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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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ClarenceT
post Oct 24 2018, 08:39 AM

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QUOTE(Mcwong1123 @ Oct 23 2018, 10:25 PM)
May I know is CB payout received till week 11? I didn't get any CB till now.
Now only I notice Oct week start from Monday instead of Sept month Sunday.wasted my 4 week swipe 😢
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Did you register to participate?
If yes, did you spend on Sunday and >RM300, till Week 11?
If yes, what did you spend? Some transactions not considered for the weekly payout.

Always read T&C before participate.

This post has been edited by ClarenceT: Oct 24 2018, 08:42 AM
ClarenceT
post Oct 25 2018, 08:45 AM

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QUOTE(sendohz @ Oct 25 2018, 08:42 AM)
ClarenceT
May i know the sms and number to send for the extension?

I may have not register before the extension.
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The keyword for Phase 3 is not out yet.
To be safe, Register after 1/11.
ClarenceT
post Oct 25 2018, 10:28 AM

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QUOTE(hwachong @ Oct 25 2018, 10:27 AM)
But each person can win maximum of 9 times (weeks) only right? So if have received RM270, then no point continuing.
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Phase 3 (1/11/18-31/3/19) 21 weeks. Another RM270 to win.
ClarenceT
post Oct 27 2018, 03:59 PM

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QUOTE(ohcipala @ Oct 27 2018, 02:50 PM)
I'm currently enrolled under the new card acquisition campaign. If I applied another card, can I enroll the new card under mass usage campaign? Since I'm no longer a new customer
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Ask RHB Card Centre.
They structure the games in a very messy way.
ClarenceT
post Nov 3 2018, 08:32 AM

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For those new sign-up from 1/7/2018.


https://www.rhbgroup.com/~/media/files/mala...cquisition.ashx

https://www.rhbgroup.com/~/media/files/mala...ension-tnc.ashx
ClarenceT
post Nov 5 2018, 07:12 PM

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QUOTE(atjm88 @ Nov 5 2018, 07:08 PM)
Thanks, may I know when did you received for Wk 11?
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https://forum.lowyat.net/topic/2855886/+2540
#2555 onwards
ClarenceT
post Nov 9 2018, 09:34 AM

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QUOTE(guy3288 @ Nov 9 2018, 09:26 AM)
RHB cs very bad, unable to provide the keyword till now into 2nd week already

Anybody knows how to join the extension spend?
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Not only the keyword is not disclosed, the weekly reminders via sms and email are also missing now.
Maybe insiders eyeing the first few weeks.
Don't worry, there are 21 weeks, a very long period. Can give up the first few weeks, anyway you can win 9 weeks only.
ClarenceT
post Nov 9 2018, 09:41 AM

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QUOTE(kop2299 @ Nov 9 2018, 09:34 AM)
The TNC reads extension from last campaign. Therefore I just continue to spend only without any new registration. Hopefully i am eligible to the weekly CB.
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I guess so.
But if you use keyword RHBU1 (1/7-), the reply - "Ends 31/10"!

But I already re-registered at web, pending re-registration by sms.
https://www.rhbgroup.com/campaigns/rhb-cred...-spend-campaign


This post has been edited by ClarenceT: Nov 9 2018, 09:50 AM
ClarenceT
post Nov 15 2018, 10:45 AM

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QUOTE(atjm88 @ Nov 4 2018, 05:08 PM)
Hi, anyone already received the following cash back?

Conventional
9 Sept 2018 - 15 Sept 2018 (Week 11), My spending on 9/9/2018
23 Sept 2018 - 30 Sept 2018 (Week 13), My spending on 23/9/2018
1 Oct 2018 - 7 Oct 2018 (Week 14), My spending on 1/10/2018 and 2/10/2018

Islamic
8 Oct 2018 - 14 Oct 2018 (Week 15), My spending on 8/10/2018
22 Oct 2018 - 31 Oct 2018 (Week 17), My spending on 22/10/2018

Thanks.
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18/10/2018 18/10/2018 CB USAGE WK 10-11 30.00
18/10/2018 18/10/2018 CB USAGE WK 10-11 30.00
---

14/11/2018 14/11/2018 C/BACK 8686 WK12 30.00
14/11/2018 14/11/2018 C/BACK 8686 WK12 30.00
14/11/2018 14/11/2018 C/BACK 8686 WK12 30.00

But not sure the CB for Week 12-14 only or beyond Week 14.
ClarenceT
post Nov 15 2018, 11:33 AM

