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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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ClarenceT
post Jul 30 2018, 09:55 AM

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QUOTE(LostAndFound @ Jul 30 2018, 09:39 AM)
Reload wallet? Buy PGC?
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Lazada e-wallet, if I am not wrong, MCC 6051, maybe not qualified.
PGC at Shopee, I may buy RM77x4 in Sep-Oct.
PGC at Lazada, I am worried the order cancellations/refund.

ClarenceT
post Aug 12 2018, 04:03 PM

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QUOTE(yusiang @ Aug 12 2018, 03:49 PM)
With PGC stopped selling on both lazada/shopee and BP banned, any easy way to spend rm300 online to hit the quota?
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BP not banned, still ok for online rebate, but not for promo.
ClarenceT
post Aug 13 2018, 05:44 AM

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QUOTE(minthiam @ Aug 12 2018, 10:54 PM)
What's a PGC?
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You still can buy PGCs at some Petronas stations.
https://www.mymesra.com.my/Cards_Services-@..._Gift_Card.aspx

ClarenceT
post Aug 14 2018, 05:58 AM

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QUOTE(Morning_Star @ Aug 14 2018, 12:07 AM)
Why do I get a measly RM10 rebate from RHB ?
Should be RM30 weekly...
Could be JomPay not entitled to current RHB cashback promotion ?
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The first week (1/7) result is not released yet till end of August - Early September. The promo cashback is subject to First-come-first-served.
But Jompay transactions should be excluded as it is more like Govt transaction. Don't use Jompay but pay directly to TNB, you still can win 9 weeks (max) as still have 10-11 weeks left.

The cashback you got (RM10) is not promo cashback. (RHB Smart Value, max -RM10 for utility, 1%/2%/5%)

This post has been edited by ClarenceT: Aug 14 2018, 06:13 AM
ClarenceT
post Aug 14 2018, 02:10 PM

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QUOTE(Morning_Star @ Aug 14 2018, 10:53 AM)
Thanks ClarenceT.

So have to use either TNB kiosk or can use UOBpayonline.com.my ?
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Sorry I can't answer you as I no longer pay TNB bills!

ClarenceT
post Aug 19 2018, 09:26 AM

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I need to spend on Bigpay (and Boost, preferably not considered online) to meet RM2500 for 2% online rebate, though not for promo.
ClarenceT
post Sep 3 2018, 10:32 AM

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QUOTE(laymank @ Sep 3 2018, 10:28 AM)
30/08/2018 30/08/2018 CB USAGE WK 3 - 4    30.00
30/08/2018 30/08/2018 CB USAGE WK 3 - 4    30.00

cashback for topping up Boost App.
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Great. Thank you. thumbsup.gif
ClarenceT
post Sep 3 2018, 10:37 AM

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At shopee today, if use RHB CC to pay, discount RM20. No discount code needed.
https://shopee.com.my/pc_event/?smtt=201.12...mtt%3D201.12846


This post has been edited by ClarenceT: Sep 3 2018, 10:39 AM
ClarenceT
post Sep 3 2018, 11:48 AM

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QUOTE(skty @ Sep 3 2018, 11:36 AM)
Got my answer after back read few pages.

Seems like BigPay is not eligible for the RM30 cashback promo campaign.

And BOOST is eligible.

Now I just need to find out when is my card is approved and whether it is eligible to participate in this campaign.

I seldom read RHB card thread. Now only find out got this campaign. Hopefully not too late. (Missed 1 week quota I see)

If anyone here know, perhaps can advise so I can save time on calling RHB CS :

My card is RHB Premier Visa Infinite card. Eligible to participate with this card if it is approved during July 2018?

Thank you.
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https://www.rhbgroup.com/crd_acquisition/fi...TNC%20final.pdf

Be careful on the dates, 1 week not always = 7 days.

This post has been edited by ClarenceT: Sep 3 2018, 11:55 AM
ClarenceT
post Sep 3 2018, 01:54 PM

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QUOTE(laymank @ Sep 3 2018, 01:46 PM)
It was this one. I can't find the link any more, but downloaded a copy when the campaign started.
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2 campaigns. Separate rebate quota and time frame.

