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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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ClarenceT
post Jan 28 2019, 10:17 AM

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QUOTE(charlesj @ Jan 28 2019, 10:14 AM)
No more domestic use :'(
Is time to terminate them
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PPL KLIA2 Gateway still available for domestic.

Kuching PPL no longer in the list vmad.gif I can only enjoy my meal at KLIA2.
ClarenceT
post Jan 30 2019, 11:50 AM

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QUOTE(beLIEve @ Jan 30 2019, 11:27 AM)
Just received SMS from RHB.

Withdraw cash now using your RHB Credit Card/-i from any RHB ATM with NO CASH ADVANCE FEE. Valid from 30/1/19-20/2/19. T&C @ www.rhbgroup.com/s/ca

p/s : My interpretation is, need to pay back within next statement. But still got 1-2 days to BT from PBB to settle it.
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+ CC interest calculated from the date of withdrawal (not mentioned of waiver in T&C)!
ClarenceT
post Jan 30 2019, 12:24 PM

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QUOTE(tan_aniki @ Jan 30 2019, 12:07 PM)
https://www.rhbgroup.com/~/media/files/mala...mpaign-tnc.ashx

time to get some extra money with this waiver
there is no other extra charges on cash advances in their CC TnC and PDS, subjected you paid the full amount within 20 days after statement issued, only mentioned in the TnC for this campaign is you need to pay the 5% first then after 21 days then only they credit back the 5% into your account.

taking out RM30k and put into one month Maybank e-FD get RM75 then repay back, subjected your statement date is not more than 10 days from now.
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QUOTE(beLIEve @ Jan 30 2019, 12:13 PM)
thanks bro. you guys are really good with this. Like this if take 30k means have to pay $1500 first to earn that $75.
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Maybe I am wrong as I had never requested "Cash Advance". But read the PDS again carefully...

On Cash Advance - Fee + Interest...

18% per annum will be levied on each cash advance calculated from the date of cash advance until it is fully settled

5% of the transaction amount or a minimum of RM15.00, whichever is higher, will be charged on all cash withdrawals.

https://www.rhbgroup.com/~/media/files/mala...sure-sheet.ashx

ClarenceT
post Feb 16 2019, 12:05 PM

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QUOTE(YH1234 @ Feb 16 2019, 11:39 AM)
the rhb cashback requirement is a bit redundant, I dun understand how it work.

basically each category travel / petrol / dining grant cb 1% 2% and 6%  for spending between 1.0k-2.5k, 2.5k-3.5k and 3.5k above, but cap at rm30.

however if I spend 2.5k @2%, cashback already exceed the rm30 then what is the 6% for? the customer service also told me each category is accessed separately and not on combine basis, is this true? how many would pump 2k to 3k petrol or dining each in a month?
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Monthly spend RM2500 combined (posted transactions calculated up to 1 day before statement date), then dining CB @ 2% max RM30, Petrol CB@ 2% max RM30, Travel CB @ 2% max RM30, Others @ 0.2%.
ClarenceT
post Feb 16 2019, 12:09 PM

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QUOTE(beLIEve @ Feb 16 2019, 11:46 AM)
Same question can be asked - how many spend 2.5k online every month?

I think 850 per category loh. Then you get a total spend of 2550 and 90 bucks cash back.
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850x3x0.02 = RM51 only.
Alternatively RM500 per category (6%) + RM2000 Boost (total RM3500), you will get RM30x3 + RM4.

This post has been edited by ClarenceT: Feb 16 2019, 12:14 PM
ClarenceT
post Feb 18 2019, 11:49 AM

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QUOTE(kop2299 @ Feb 18 2019, 10:36 AM)
Anyone receive 3rd phase of the weekly 30CB campaign?
>2 months nothing.
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QUOTE(laymank @ Feb 18 2019, 11:40 AM)
i am also waiting...
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I am also waiting...
But guy3288 showed his CB for W7,8,9 (Dec) credited on 25/1 (post#2824). rclxub.gif
ClarenceT
post Feb 18 2019, 05:59 PM

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QUOTE(YH1234 @ Feb 18 2019, 05:13 PM)
just curious, what u gonna do with the rm2k in boost? it take how long to zeroise?
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Frankly speaking, it is very hard to spend exactly RM500 per category x 3 categories.

I am using VS, if I don't have anything to spend, then I spend RM1500 to topup Bigpay (CB - 2%)+ RM1000 to top up Boost (CB - 0.2%), total CB RM 32. I can cash-out from both Bigpay and Boost at 0.2% (more or less) cost.

For Boost discussions...
https://forum.lowyat.net/topic/4698581
ClarenceT
post Feb 19 2019, 02:02 PM

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QUOTE(guy3288 @ Feb 19 2019, 01:39 PM)
rhb CB very confusing........
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Their T&C were not properly prepared. A lot of loopholes and questions can be raised.
So I didn't expect too much, just tembak. I don't spend more for the game but just reschedule my spendings to the first few days (Thursday-) of the weeks.