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QUOTE(MGM @ Nov 15 2018, 11:29 AM)
Got these CBs too, but why all for wk12?
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Should be ... WK12 to WKXX.
May be the sentence too long and we can see ... WK12 and the rest is missing from transaction description.
ClarenceT
post Nov 22 2018, 04:45 PM

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QUOTE(David83 @ Nov 22 2018, 04:44 PM)
Now RHB is offering a Dual card

URL: https://ringgitplus.com/en/blog/Credit-Card...oskgyKhUByIJSZ8
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Rebranding.
ClarenceT
post Nov 22 2018, 04:49 PM

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QUOTE(David83 @ Nov 22 2018, 04:46 PM)
What was the previous name?
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https://www.rhbgroup.com/~/media/files/mala...cvp-change.ashx
ClarenceT
post Nov 25 2018, 05:53 PM

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QUOTE(tonytyk @ Nov 25 2018, 05:38 PM)
If boost entitled for cash back, then big pay entitled too?
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All the banks disqualify Bigpay (MCC6012) for the promo as they consider MCC6012 is a quasi-cash scheme (MCC6*** group). Except Public Bank.

But you can get normal online rebate for Bigpay top-up (for VS, Smart Value).

Boost (MCC 5968) top up is not an online transaction, so normal cashback at 0.2%. RHB allows this category for the CC promo (not sure for RHB Debit card promo). But Public Bank disqualify it because it is under Direct Marketing.

Bigpay and Boost are different.
ClarenceT
post Nov 26 2018, 07:04 AM

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QUOTE(tonytyk @ Nov 25 2018, 11:45 PM)
Thought MGM mentioned he got RM30 RHB cash back from boost top up ?
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Promo - Yes for 9XRM30 game.
Normal - 0.2% cashback or reward.
ClarenceT
post Nov 26 2018, 08:52 PM

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QUOTE(cashonhand @ Nov 26 2018, 08:03 PM)
Reload TnGo e-wallet can get CB for weekly CB RM30 campaign?
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You try to top up RM300 this Thursday, if you don't get RM30 by end of Jan, then spend on other things, you are not late to get 9 weeks x RM30 (Feb-Mar). Please update us as well.
ClarenceT
post Nov 27 2018, 09:48 AM

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QUOTE(sendohz @ Nov 27 2018, 09:01 AM)
No need to register through SMS?
I still waiting up till now but don;t have info on registration for this extension.

I forgot i ialready registered for previous campaign.
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The message I received last Friday...
RM0.00 RHB Credit Card: Smart shoppers rejoice! Get up to RM270CASHBACK when you accumulate min. RM300 spend per week.Ends 31/3/19.T&C@ www.rhbgroup.com/s/RHBAU

To be kiasu, I also registered at
(1) https://www.rhbgroup.com/campaigns/rhb-cred...-spend-campaign, AND
(2) sms RHBU1 to 66300.
RM0.00 RHB: Thank you for your registration & consolidate your spend with RHB Credit Card. Visit rhbgroup.com/s/RHBU1 for more great deals & T&C. Ends 31/3/19

See if I will get the first RM30 in January 2019. If not, it is not too late to get 9xRM30 in January-March. Anyway I need to spend RM1500 on Online (including Bigpay which is excluded for the game) + RM1000 on Offline (including Boost) to get RM30+RM2 normal rebate in a statement month, so I estimate I will spend in more than 15 weeks, out of 21 weeks, though I can win in 9 weeks only.
ClarenceT
post Nov 29 2018, 08:38 AM

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QUOTE(cclim2011 @ Nov 28 2018, 11:41 PM)
New to rhb Bank. Read the terms and condition I must get the first rm30 first with a first swipe of rm50 before participate in rm30 with rm300 spend. But my first swipe is not rm50 lol so am I disqualified? Just made a rm50 top up with BP tho.
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Different groups, one for existing card-members and another for new card-members from 1/7/18. Different T&C.
I was talking on the one for the existing CC customers, so the first swipe is not a requirement.
You can check with RHB CS directly. Hehe I am not a RHB CS.

QUOTE(beLIEve @ Nov 29 2018, 12:26 AM)
Now that you mentioned this, I think I wasted 300 bucks on this clause :

Have to wait for cash back then only can start spending 300.

Edit : If you're a supplementary cardholder, they say $50, but I'm quite sure they meant a minimum of $50. If you're primary holder, it's stated as minimum of $50 already.
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IF you spent RM300 on Boost, then it is not a waste. You will get 0.2% rebate/reward, so if you intend to cash-out >RM1000 from Boost account, you still gain!