For existing card holders, up to RM270 rebate
https://www.rhbgroup.com/crd_usage/index.html

For new cardholders, up to RM300 rebate
https://www.rhbgroup.com/crd_acquisition/index.html


ClarenceT
post Sep 3 2018, 03:12 PM

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QUOTE(skty @ Sep 3 2018, 03:07 PM)
mean if the card is approved after 1 July 2018, need to follow the "new cardholder campaign, which is up to RM300 rebate, but lower quota".

if the card is approved before 1 July 2018, need to follow the "existing cardholder campaign, which is up to RM270 rebate, but higher quota".

correct?
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Why not you registered both (SMS)?
ClarenceT
post Sep 3 2018, 06:06 PM

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QUOTE(HellDevil @ Sep 3 2018, 05:50 PM)
May i know RHB rebate system is follow statement date or month?
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If RHB VS, statement date LESS 1 day.
eg statement date 4/9 (last statement 4/8), rebates calculated from the transactions posted on 4/8 to 3/9.
ClarenceT
post Sep 3 2018, 06:08 PM

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QUOTE(skty @ Sep 3 2018, 05:42 PM)
hi bro, I read through the existing card spend campaign, it stated to SMS "RHBU1" to 66300. Didn't need to put in any IC or credit card number?

And for the new card acquisition campaign, there is no need to SMS anything to participate. I think the system will auto detect whether the card is new card or old card.

Wonder how much does 1 RHB reward point worth in term of RM  hmm.gif
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RHB check the phone number sending SMS to 66300.
ClarenceT
post Sep 3 2018, 07:12 PM

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QUOTE(skty @ Sep 3 2018, 07:03 PM)
mean need to use the phone number that is registered with the credit card to send the code to 66300 in order for the bank system to check.
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No I/C or Card Number, so the only way RHB know your identity is the phone number sending SMS.
ClarenceT
post Sep 3 2018, 07:24 PM

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QUOTE(skty @ Sep 3 2018, 07:20 PM)
i also think that way. but very rare sms campaign didn't put in card number or IC number.

thanks bro.  :thumbsup:
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To safeguard our personal data when they employ third party service provider (SMS-66300)
ClarenceT
post Sep 3 2018, 07:44 PM

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QUOTE(skty @ Sep 3 2018, 07:30 PM)
did some quick calculation.

seem like the best cashback card that RHB can offer is the signature card.

1.09% cashback capped at RM2750 max spending per month.

shall apply the card to play RHB campaign.

this RHB campaign is it always got new campaign once the old one expire like PBB?
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Most of the time lucky draw, and debit cards also included, so I gave up. Only this 2 round (Apr-June, July- Oct) FCFS.
ClarenceT
post Sep 7 2018, 03:25 PM

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QUOTE(~Eveready~ @ Sep 7 2018, 03:16 PM)
Hi guys,

so if im using RHB VS, the optimum quota for maximizing online transaction CB is RM2500, right?
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Yes, stop at RM1500, spend RM1000 on others.
ClarenceT
post Sep 19 2018, 03:24 PM

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QUOTE(skty @ Sep 19 2018, 03:02 PM)
For RHB Signature Visa card, need to spend RM3250/month at BigPay to get RM30/month cashback for online transaction and then need to spend another RM300/week at BOOST to participate in the weekly RM30 cashback promotion campaign?
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Why need to spend RM3250 on Bigpay to get RM30???

RM1500 on Bigpay to get 2% -> RM30 max
RM1000 on something else including Bigpay (0%), Boost (0.2%)...
ClarenceT
post Sep 19 2018, 03:51 PM

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QUOTE(skty @ Sep 19 2018, 03:40 PM)
spend first RM1000 on something else get 0% = RM0
spend subsequent RM1500 on Bigpay only get 1% = RM15

where got RM30?

or the calculation is not like this?
as long as you hit the tier, the cashback % will apply to the overall monthly spending?
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Monthly spend 2500-3499.99
Online/entertainment /shopping 2% Max RM30 each.
So RM1500 online + RM1000 something else

This post has been edited by ClarenceT: Sep 19 2018, 03:51 PM
ClarenceT
post Sep 19 2018, 04:51 PM

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QUOTE(skty @ Sep 19 2018, 04:17 PM)
the 2% is applicable to the spending of RM2500-3499.99 (which is RM1000) or the total of RM2500?
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Total spend 2500-3499.99 in a month, then online items -2%, shopping -2%, entertainment -2% and others 0.2%.
But total CB to be calculated till 1 day before statement date, ie 1 day earlier than PB's CB scheme, eg statement date 19/9, CB on posted transactions till 18/9 only, so avoid transaction posted on the statement date.

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