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got https://www.rhbgroup.com/files/personal/car...Credit_Card.pdf

which card you referring?

are you actually asking about possibility of AF waiver condition?

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