QUOTE(tonytyk @ Nov 29 2018, 07:30 AM)
Is boost top up under local payment gateway ie Malaysian time zone ?
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Boost is served by Maybank Malaysia. You can do it anytime in Thursday (and maybe on Friday), every week more than 1000 winners for old customers + a few hundred for new customers (PB - around 600 only), and there are 21 weeks for this round but each CC customer can get up to 9 weeks only. You can dump RM301 to Boost every Thursday-Friday in all the coming 16 weeks (though RHB will let you win 9 weeks only), you are not losing as you are getting 0.2% normal rebate/reward.
ClarenceT
post Nov 29 2018, 10:55 AM

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QUOTE(cclim2011 @ Nov 29 2018, 09:38 AM)
Ah... I read that.. I think I should be new card member kua, applied thru ringgitplus on 23 October, now waiting ringgitplus prize. biggrin.gif

Then my problem is their T&C... "first swipe", I assume it's first swipe with amount of at least RM50 instead of "first" virgin swipe must be >RM50 right haha.
My English no good.

Anyway, I did my first swipe RM1 on BP like in early November, then "second" swipe yesterday night RM50 on BP
(registered to that RHBU1 SMS thingy last week)

Let's see if I get the RM30 (how long normally from your experience?), before I continue to participate in that RM300 for RM30.

Thanks! rclxms.gif
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Sometimes I also had problems in reading RHB's T&C. Even I might have fully understood the T&C (various games since 2016) but I didn't get exactly what I planned, so there might be some "hidden clauses", lol.

Since Round 1 (March-June 2018), though not stated in T&C, I found that Bigpay (maybe under quasi-cash), Government transactions not winning the weekly promo CB.

You don't need to discontinue till you see the first CB, you are not losing something if you top up Boost (0.2% unlimited rebate) every week. You can reload every week though RHB will give you 9 X RM30 only. If you are holding VS/WM/SV, then you may use Boost/BP to boost your monthly spend to RM1000/RM2500/RM3500.

---
For new cardholders...
https://www.rhbgroup.com/~/media/files/mala...ension-tnc.ashx
ClarenceT
post Nov 29 2018, 11:35 AM

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QUOTE(cclim2011 @ Nov 29 2018, 11:17 AM)
Erm, I originally planned for buying some stuff from shopee ~RM300 to get that RM30.
But yesterday after I read that term and condition, I think I should spend RM50 first (so tried on BP).

Very complicated terms and conditions, just like their physical banks, collecting card took me another ~30 minutes (must wait for some manager/certain person to sign off) even though another officer already read my IC and verified.  :|

Anyway, I will have more than enough in BP from PBE cards and MBB FCB. 0.2% not attractive enough hehe, unless can get that 30 from 300 weekly by BP.

So you got 30 from 300 from Boost earlier? May be Boost will go into Quasi also this round? tongue.gif
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For me, it is not a matter of PB VS/QM, Maybank FCB VS, SC CB/JOP.

For my case I am holding VS, and if I don't have anything to spend in a statement month, then I spend RM1000 on Boost and RM1500 on Bigpay/Online (2% rebate) to get RM2+RM30 monthly CB. If I have done shopping (department/clothes) or entertainment, then I will spend on Bigpay/Online + Boost so to achieve >RM3500, and my shopping getting 6% (max RM30) + Entertainment getting 6% (max RM30) + Online getting 6% (max RM30) + 0.2% for others.

Yes I got RM30 promo CB from my Boost top-up since September. If Boost is to be excluded, no problem for me, I still need to spend on Boost (to meet monthly spend RM1000/2500/3500), I can use other spending to win (just like Round 1). rclxs0.gif

This post has been edited by ClarenceT: Nov 29 2018, 11:39 AM
ClarenceT
post Nov 30 2018, 08:48 AM

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QUOTE(kayemee @ Nov 30 2018, 08:39 AM)
Is BigPay topup treated as quasi cash by rhb? Want to topup my BP with big amount for travel this holiday.
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For RHB VS, you still get online (1-6%) CB. For other cards, I think you still can get 0.2%.

RHB is having a promo for travellers spending in foreign currency. For selected customers only, check if you received the invitation sms (recently).

RM0.00 RHB: Stand to get up to RM40 Cashback when you spend min. RM500 on overseas trxn with RHB Credit Card/-i. fr now till 10/12. T&C @ www.rhbgroup.com/s/ET

This post has been edited by ClarenceT: Nov 30 2018, 08:53 AM
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