ClarenceT
post Feb 21 2019, 06:19 AM

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QUOTE(tonytyk @ Feb 21 2019, 12:12 AM)
For RHB VS the cash back is based on monthly cycle or statement cycle ?
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statement cycle but calculated 1 day before statement date.
eg statement date 21/2, cashback based on transactions POSTED on 21/1 to 20/2 (transactions posted on 21/2 will be calculated in next statement cycle).
ClarenceT
post Feb 21 2019, 10:20 AM

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QUOTE(x88yunkw @ Feb 21 2019, 09:48 AM)
may i know what this card name? RHB visa gold card? coz i cant find in rhb cc website and ringgitplus.
i guess it is visa cash back cc?
i saw ringgitplus, stated vs cash back cc need spend rm10,000 each year in order to waive rm70 annual fee. is that correct? if yes i may need to cancel it coz i not able to use 10000 for this card in a year.
pls assist guys, thanks!!

user posted image
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You should know the card type at your RHB Now account.
ClarenceT
post Feb 25 2019, 09:43 PM

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QUOTE(enixcv123 @ Feb 25 2019, 09:37 PM)
hello guys.. just got my rhb vs, i can see the three categories are online, entertainment and shop. So what does shop mean? what is consider as "shop" lol..
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https://www.rhbgroup.com/~/media/files/mala...-signature.ashx

ClarenceT
post Feb 28 2019, 05:47 AM

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27/02/2019 27/02/2019 C/B A 8998 WK 10 30.00
27/02/2019 27/02/2019 C/B A 8998 WK 10 30.00

Most likely for Week 10 (3/1) and 11 (10/1).

ClarenceT
post Feb 28 2019, 07:33 AM

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QUOTE(MGM @ Feb 28 2019, 06:45 AM)
Did u get for earlier weeks 1 to 9?
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None. But possible to get 2 out of the first 9 weeks only.
ClarenceT
post Mar 4 2019, 08:21 AM

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QUOTE(propusers @ Mar 3 2019, 10:03 PM)
may i know time of reload / swipe of your cc?
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Can't remember, can't trace.
But definitely not early morning.

It is more like a hit or miss game.
I missed 2 in the first 9 weeks.

ClarenceT
post Mar 4 2019, 08:50 AM

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QUOTE(skty @ Mar 4 2019, 12:45 AM)
it's safe to say that BOOST top up no longer counted as eligible transaction for the campaign.
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Since Round 1 (March 2018) I had been playing the game, none is 100% safe.
Boost is still eligible, I hit 2 but missed 2, till Week 12.
So I will continue to spend till Week 21 (Round 3), playing more weeks so better chance to hit 8th-9th RM30.

ClarenceT
post Mar 4 2019, 09:07 AM

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QUOTE(propusers @ Mar 4 2019, 09:03 AM)
received sms said RM30 CASHBACK earned. Continue spend for get up to RM270CASHBACK. Min. RM300 spend weekly.

not sure which week. have to wait statement.
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Haha still rely on statement.

ClarenceT
post Mar 4 2019, 09:20 AM

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QUOTE(MGM @ Mar 4 2019, 09:07 AM)
U meant u missed 2 in the first 9 weeks for round 3, so won 7 CBs? All done topping up Boost?
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No-lah. I won 2 only in the first 11 weeks (+not participating in W12).
Spend too much on other things + Bigpay in Nov-Dec, eg 11/11, 12/12, unfortunately not on Thursday-Friday.
And I am eyeing the final weeks (jan-Mar) more than the early weeks (Nov-Dec), less competitive.
ClarenceT
post Mar 5 2019, 09:03 AM

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QUOTE(christcwl9 @ Mar 5 2019, 08:51 AM)
Guys, may i ask what type of cash rebate u all are discussing about ??

I just got my new RHB credit card smile.gif
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We were discussing this...
https://www.rhbgroup.com/crd_usage/index.html
But the game is NOT for new cardholders.

But you can participate in another similar game...
https://www.rhbgroup.com/crd_acquisition/index.html


ClarenceT
post Mar 5 2019, 09:26 AM

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QUOTE(christcwl9 @ Mar 5 2019, 09:11 AM)
Thanks for the info  notworthy.gif  notworthy.gif  notworthy.gif

So, the monthly spending comprises of all categories?? or only to a certain category?
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Don't confuse. The games (exp 31/3) not related to the monthly rebate scheme. You need to spend RM300 on Thursday to win RM30, max 9 weeks only. The prizes are not guaranteed.

Monthly rebate scheme remain unchanged, eg VS 1%-6% on Online/Entertainment/Shopping only. The monthly rebate is guaranteed.



ClarenceT
post Mar 5 2019, 09:30 AM

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QUOTE(bm_kia @ Mar 5 2019, 09:22 AM)
Does this apply for those applying via Ringgitplus or bbazaar?
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Read T&C. If you are not sure, ask RHB CS.
I am not new cardholder so I don't read the T&C for "acquisitions" game.


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